{"id":6343,"date":"2025-08-04T12:31:37","date_gmt":"2025-08-04T10:31:37","guid":{"rendered":"https:\/\/www.avafin.es\/?p=6343"},"modified":"2026-07-23T10:25:16","modified_gmt":"2026-07-23T08:25:16","slug":"ajudes-no-contributives","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas","title":{"rendered":"Ajuts no contributius 2025: requisits, tipus i quanties explicades"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Les <strong>ajudes no contributives<\/strong> s\u00f3n <strong>prestacions econ\u00f2miques<\/strong> destinades a garantir un nivell m\u00ednim dingressos a persones que <strong>no han cotitzat mai o ho han fet de manera insuficient<\/strong> al sistema de la <strong>Seguretat Social<\/strong>. Aquest tipus d&#039;ajuda \u00e9s vital per als que no tenen <strong>rendes o ingressos<\/strong> i no poden accedir a una pensi\u00f3 contributiva tradicional.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquestes prestacions estan regulades pel <strong>Reial Decret Legislatiu 8\/2015 del 30 d&#039;octubre<\/strong>, que <strong>aprova el text ref\u00f3s<\/strong> de la Llei General de la Seguretat Social, i la seva tramitaci\u00f3 dep\u00e8n del <strong>IMSSERSO<\/strong> i de cada <strong>comunitat aut\u00f2noma<\/strong>, segons la <strong>data de la sol\u00b7licitud<\/strong>.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndex<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #6a737c;color:#6a737c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #6a737c;color:#6a737c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFQuien_tiene_derecho_a_una_pension_no_contributiva\" >Qui t\u00e9 dret a una pensi\u00f3 no contributiva?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Requisitos_comunes\" >Requisits comuns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFCuales_son_los_tipos_de_pensiones_no_contributivas\" >Quins s\u00f3n els tipus de pensions no contributives?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Pension_no_contributiva_de_jubilacion_requisitos_y_cuantia\" >Pensi\u00f3 no contributiva de jubilaci\u00f3: requisits i quantia<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Requisitos_Especificos\" >Requisits Espec\u00edfics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFCuanto_Dinero_Se_Recibe\" >Quants diners es rep?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Pension_no_contributiva_de_invalidez_requisitos_y_cuantia\" >Pensi\u00f3 no contributiva d&#039;invalidesa: requisits i quantia<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Requisitos_Especificos-2\" >Requisits Espec\u00edfics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFCuanto_Dinero_Se_Recibe-2\" >Quants diners es rep?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Compatibilidad_de_las_pensiones_no_contributivas_con_otros_beneficios\" >Compatibilitat de les pensions no contributives amb altres beneficis<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFQue_beneficio_es_compatible_con_una_PNC\" >Quin benefici \u00e9s compatible amb una PNC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFQue_Beneficios_se_obtienen_con_la_PNC\" >Quins beneficis s&#039;obtenen amb la PNC?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFNecesitas_un_apoyo_financiero_complementario\" >Necessites un suport financer complementari?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#Preguntas_frecuentes\" >Preguntes freq\u00fcents:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.avafin.es\/ca\/blog\/ayudas-no-contributivas\/#%C2%BFNecesitas_un_apoyo_extra\" >Necessites un suport extra?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQuien_tiene_derecho_a_una_pension_no_contributiva\"><\/span><strong>Qui t\u00e9 dret a una pensi\u00f3 no contributiva?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les <strong>ajudes no contributives<\/strong> estan adre\u00e7ades a persones que, per la seva situaci\u00f3 laboral, personal o de salut, <strong>no han generat dret a una pensi\u00f3 contributiva<\/strong> dins del sistema de la <strong>Seguretat Social<\/strong>. Tot i aix\u00f2, aix\u00f2 no significa que quedin sense protecci\u00f3. A trav\u00e9s d&#039;aquestes prestacions, l&#039;Estat garanteix uns <strong>m\u00ednims vitals de subsist\u00e8ncia<\/strong>, especialment per als que <strong>manquen de rendes o ingressos<\/strong> i es troben en una situaci\u00f3 de <strong>vulnerabilitat econ\u00f2mica<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per accedir a aquestes pensions, cal <strong>complir amb una s\u00e8rie de requisits generals<\/strong> establerts a la normativa vigent, com el <strong>Reial Decret 357\/1991 de 15 de mar\u00e7<\/strong>, i el <strong>Reial Decret Legislatiu 8\/2015 del 30 d&#039;octubre<\/strong>, que regula la Llei General de la Seguretat Social. Aquests requisits estan dissenyats per assegurar que els ajuts arribin <strong>exclusivament a les persones que realment ho necessiten<\/strong> i que no tenen altres mitjans de vida.