{"id":7469,"date":"2025-11-25T12:14:17","date_gmt":"2025-11-25T10:14:17","guid":{"rendered":"https:\/\/www.avafin.es\/?p=7469"},"modified":"2026-04-23T12:11:06","modified_gmt":"2026-04-23T10:11:06","slug":"he-perdut-un-judici-i-no-tinc-diners-per-pagar","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar","title":{"rendered":"He perdut un judici i no tinc diners per pagar: solucions legals i reals"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Perdre un judici \u00e9s una de les situacions m\u00e9s estressants que pot enfrontar una persona. Per\u00f2 quan, a m\u00e9s, no es tenen diners per pagar la sent\u00e8ncia, l&#039;angoixa es multiplica. La frase \u201che perdut un judici i no tinc diners per pagar\u201d reflecteix un escenari m\u00e9s com\u00fa del que sembla.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquest article explica amb claredat i llenguatge accessible qu\u00e8 passa legalment si no pots pagar una sent\u00e8ncia, com s&#039;aplica l&#039;embargament, i quines mesures pots prendre fins i tot sense tenir b\u00e9ns o ingressos significatius. Tamb\u00e9 aclarim els dubtes freq\u00fcents, incloent-hi si <strong>et poden portar a judici per un deute de 100 o 300 euros<\/strong>, o qu\u00e8 passa si <strong>perds un judici monitori i no pots pagar<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>La sent\u00e8ncia: Qu\u00e8 vol dir ser condemnat a pagar?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Quan un jutge dicta una sent\u00e8ncia i et condemna al pagament d&#039;una quantitat, <strong>l&#039;obligaci\u00f3 es converteix en un deute judicial ferm<\/strong>. Aix\u00f2 vol dir que el creditor (la persona o entitat que va guanyar el judici) pot <strong>exigir el pagament per la via judicial<\/strong>, encara que tu declares que no tens diners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per\u00f2 qu\u00e8 passa si realment <strong>no tens recursos ni b\u00e9ns<\/strong>?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si <strong>em condemnen a pagar i no tinc diners ni b\u00e9ns<\/strong>, el jutge pot <strong>obrir una execuci\u00f3 for\u00e7osa<\/strong>, encara que si s&#039;acredita la teva insolv\u00e8ncia (no tens comptes, vehicles ni immobles), l&#039;execuci\u00f3 pot quedar suspesa fins que canvi\u00ef la teva situaci\u00f3 econ\u00f2mica.<\/li>\n\n\n\n<li>No obstant aix\u00f2, <strong>el deute no desapareix autom\u00e0ticament<\/strong>, llevat que s&#039;aculli a mecanismes legals espec\u00edfics com la <strong>Llei de la Segona Oportunitat<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, <strong>si perds un judici civil<\/strong>, haur\u00e0s d&#039;assumir tamb\u00e9 les <strong>costes judicials<\/strong>, \u00e9s a dir, <strong>les despeses del proc\u00e9s i de l&#039;advocat de l&#039;altra part<\/strong>. Per tant, <strong>si perdo un judici he de pagar les costes<\/strong>, llevat que el jutge determini el contrari per raons d&#039;equitat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>L&#039;embargament: l&#039;execuci\u00f3 for\u00e7osa i la via d&#039;escapament<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Quan no pagues volunt\u00e0riament una sent\u00e8ncia, <strong>el seg\u00fcent pas sol ser l&#039;embargament<\/strong>. L&#039;embargament consisteix en <strong>retenir o vendre els teus b\u00e9ns<\/strong> (comptes bancaris, n\u00f2mina, habitatge, vehicle\u2026) per satisfer el deute.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No obstant aix\u00f2, existeixen <strong>l\u00edmits i proteccions legals<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El <strong>salari m\u00ednim interprofessional<\/strong> no es pot embargar.<\/li>\n\n\n\n<li>Si nom\u00e9s tens un compte amb ingressos m\u00ednims o ajuts p\u00fablics, <strong>l&#039;embargament es pot declarar improcedent<\/strong>.<\/li>\n\n\n\n<li>Si est\u00e0s en una situaci\u00f3 de necessitat extrema, pots sol\u00b7licitar <strong>un ajornament o fraccionament del pagament<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En casos de risc d&#039;embargament, \u00e9s fonamental actuar r\u00e0pidament. T&#039;expliquem com fer-ho pas a pas en aquest article: <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/com-evitar-un-embargament\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>com evitar un embargament<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Exemple real:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Imagina que has perdut un judici i has de pagar <strong>3.000 \u20ac per un deute telef\u00f2nic<\/strong>. Si <strong>no tens b\u00e9ns embargables ni ingressos<\/strong>, el proc\u00e9s d&#039;execuci\u00f3 s&#039;obrir\u00e0, per\u00f2 l&#039;embargament pot ser <strong>infructu\u00f3s<\/strong>. Aix\u00f2 no elimina el deute, per\u00f2 <strong>la paralitza temporalment<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00ed, <strong>et poden portar a judici per un deute de tel\u00e8fon<\/strong>, encara que sigui petita, especialment si l&#039;empresa ha cedit el deute a un fons de cobrament o despatx jur\u00eddic especialitzat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Preguntes freq\u00fcents sobre: he perdut un judici i no tinc diners per pagar<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1764065294367\"><strong class=\"schema-faq-question\"><strong>Qu\u00e8 passa si em condemnen a pagar i no tinc diners?