{"id":7841,"date":"2025-12-23T14:06:14","date_gmt":"2025-12-23T12:06:14","guid":{"rendered":"https:\/\/www.avafin.es\/?p=7841"},"modified":"2026-03-06T13:37:18","modified_gmt":"2026-03-06T11:37:18","slug":"que-passa-si-no-tinc-diners-per-pagar-la-legitima","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/","title":{"rendered":"Qu\u00e8 passa si no tinc diners per pagar la lleg\u00edtima duna her\u00e8ncia"},"content":{"rendered":"<p class=\"wp-block-paragraph\">En el context d&#039;una her\u00e8ncia, la lleg\u00edtima \u00e9s un dels conceptes legals m\u00e9s complexos i alhora m\u00e9s rellevants. Moltes persones desconeixen que en acceptar una her\u00e8ncia poden haver d&#039;assumir l&#039;obligaci\u00f3 de pagar una part dels b\u00e9ns heretats a determinats familiars que tenen dret legal a aquesta porci\u00f3. La pregunta \u00e9s clara: qu\u00e8 passa si no tinc diners per pagar la lleg\u00edtima? En aquest article analitzem les conseq\u00fc\u00e8ncies legals, les solucions possibles i com actuar per no posar en risc l&#039;her\u00e8ncia rebuda.\u00a0<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #6a737c;color:#6a737c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #6a737c;color:#6a737c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#Consecuencias_de_no_tener_dinero_para_pagar_la_legitima\" >Conseq\u00fc\u00e8ncies de no tenir diners per pagar la lleg\u00edtima\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#Soluciones_legales_%C2%BFComo_pagar_si_no_hay_efectivo_en_la_herencia\" >Solucions legals: Com pagar si no hi ha efectiu a l&#039;her\u00e8ncia?\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#1_Pago_de_la_legitima_con_dinero_extrahereditario\" >1. Pagament de la lleg\u00edtima amb diners extrahereditaris&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#2_Reduccion_de_legados\" >2. Reducci\u00f3 de llegats&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#3_Prestamos_para_aceptacion_de_herencia_tu_solucion\" >3. Pr\u00e9stecs per a acceptaci\u00f3 d&#039;her\u00e8ncia (la teva soluci\u00f3)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#Plazos_y_normativa_%C2%BFCuanto_tiempo_tengo\" >Terminis i normativa: Quant de temps tinc?\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#Cuanto_tiempo_tiene_el_heredero_para_pagar_la_legitima\" >Quant de temps t\u00e9 l&#039;hereu per pagar la lleg\u00edtima<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#El_caso_especial_plazo_para_pagar_la_legitima_en_Cataluna\" >El cas especial: termini per pagar la lleg\u00edtima a Catalunya\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#Ejemplo_practico_y_gastos\" >Exemple pr\u00e0ctic i despeses\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#%C2%BFCual_es_la_legitima_de_100000_euros_Ejemplo_de_calculo\" >Quina \u00e9s la lleg\u00edtima de 100.000 euros? (Exemple de c\u00e0lcul)&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#Impuestos_y_gastos_%C2%BFla_legitima_paga_impuestos\" >Impostos i despeses: la leg\u00edtima paga impostos?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#%C2%BFComo_puedo_evitar_pagar_la_legitima\" >Com puc evitar pagar la lleg\u00edtima?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#%C2%BFQue_pasa_si_no_me_pagan_la_legitima\" >Qu\u00e8 passa si no em paguen la lleg\u00edtima?\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#%C2%BFQue_pasa_si_no_quiero_la_legitima\" >Qu\u00e8 passa si no vull la lleg\u00edtima?&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#No_pierdas_tu_herencia_por_falta_de_liquidez\" >No perdis la teva her\u00e8ncia per manca de liquiditat\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.avafin.es\/ca\/blog\/que-pasa-si-no-tengo-dinero-para-pagar-la-legitima\/#%C2%BFNecesitas_un_Prestamo_Rapido\" >Necessites un Pr\u00e9stec R\u00e0pid?