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En aquest sentit, no n&#039;hi ha prou amb tenir baixos ingressos individuals: el sistema tamb\u00e9 analitza els ingressos i la composici\u00f3 de <strong>la unitat econ\u00f2mica de conviv\u00e8ncia<\/strong>, per determinar si hi ha una xarxa de suport familiar o convivencial que cobreixi les necessitats b\u00e0siques. El <strong>c\u00f2mput anual d&#039;ingressos<\/strong> no pot superar els <strong>7.905,80 \u20ac el 2025<\/strong>, i aquest l\u00edmit s&#039;ajusta si es conviu amb m\u00e9s persones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, l&#039;ajuda nom\u00e9s \u00e9s accessible per als que <strong>resideixen legalment a Espanya<\/strong>, i en el cas d&#039;estrangers, han de comptar amb una <strong>autoritzaci\u00f3 de resid\u00e8ncia en vigor<\/strong>. Aquesta pensi\u00f3 \u00e9s incompatible amb la percepci\u00f3 d&#039;altres de tipus contributiu, llevat d&#039;excepcions puntuals regulades per llei.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Requisitos_comunes\"><\/span>Requisits comuns<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Entre els criteris essencials per poder sol\u00b7licitar una pensi\u00f3 no contributiva hi ha els seg\u00fcents:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comptar amb <strong>nacionalitat espanyola<\/strong> o tenir <strong>resid\u00e8ncia legal a Espanya<\/strong>.<\/li>\n\n\n\n<li>Acreditar <strong>manca d&#039;ingressos suficients<\/strong>, considerant un <strong>c\u00f2mput anual<\/strong> inferior a <strong>7.905,80 \u20ac<\/strong> el 2025.<\/li>\n\n\n\n<li>Avaluar els ingressos i situaci\u00f3 dels <strong>membres de la seva unitat econ\u00f2mica de conviv\u00e8ncia<\/strong>, ja que lacc\u00e9s pot dependre de la renda conjunta de la llar.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuales_son_los_tipos_de_pensiones_no_contributivas\"><\/span>Quins s\u00f3n els tipus de pensions no contributives?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Actualment, hi ha dues modalitats principals de pensions no contributives, cadascuna adaptada a diferents situacions personals i de salut.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La <strong>Pensi\u00f3 no contributiva de jubilaci\u00f3<\/strong>, adre\u00e7ada a persones majors de 65 anys sense dret a pensi\u00f3 contributiva.<\/li>\n\n\n\n<li>La <strong>Pensi\u00f3 no contributiva d&#039;invalidesa<\/strong>, pensada per a persones entre 18 i 65 anys amb una discapacitat reconeguda.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pension_no_contributiva_de_jubilacion_requisitos_y_cuantia\"><\/span><strong>Pensi\u00f3 no contributiva de jubilaci\u00f3: requisits i quantia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La <strong>pensi\u00f3 no contributiva de jubilaci\u00f3<\/strong> \u00e9s una eina clau dins del sistema de <strong>ajudes no contributives<\/strong>, pensada per a aquelles persones que han aconseguit la <strong>edat legal de retir<\/strong> per\u00f2 que <strong>no han cotitzat mai o ho han fet de manera insuficient<\/strong> a la <strong>Seguretat Social<\/strong>, de manera que no poden accedir a una pensi\u00f3 contributiva ordin\u00e0ria.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gr\u00e0cies a aquesta <strong>prestaci\u00f3 econ\u00f2mica<\/strong>, l&#039;Estat garanteix uns <strong>ingressos m\u00ednims<\/strong> que permeten cobrir necessitats b\u00e0siques, especialment en situacions on no hi ha altres suports familiars o ingressos. El seu objectiu \u00e9s que cap persona m\u00e9s gran de 65 anys quedi desprotegida, independentment de la seva traject\u00f2ria laboral o circumst\u00e0ncies personals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s d&#039;atendre els qui no han treballat de forma formal o ho han fet en feines sense cotitzaci\u00f3, aquesta ajuda t\u00e9 en compte factors com els <strong>membres de la seva unitat econ\u00f2mica de conviv\u00e8ncia<\/strong>, el <strong>c\u00f2mput anual de rendes o ingressos<\/strong>, i la <strong>resid\u00e8ncia legal<\/strong> a Espanya, per assegurar una distribuci\u00f3 justa i orientada als col\u00b7lectius m\u00e9s vulnerables.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Requisitos_Especificos\"><\/span>Requisits Espec\u00edfics<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Per poder sol\u00b7licitar-la, cal complir amb una s\u00e8rie de condicions concretes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tenir <strong>65 anys<\/strong> o m\u00e9s.