<\/strong><\/strong> <p class=\"schema-faq-answer\">Si et condemnen i no pots pagar, <strong>el creditor pot sol\u00b7licitar un embargament<\/strong>. Tot i aix\u00f2, si no tens b\u00e9ns, el procediment pot quedar sense efecte fins que millors econ\u00f2micament. \u00c9s important <strong>declarar la teva insolv\u00e8ncia<\/strong> per evitar sancions o interessos addicionals.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764065339641\"><strong class=\"schema-faq-question\"><strong>Qu\u00e8 passa si no tens diners per pagar una sent\u00e8ncia?<\/strong><\/strong> <p class=\"schema-faq-answer\">El jutge pot <strong>iniciar una execuci\u00f3 for\u00e7osa<\/strong>, per\u00f2 si no hi ha b\u00e9ns embargables, no et podran cobrar en aquell moment. Tot i aix\u00ed, el deute seguir\u00e0 actiu. En aquest cas, el m\u00e9s recomanable \u00e9s acollir-se a la <strong>Llei de la Segona Oportunitat<\/strong> per <strong>cancel\u00b7lar-la legalment<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764065345836\"><strong class=\"schema-faq-question\"><strong>Et poden portar a judici per un deute de 100 o 300 euros?<\/strong><\/strong> <p class=\"schema-faq-answer\">S\u00ed, encara que soni exagerat, <strong>us poden portar a judici per un deute de 100 euros o 300 euros<\/strong>, especialment si l&#039;empresa o el creditor actuen de forma sistem\u00e0tica. En aquests casos, solen iniciar un <strong>judici monitori<\/strong> per reclamar-ne la quantitat.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764065365024\"><strong class=\"schema-faq-question\"><strong>Com es pot sortir d&#039;un judici monitori si no puc pagar?<\/strong><\/strong> <p class=\"schema-faq-answer\">El <strong>judici monitori<\/strong> \u00e9s un procediment r\u00e0pid de reclamaci\u00f3 de deutes. Si <strong>no pots pagar<\/strong>, tens dues opcions:<br\/>1. <strong>Oposar-te<\/strong> presentant proves que el deute no \u00e9s v\u00e0lid.<br\/>2. <strong>Acceptar el deute<\/strong> i declarar la teva insolv\u00e8ncia. En aquest cas, pots incloure-la en un procediment de <strong>Llei de la Segona Oportunitat<\/strong>.<br\/>Per a m\u00e9s informaci\u00f3 sobre com afrontar aquest tipus de proc\u00e9s, us expliquem <strong>com sortir d&#039;un judici monitori<\/strong> en aquest article especialitzat: <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/com-evitar-un-embargament\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>com sortir d&#039;un judici monitori<\/strong><\/a><\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Perdre un judici sense diners per pagar no significa la fi del m\u00f3n, per\u00f2 s\u00ed que implica actuar amb rapidesa i intel\u00b7lig\u00e8ncia. Si <strong>em condemnen a pagar i no tinc diners ni b\u00e9ns<\/strong>, la llei preveu certs l\u00edmits a l&#039;embargament i alternatives legals per protegir-te.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recorda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S\u00ed, us poden portar a judici per un deute de tel\u00e8fon.<\/strong><\/li>\n\n\n\n<li><strong>El judici monitori no puc pagar<\/strong> no \u00e9s excusa per no respondre.<\/li>\n\n\n\n<li><strong>Les costes judicials<\/strong> poden augmentar el teu deute considerablement.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En definitiva, encara que la teva situaci\u00f3 actual sigui cr\u00edtica, sempre hi ha una via legal per enfrontar-la. No et paralitzis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Necessites Diners Urgents?