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Consecuencias_de_no_tener_dinero_para_pagar_la_legitima\"><\/span>Conseq\u00fc\u00e8ncies de no tenir diners per pagar la lleg\u00edtima\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La lleg\u00edtima \u00e9s la part de l&#039;her\u00e8ncia reservada per llei a determinats hereus for\u00e7osos, com ara fills o descendents. Fins i tot si el testador va deixar al testament tots els b\u00e9ns a una sola persona, la resta de legitimaris pot reclamar la seva part corresponent. Aix\u00f2 planteja un problema quan l&#039;hereu universal accepta l&#039;her\u00e8ncia, per\u00f2 no disposa de liquiditat per pagar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les conseq\u00fc\u00e8ncies principals de no pagar la lleg\u00edtima s\u00f3n les seg\u00fcents:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&#039;hereu s&#039;exposa a ser demandat judicialment pels legitimaris, cosa que genera costos judicials i tensions familiars.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Es poden generar interessos legals pel retard en el pagament, incrementant significativament el deute.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La manca de pagament pot bloquejar la partici\u00f3 i entrega efectiva dels b\u00e9ns, impedint inscriure propietats o vendre actius.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>En casos greus, hi pot haver un embargament sobre els b\u00e9ns heretats.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>En darrera inst\u00e0ncia, l&#039;hereu es podria veure obligat a renunciar a l&#039;her\u00e8ncia si no pot afrontar el pagament, perdent aix\u00ed tots els drets successoris.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En resum, no pagar la lleg\u00edtima no nom\u00e9s \u00e9s il\u00b7legal, sin\u00f3 que pot tenir conseq\u00fc\u00e8ncies patrimonials serioses. A m\u00e9s, la lleg\u00edtima \u00e9s un deute exigible i no desapareix amb el temps si no s&#039;actua dins el marc legal.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Soluciones_legales_%C2%BFComo_pagar_si_no_hay_efectivo_en_la_herencia\"><\/span>Solucions legals: Com pagar si no hi ha efectiu a l&#039;her\u00e8ncia?\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La situaci\u00f3 \u00e9s freq\u00fcent: una persona hereta b\u00e9ns immobles, vehicles o accions, per\u00f2 no hi ha diners l\u00edquids suficients per afrontar la lleg\u00edtima. Afortunadament, l&#039;ordenament jur\u00eddic preveu diverses f\u00f3rmules per facilitar el compliment d&#039;aquesta obligaci\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Pago_de_la_legitima_con_dinero_extrahereditario\"><\/span><strong>1. Pagament de la lleg\u00edtima amb diners extrahereditaris<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Una de les vies m\u00e9s utilitzades \u00e9s el pagament de la lleg\u00edtima amb diners extrahereditaris. Aix\u00f2 vol dir que l&#039;hereu paga la lleg\u00edtima amb fons propis, \u00e9s a dir, amb el seu propi patrimoni ali\u00e8 al cabal hereditari.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Encara que aix\u00f2 suposi un esfor\u00e7 econ\u00f2mic, \u00e9s una soluci\u00f3 directa i r\u00e0pida, especialment si es vol conservar els b\u00e9ns de l&#039;her\u00e8ncia, com ara un habitatge familiar, una empresa o una finca.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Des del punt de vista legal, l&#039;hereu pot fer el pagament directament al legitimari mitjan\u00e7ant una transfer\u00e8ncia banc\u00e0ria, deixant const\u00e0ncia del compliment de l&#039;obligaci\u00f3. Posteriorment, podeu inscriure els b\u00e9ns al seu nom sense problemes.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Reduccion_de_legados\"><\/span><strong>2. Reducci\u00f3 de llegats<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si a l&#039;her\u00e8ncia no hi ha prou diners per pagar la lleg\u00edtima i s&#039;han deixat b\u00e9ns a altres persones (com amics o familiars que no s\u00f3n hereus for\u00e7osos), aquests regals o llegats es poden reduir per garantir que els legitimaris rebin el que els correspon per llei.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El Codi civil permet la reducci\u00f3 de llegats per garantir el pagament \u00edntegre de la lleg\u00edtima. L&#039;hereu pot iniciar una acci\u00f3 judicial per sol\u00b7licitar la reducci\u00f3 proporcional dels llegats i assegurar que es respecti el dret dels legitimaris.