<\/li>\n\n\n\n<li>Haver residit legalment a Espanya almenys <strong>10 anys<\/strong>, dels quals <strong>2 han de ser consecutius i immediatament anteriors a la data de la sol\u00b7licitud<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_Dinero_Se_Recibe\"><\/span>Quants diners es rep?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La <strong>quantia anual \u00edntegra per al 2025<\/strong> s&#039;ha establert a <strong>7.905,80 \u20ac<\/strong>, que pot variar en funci\u00f3 del <strong>nombre de persones que formen part de la unitat de conviv\u00e8ncia<\/strong>. El <strong>meritaci\u00f3 de la pensi\u00f3<\/strong> pot ser parcial si no es compleixen tots els mesos de l&#039;any.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pension_no_contributiva_de_invalidez_requisitos_y_cuantia\"><\/span><strong>Pensi\u00f3 no contributiva d&#039;invalidesa: requisits i quantia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La <strong>pensi\u00f3 no contributiva d&#039;invalidesa<\/strong> forma part del conjunt de <strong>ajudes no contributives<\/strong> destinades a garantir un <strong>m\u00ednim d&#039;ingressos<\/strong> a aquelles persones que, estant a <strong>edat laboral<\/strong>, presenten <strong>limitacions f\u00edsiques, ps\u00edquiques o sensorials<\/strong> que redueixen o anul\u00b7len la seva capacitat per treballar. Aquesta prestaci\u00f3 permet cobrir les necessitats b\u00e0siques dels que no han pogut <strong>cotitzar prou a la Seguretat Social<\/strong> degut a la seva situaci\u00f3 de discapacitat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Est\u00e0 dirigida a ciutadans amb un <strong>grau de discapacitat igual o superior al 65%<\/strong>, i contempla complements addicionals quan es requereix l&#039;assist\u00e8ncia d&#039;una <strong>tercera persona<\/strong> o quan el beneficiari no disposa de <strong>habitatge en propietat<\/strong>, en aquest cas es pot accedir a un <strong>complement per lloguer d&#039;habitatge<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Com a la resta de les pensions no contributives, per accedir a aquest ajut s&#039;avaluen els <strong>rendes o ingressos personals<\/strong> i els dels <strong>membres de la seva unitat econ\u00f2mica de conviv\u00e8ncia<\/strong>, aix\u00ed com els <strong>anys de resid\u00e8ncia legal<\/strong> a Espanya. Tot aix\u00f2 per tal de garantir que aquesta <strong>prestaci\u00f3 econ\u00f2mica<\/strong> arribi als que realment la necessiten.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Requisitos_Especificos-2\"><\/span>Requisits Espec\u00edfics<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els qui vulguin sol\u00b7licitar la PNC per invalidesa han de reunir les condicions seg\u00fcents:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tenir entre <strong>18 i 65 anys<\/strong>.<\/li>\n\n\n\n<li>Acreditar <strong>resid\u00e8ncia legal a Espanya durant almenys 5 anys<\/strong>, dels quals <strong>2 han de ser consecutius i immediatament anteriors a la sol\u00b7licitud<\/strong>.<\/li>\n\n\n\n<li>Posseir un <strong>grau de discapacitat igual o superior al 65%<\/strong>. En cas de necessitar lajuda duna tercera persona, es requereix un grau del 75%.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_Dinero_Se_Recibe-2\"><\/span>Quants diners es rep?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L&#039;import base \u00e9s de <strong>7.905,80 \u20ac anuals<\/strong>, al qual es poden afegir complements segons cada situaci\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Complement per necessitat de tercera persona<\/strong>, fins <strong>2.130,60 \u20ac<\/strong> anuals.<\/li>\n\n\n\n<li><strong>Complement per lloguer dhabitatge<\/strong>, de <strong>525 \u20ac a l&#039;any<\/strong>, si no es posseeix un habitatge en propietat.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compatibilidad_de_las_pensiones_no_contributivas_con_otros_beneficios\"><\/span><strong>Compatibilitat de les pensions no contributives amb altres beneficis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Encara que les <strong>pensions no contributives (PNC)<\/strong> estan dirigides a persones amb <strong>rendes o ingressos<\/strong> limitats, el sistema contempla certs casos en qu\u00e8 aquestes <strong>prestacions econ\u00f2miques<\/strong> poden <strong>ser compatibles amb altres ajuts socials<\/strong>, sempre que es respectin els requisits i l\u00edmits establerts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta compatibilitat cerca oferir una protecci\u00f3 m\u00e9s completa als qui, a m\u00e9s de la pensi\u00f3, necessiten suports addicionals per la seva situaci\u00f3 familiar, residencial