<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Demana el teu pr\u00e9stec a AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Perdre un judici \u00e9s una de les situacions m\u00e9s estressants que pot enfrontar una persona. Per\u00f2 quan, a m\u00e9s, no es tenen diners per pagar la sent\u00e8ncia, l&#039;angoixa es multiplica. La frase \u201che perdut un judici i no tinc diners per pagar\u201d reflecteix un escenari m\u00e9s com\u00fa del que sembla. Aquest article explica amb [\u2026]<\/p>","protected":false},"author":32,"featured_media":7470,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[24,23],"tags":[],"class_list":["post-7469","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-deudas","category-educacion-financiera"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>He perdido un juicio y no tengo dinero para pagar | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"\u00bfHas perdido un juicio y no puedes pagar la sentencia? Descubre qu\u00e9 opciones legales existen si no tienes dinero ni bienes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"He perdido un juicio y no tengo dinero para pagar | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"\u00bfHas perdido un juicio y no puedes pagar la sentencia? Descubre qu\u00e9 opciones legales existen si no tienes dinero ni bienes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-25T10:14:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-23T10:11:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar-1024x683.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alejandra Rangel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alejandra Rangel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar\",\"url\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar\",\"name\":\"He perdido un juicio y no tengo dinero para pagar | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar.jpg\",\"datePublished\":\"2025-11-25T10:14:17+00:00\",\"dateModified\":\"2026-04-23T10:11:06+00:00\",\"author\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878\"},\"description\":\"\u00bfHas perdido un juicio y no puedes pagar la sentencia? Descubre qu\u00e9 opciones legales existen si no tienes dinero ni bienes.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065294367\"},{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065339641\"},{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065345836\"},{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065365024\"}],\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#primaryimage\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar.jpg\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar.jpg\",\"width\":7990,\"height\":5327,\"caption\":\"\u00bfHas perdido un juicio y no puedes pagar? Descubre qu\u00e9 hacer ante embargos y c\u00f3mo la Ley de la Segunda Oportunidad puede ayudarte.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\/\/www.avafin.es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Educaci\u00f3 financera\",\"item\":\"https:\/\/www.avafin.es\/blog\/educacion-financiera\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"He perdido un juicio y no tengo dinero para pagar: soluciones legales y reales\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\",\"url\":\"https:\/\/www.avafin.es\/ca\/\",\"name\":\"AvaFin Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.avafin.es\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878\",\"name\":\"Alejandra Rangel\",\"pronouns\":\"Ella\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png\",\"caption\":\"Alejandra Rangel\"},\"description\":\"Experta financiera, con 6 a\u00f1os de experiencia liderando la atenci\u00f3n a clientes que buscan soluciones econ\u00f3micas. Su experiencia en investigaci\u00f3n de mercados en AvaFin, brinda gran valor al momento de generar informaci\u00f3n \u00fatil sobre aquellas personas que buscan tomar decisiones financieras adecuadas a su situaci\u00f3n.\",\"sameAs\":[\"http:\/\/www.avafin.es\",\"https:\/\/www.linkedin.com\/in\/alejandra-rangel-bethencourt-29633a167\/\"],\"url\":\"https:\/\/www.avafin.es\/ca\/blog\/author\/alejandra\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065294367\",\"position\":1,\"url\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065294367\",\"name\":\"\u00bfQu\u00e9 pasa si me condenan a pagar y no tengo dinero?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Si te condenan y no puedes pagar, <strong>el acreedor puede solicitar un embargo<\/strong>. Sin embargo, si no tienes bienes, el procedimiento puede quedar sin efecto hasta que mejores econ\u00f3micamente. Es importante <strong>declarar tu insolvencia<\/strong> para evitar sanciones o intereses adicionales.\",\"inLanguage\":\"ca\"},\"inLanguage\":\"ca\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065339641\",\"position\":2,\"url\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065339641\",\"name\":\"\u00bfQu\u00e9 pasa si no tienes dinero para pagar una sentencia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"El juez puede <strong>iniciar una ejecuci\u00f3n forzosa<\/strong>, pero si no hay bienes embargables, no podr\u00e1n cobrarte en ese momento. Aun as\u00ed, la deuda seguir\u00e1 activa. En este caso, lo m\u00e1s recomendable es acogerse a la <strong>Ley de la Segunda Oportunidad<\/strong> para <strong>cancelarla legalmente<\/strong>.