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta soluci\u00f3 \u00e9s \u00fatil quan hi ha diversos beneficiaris i es vol preservar el patrimoni principal de l&#039;hereu universal sense haver de rec\u00f3rrer al seu patrimoni personal.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Prestamos_para_aceptacion_de_herencia_tu_solucion\"><\/span><strong>3. Pr\u00e9stecs per a acceptaci\u00f3 d&#039;her\u00e8ncia (la teva soluci\u00f3)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Una opci\u00f3 cada cop m\u00e9s popular \u00e9s rec\u00f3rrer a pr\u00e9stecs personals per poder acceptar l&#039;her\u00e8ncia i pagar la lleg\u00edtima. Un <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\/\">pr\u00e9stec personal<\/a> et permeten obtenir liquiditat immediata sense haver de vendre b\u00e9ns heretats de manera precipitada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En plataformes com\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/\">Avafin<\/a>, \u00e9s possible sol\u00b7licitar un pr\u00e9stec personalitzat i amb les condicions totalment clares des del primer moment. \u00c9s una soluci\u00f3 eficient i segura, que permet complir amb la legalitat sense sacrificar patrimoni.\u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center\"><strong>Demana el teu Pr\u00e9stec R\u00e0pid ara!<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plazos_y_normativa_%C2%BFCuanto_tiempo_tengo\"><\/span>Terminis i normativa: Quant de temps tinc?\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Complir amb les dates estipulades i els terminis legals \u00e9s essencial per evitar conflictes judicials i sancions. Tant l&#039;hereu com el legitimari han de con\u00e8ixer quins s\u00f3n els per\u00edodes establerts per la normativa vigent.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cuanto_tiempo_tiene_el_heredero_para_pagar_la_legitima\"><\/span><strong>Quant de temps t\u00e9 l&#039;hereu per pagar la lleg\u00edtima<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El Codi Civil no estableix un termini exacte per al pagament de la lleg\u00edtima, per\u00f2 s&#039;ent\u00e9n que cal fer-ho&nbsp;<strong>una vegada acceptada l&#039;her\u00e8ncia i feta la partici\u00f3<\/strong>. A partir d&#039;aqu\u00ed, el legitimari en pot exigir la part i l&#039;hereu t\u00e9 l&#039;obligaci\u00f3 d&#039;abonar-la.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si l&#039;hereu no paga volunt\u00e0riament, el legitimari pot iniciar una reclamaci\u00f3 judicial en el termini de 15 anys, encara que aquest per\u00edode pot variar segons la comunitat aut\u00f2noma. Per tant, encara que no hi ha un termini immediat, s\u00ed que hi ha una responsabilitat continuada en el temps.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"El_caso_especial_plazo_para_pagar_la_legitima_en_Cataluna\"><\/span><strong>El cas especial: termini per pagar la lleg\u00edtima a Catalunya<\/strong>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Catalunya compta amb una normativa espec\u00edfica sobre les her\u00e8ncies. En aquesta comunitat, el&nbsp;<strong>termini per pagar la lleg\u00edtima a Catalunya<\/strong>&nbsp;\u00e9s de 10 anys des de lobertura de la successi\u00f3. El legitimari ha de reclamar en aquest temps; si no ho fa, perd el dret.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta regulaci\u00f3 est\u00e0 contemplada al Codi Civil de Catalunya i estableix a m\u00e9s que l&#039;hereu pot optar per pagar en diners encara que l&#039;her\u00e8ncia consti de b\u00e9ns no l\u00edquids. Aix\u00f2 refor\u00e7a la necessitat de tenir mecanismes de finan\u00e7ament, com ara els pr\u00e9stecs per acceptar her\u00e8ncies.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ejemplo_practico_y_gastos\"><\/span>Exemple pr\u00e0ctic i despeses\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Per comprendre millor la dimensi\u00f3 econ\u00f2mica del pagament de la lleg\u00edtima, hem preparat un exemple amb xifres realistes i detallem els costos associats al tr\u00e0mit de la legitima.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCual_es_la_legitima_de_100000_euros_Ejemplo_de_calculo\"><\/span><strong>Quina \u00e9s la lleg\u00edtima de 100.000 euros? (Exemple de c\u00e0lcul)<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Suposem que una persona mor i deixa un patrimoni de 100.000 euros en b\u00e9ns. El testament ho deixa tot un sol fill, per\u00f2 hi ha un altre fill amb dret a leg\u00edtima.