\",\"inLanguage\":\"ca\"},\"inLanguage\":\"ca\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065345836\",\"position\":3,\"url\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065345836\",\"name\":\"\u00bfTe pueden llevar a juicio por una deuda de 100 o 300 euros?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\u00ed, aunque suene exagerado, <strong>te pueden llevar a juicio por una deuda de 100 euros o 300 euros<\/strong>, especialmente si la empresa o el acreedor act\u00faan de forma sistem\u00e1tica. En estos casos, suelen iniciar un <strong>juicio monitorio<\/strong> para reclamar la cantidad.\",\"inLanguage\":\"ca\"},\"inLanguage\":\"ca\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065365024\",\"position\":4,\"url\":\"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065365024\",\"name\":\"\u00bfC\u00f3mo salir de un juicio monitorio si no puedo pagar?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"El <strong>juicio monitorio<\/strong> es un procedimiento r\u00e1pido de reclamaci\u00f3n de deudas. Si <strong>no puedes pagar<\/strong>, tienes dos opciones:<br\/>1. <strong>Oponerte<\/strong> presentando pruebas de que la deuda no es v\u00e1lida.<br\/>2. <strong>Aceptar la deuda<\/strong> y declarar tu insolvencia. En este caso, puedes incluirla en un procedimiento de <strong>Ley de la Segunda Oportunidad<\/strong>.<br\/>Para m\u00e1s informaci\u00f3n sobre c\u00f3mo afrontar este tipo de proceso, te explicamos <strong>c\u00f3mo salir de un juicio monitorio<\/strong> en este art\u00edculo especializado: <a href=\\\"https:\/\/www.avafin.es\/blog\/como-evitar-un-embargo\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\"><strong>c\u00f3mo salir de un juicio monitorio<\/strong><\/a>\",\"inLanguage\":\"ca\"},\"inLanguage\":\"ca\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"He perdut un judici i no tinc diners per pagar | AvaFin Espanya","description":"Has perdut un judici i no pots pagar la sent\u00e8ncia? Descobreix quines opcions legals hi ha si no tens diners ni b\u00e9ns.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar","og_locale":"ca_ES","og_type":"article","og_title":"He perdido un juicio y no tengo dinero para pagar | AvaFin Espa\u00f1a","og_description":"\u00bfHas perdido un juicio y no puedes pagar la sentencia? Descubre qu\u00e9 opciones legales existen si no tienes dinero ni bienes.","og_url":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar","og_site_name":"AvaFin Espa\u00f1a","article_published_time":"2025-11-25T10:14:17+00:00","article_modified_time":"2026-04-23T10:11:06+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar-1024x683.jpg","type":"image\/jpeg"}],"author":"Alejandra Rangel","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Alejandra Rangel","Est. reading time":"5 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar","url":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar","name":"He perdut un judici i no tinc diners per pagar | AvaFin Espanya","isPartOf":{"@id":"https:\/\/www.avafin.es\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#primaryimage"},"image":{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#primaryimage"},"thumbnailUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar.jpg","datePublished":"2025-11-25T10:14:17+00:00","dateModified":"2026-04-23T10:11:06+00:00","author":{"@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878"},"description":"Has perdut un judici i no pots pagar la sent\u00e8ncia? Descobreix quines opcions legals hi ha si no tens diners ni b\u00e9ns.","breadcrumb":{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065294367"},{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065339641"},{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065345836"},{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065365024"}],"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#primaryimage","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar.jpg","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar.jpg","width":7990,"height":5327,"caption":"\u00bfHas perdido un juicio y no puedes pagar? Descubre qu\u00e9 hacer ante embargos y c\u00f3mo la Ley de la Segunda Oportunidad puede ayudarte."