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A la majoria de comunitats aut\u00f2nomes, la lleg\u00edtima correspon a&nbsp;<strong>un ter\u00e7 del cabal hereditari<\/strong>, dividit entre els legitimaris. Per tant:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cabal hereditari: 100.000 euros\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Leg\u00edtima estricta: 33.333 euros\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nombre de legitimaris: 1\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Leg\u00edtima individual: 33.333 euros\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En aquest cas, l&#039;hereu universal haur\u00e0 de pagar 33.333 euros al seu germ\u00e0, encara que no hagi rebut diners l\u00edquids. Si no disposeu d&#039;aquesta quantitat, heu de buscar una soluci\u00f3 financera o legal per complir l&#039;obligaci\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impuestos_y_gastos_%C2%BFla_legitima_paga_impuestos\"><\/span><strong>Impostos i despeses: la leg\u00edtima paga impostos?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Una pregunta freq\u00fcent \u00e9s si la leg\u00edtima paga impostos. La resposta \u00e9s s\u00ed. La lleg\u00edtima, en ser considerada una transmissi\u00f3 patrimonial per causa de defunci\u00f3, est\u00e0 subjecta al\u00a0<strong>Impost sobre Successions i Donacions<\/strong>. Tamb\u00e9 et recomanem aquest <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/no-tinc-diners-per-pagar-impost-successions\/\">bloc<\/a>, on t&#039;expliquem qu\u00e8 fer si <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/no-tinc-diners-per-pagar-impost-successions\/\">no tinc diners per pagar l&#039;impost de successions<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El legitimari ha de tributar per l&#039;import rebut, aplicant les bonificacions i les reduccions que corresponguin a la seva comunitat aut\u00f2noma. A m\u00e9s, hi ha altres despeses associades:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Notaria i escriptura de lliurament<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Registre de la propietat\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Honoraris d&#039;advocats o gestors\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Una q\u00fcesti\u00f3 clau \u00e9s:\u00a0<strong>qui paga l&#039;escriptura de lliurament de lleg\u00edtima?<\/strong>\u00a0Legalment, els costos solen ser compartits entre l&#039;hereu i el legitimari, encara que aix\u00f2 pot variar en funci\u00f3 dels acords o si s&#039;arriba a judici.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per a m\u00e9s informaci\u00f3, us convidem a llegir el nostre <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/despeses-herencia-testament\/\">bloc<\/a> on t&#039;expliquem <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/despeses-herencia-testament\/\">quines s\u00f3n les despeses d&#039;una her\u00e8ncia amb testament<\/a>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_puedo_evitar_pagar_la_legitima\"><\/span>Com puc evitar pagar la lleg\u00edtima?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Legalment,&nbsp;<strong>\u00e9s obligatori pagar la lleg\u00edtima<\/strong>, llevat que el legitimari hagi estat desheretat per causes justificades i degudament recollides al testament. Entre les causes v\u00e0lides hi ha el maltractament, la negaci\u00f3 d&#039;aliments o una conducta greument injuriosa cap al testador.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Evitar pagar la leg\u00edtima per altres vies \u00e9s inviable, ja que \u00e9s un dret protegit per la llei. Qualsevol intent d&#039;eludir aquesta obligaci\u00f3 pot ser impugnat judicialment pels legitimaris.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En alguns casos, es pot negociar una compensaci\u00f3 en esp\u00e8cie o arribar a un acord extrajudicial, per\u00f2 aix\u00f2 requereix voluntat de totes dues parts.