},{"@type":"BreadcrumbList","@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.avafin.es\/"},{"@type":"ListItem","position":2,"name":"Educaci\u00f3 financera","item":"https:\/\/www.avafin.es\/blog\/educacion-financiera"},{"@type":"ListItem","position":3,"name":"He perdido un juicio y no tengo dinero para pagar: soluciones legales y reales"}]},{"@type":"WebSite","@id":"https:\/\/www.avafin.es\/ca\/#website","url":"https:\/\/www.avafin.es\/ca\/","name":"AvaFin Espanya","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.avafin.es\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878","name":"Alejandra Rangel","pronouns":"Ella","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/image\/","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","caption":"Alejandra Rangel"},"description":"Experta financiera, con 6 a\u00f1os de experiencia liderando la atenci\u00f3n a clientes que buscan soluciones econ\u00f3micas. Su experiencia en investigaci\u00f3n de mercados en AvaFin, brinda gran valor al momento de generar informaci\u00f3n \u00fatil sobre aquellas personas que buscan tomar decisiones financieras adecuadas a su situaci\u00f3n.","sameAs":["http:\/\/www.avafin.es","https:\/\/www.linkedin.com\/in\/alejandra-rangel-bethencourt-29633a167\/"],"url":"https:\/\/www.avafin.es\/ca\/blog\/author\/alejandra"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065294367","position":1,"url":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065294367","name":"Qu\u00e8 passa si em condemnen a pagar i no tinc diners?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Si te condenan y no puedes pagar, <strong>el acreedor puede solicitar un embargo<\/strong>. Sin embargo, si no tienes bienes, el procedimiento puede quedar sin efecto hasta que mejores econ\u00f3micamente. Es importante <strong>declarar tu insolvencia<\/strong> para evitar sanciones o intereses adicionales.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065339641","position":2,"url":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065339641","name":"Qu\u00e8 passa si no tens diners per pagar una sent\u00e8ncia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"El juez puede <strong>iniciar una ejecuci\u00f3n forzosa<\/strong>, pero si no hay bienes embargables, no podr\u00e1n cobrarte en ese momento. Aun as\u00ed, la deuda seguir\u00e1 activa. En este caso, lo m\u00e1s recomendable es acogerse a la <strong>Ley de la Segunda Oportunidad<\/strong> para <strong>cancelarla legalmente<\/strong>.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065345836","position":3,"url":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065345836","name":"Et poden portar a judici per un deute de 100 o 300 euros?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"S\u00ed, aunque suene exagerado, <strong>te pueden llevar a juicio por una deuda de 100 euros o 300 euros<\/strong>, especialmente si la empresa o el acreedor act\u00faan de forma sistem\u00e1tica. En estos casos, suelen iniciar un <strong>juicio monitorio<\/strong> para reclamar la cantidad.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065365024","position":4,"url":"https:\/\/www.avafin.es\/ca\/bloc\/he-perdut-un-judici-i-no-tinc-diners-per-pagar#faq-question-1764065365024","name":"Com es pot sortir d&#039;un judici monitori si no puc pagar?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"El <strong>juicio monitorio<\/strong> es un procedimiento r\u00e1pido de reclamaci\u00f3n de deudas. Si <strong>no puedes pagar<\/strong>, tienes dos opciones:<br\/>1. <strong>Oponerte<\/strong> presentando pruebas de que la deuda no es v\u00e1lida.<br\/>2. <strong>Aceptar la deuda<\/strong> y declarar tu insolvencia. En este caso, puedes incluirla en un procedimiento de <strong>Ley de la Segunda Oportunidad<\/strong>.<br\/>Para m\u00e1s informaci\u00f3n sobre c\u00f3mo afrontar este tipo de proceso, te explicamos <strong>c\u00f3mo salir de un juicio monitorio<\/strong> en este art\u00edculo especializado: <a href=\"https:\/\/www.avafin.es\/blog\/como-evitar-un-embargo\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>c\u00f3mo salir de un juicio monitorio<\/strong><\/a>","inLanguage":"ca"},"inLanguage":"ca"}]}},"jetpack_publicize_connections":[],"featured_media_link":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/11\/he-perdido-un-juicio-y-no-tengo-dinero-para-pagar-768x512.jpg","category":{"color":"#010440","link":"https:\/\/www.avafin.es\/ca\/bloc\/deutes","text":"Deudas"},"_links":{"self":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts\/7469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/comments?post=7469"}],"version-history":[{"count":1,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts\/7469\/revisions"}],"predecessor-version":[{"id":9957,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts\/7469\/revisions\/9957"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media\/7470"}],"wp:attachment":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media?parent=7469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/categories?post=7469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/tags?post=7469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}