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_no_me_pagan_la_legitima\"><\/span>Qu\u00e8 passa si no em paguen la lleg\u00edtima?\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si ets legitimari i no has rebut la teva part, pots exercir el teu dret de reclamaci\u00f3 davant dels tribunals. L&#039;hereu est\u00e0 obligat a pagar-te, encara que no tingui diners en efectiu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pots iniciar una acci\u00f3 judicial de reclamaci\u00f3 de lleg\u00edtima, que derivar\u00e0 a l&#039;embargament de b\u00e9ns si l&#039;hereu no compleix. A m\u00e9s, es generen interessos legals des que es presenta la demanda.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_no_quiero_la_legitima\"><\/span><strong>Qu\u00e8 passa si no vull la lleg\u00edtima?<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tot i que la leg\u00edtima \u00e9s un dret,&nbsp;<strong>tamb\u00e9 es pot renunciar<\/strong>. El legitimari pot, per voluntat pr\u00f2pia, renunciar a la lleg\u00edtima, ja sigui per motius personals, fiscals o familiars.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta ren\u00fancia s&#039;ha de fer de forma expressa i davant de notari. En aquest cas, l&#039;hereu no estar\u00e0 obligat a pagar i el patrimoni no es veur\u00e0 redu\u00eft.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Renunciar a la lleg\u00edtima pot ser una estrat\u00e8gia \u00fatil en her\u00e8ncies amb deutes, conflictes o si es vol beneficiar un altre hereu.\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/bloc\/shereten-els-deutes\/\">S&#039;hereten els deutes?<\/a> En aquest <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/shereten-els-deutes\/\">bloc<\/a> t&#039;expliquem tot el que necessites sap.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"No_pierdas_tu_herencia_por_falta_de_liquidez\"><\/span>No perdis la teva her\u00e8ncia per manca de liquiditat\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Acceptar una her\u00e8ncia no sempre \u00e9s un proc\u00e9s senzill, especialment si cal pagar leg\u00edtimes i no es disposa de diners l\u00edquids. La manca de planificaci\u00f3 pot portar a situacions l\u00edmit en qu\u00e8 l&#039;hereu es veu obligat a renunciar o vendre b\u00e9ns valuosos.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per evitar aquest risc, \u00e9s important:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Con\u00e8ixer la normativa aplicable a la teva comunitat\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Analitzar el cabal hereditari i calcular la lleg\u00edtima\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Buscar assessorament professional\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valorar solucions com el\u00a0<strong>pagament de la lleg\u00edtima amb diners extrahereditaris<\/strong>\u00a0o els pr\u00e9stecs especialitzats\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Una gesti\u00f3 adequada permet conservar el patrimoni familiar, complir la legalitat i evitar conflictes judicials. Si et trobes en aquesta situaci\u00f3, no actu\u00efs sol. Informa&#039;t, planifica i troba la soluci\u00f3 m\u00e9s adequada per a tu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"%C2%BFNecesitas_un_Prestamo_Rapido\"><\/span>Necessites un Pr\u00e9stec R\u00e0pid?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>En el contexto de una herencia, la leg\u00edtima es uno de los conceptos legales m\u00e1s complejos y a la vez m\u00e1s relevantes. Muchas personas desconocen que, al aceptar una herencia, pueden tener que asumir la obligaci\u00f3n de pagar una parte de los bienes heredados a determinados familiares que tienen derecho legal a esa porci\u00f3n. La [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":7845,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[23,27],"tags":[],"class_list":["post-7841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacion-financiera","category-hipotecas"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e9 pasa si no tengo dinero para pagar la leg\u00edtima de una herencia | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"\u00bfNo puedes pagar la leg\u00edtima por falta de liquidez? 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