o de salut. No obstant aix\u00f2, \u00e9s important tenir en compte que algunes ajudes <strong>consideren la PNC com a renda<\/strong>, el que pot <strong>afectar el compliment dels llindars econ\u00f2mics<\/strong>, com passa en el cas del <strong>Ingr\u00e9s M\u00ednim Vital (IMV)<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, hi ha beneficis socials que no afecten directament al <strong>c\u00f2mput anual d&#039;ingressos<\/strong>, com el <strong>bo social el\u00e8ctric<\/strong>, determinades <strong>ajudes familiars<\/strong>, o els <strong>subsidis de mobilitat i transport<\/strong> per a persones amb discapacitat. En certs casos, tamb\u00e9 \u00e9s possible <strong>compatibilitzar la pensi\u00f3 no contributiva amb rendiments derivats d&#039;un treball protegit<\/strong>, sempre que no se superin els l\u00edmits legals establerts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquestes mesures permeten als beneficiaris <strong>millorar la seva qualitat de vida<\/strong> sense perdre el dret a la pensi\u00f3, adaptant-se a les necessitats reals de cada persona i la seva <strong>unitat econ\u00f2mica de conviv\u00e8ncia<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_beneficio_es_compatible_con_una_PNC\"><\/span>Quin benefici \u00e9s compatible amb una PNC?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Abans de sol\u00b7licitar altres ajuts, \u00e9s important con\u00e8ixer qu\u00e8 es pot combinar amb la pensi\u00f3 no contributiva:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ingr\u00e9s M\u00ednim Vital (IMV)<\/strong>: no sol ser compatible, ja que la PNC es considera <strong>renda<\/strong>, i per tant pot impedir complir el requisit de car\u00e8ncia de rendes per a l&#039;IMV.<\/li>\n\n\n\n<li><strong>Ajuts familiars<\/strong>, com la prestaci\u00f3 per fill a c\u00e0rrec amb discapacitat.<\/li>\n\n\n\n<li><strong>Bo social t\u00e8rmic o el\u00e8ctric<\/strong>, orientat a reduir despeses de subministraments.<\/li>\n\n\n\n<li><strong>Subsidis de mobilitat i transport<\/strong> per a persones amb discapacitat.<\/li>\n\n\n\n<li><strong>Ingressos laborals<\/strong> procedents de llocs de treball protegits o adaptats, sempre que no superin certs l\u00edmits legals.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_Beneficios_se_obtienen_con_la_PNC\"><\/span>Quins beneficis s&#039;obtenen amb la PNC?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s de la quantia econ\u00f2mica, les pensions no contributives permeten accedir a diversos suports complementaris, com ara:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Acc\u00e9s a <strong>serveis socials<\/strong> gestionats per les administracions.<\/li>\n\n\n\n<li>Possibilitat d&#039;obtenir <strong>metge farmac\u00e8utica gratu\u00efta<\/strong> a trav\u00e9s del sistema de salut.<\/li>\n\n\n\n<li><strong>Reducci\u00f3 o exempci\u00f3 de taxes<\/strong> en diferents serveis p\u00fablics.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFNecesitas_un_apoyo_financiero_complementario\"><\/span><strong>Necessites un suport financer complementari?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Les ajudes no contributives s\u00f3n un alleugeriment econ\u00f2mic, per\u00f2 la seva quantia pot resultar insuficient per afrontar despeses imprevistes. Si necessites cobrir una urg\u00e8ncia, realitzar adaptacions a casa teva o millorar la teva qualitat de vida, a <a href=\"https:\/\/www.avafin.es\/ca\/minicredits\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Avafin<\/strong><\/a> t&#039;oferim solucions com:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.avafin.es\/ca\/bloc\/prestamo-para-pensionista\/\"><strong>Pr\u00e9stecs per a pensi\u00f3<\/strong><\/a><strong><a href=\"https:\/\/www.avafin.es\/ca\/bloc\/prestamo-para-pensionista\/\" target=\"_blank\" rel=\"noreferrer noopener\">o<\/a><\/strong><a href=\"https:\/\/www.avafin.es\/ca\/bloc\/prestamo-para-pensionista\/\"><strong>nistes<\/strong><\/a>.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.avafin.es\/ca\/bloc\/prestem-pensionistes-asnef\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pr\u00e9stecs per a pensionistes amb ASNEF<\/strong><\/a>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Els nostres <strong>microcr\u00e8dits r\u00e0pids<\/strong> estan pensats per recolzar-te sense complicacions i adaptats a la teva situaci\u00f3 personal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntes freq\u00fcents:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1754294090313\"><strong class=\"schema-faq-question\"><strong>Qui t\u00e9 dret a lajuda no contributiva?<\/strong><\/strong> <p class=\"schema-faq-answer\">Persones sense ingressos suficients i amb resid\u00e8ncia legal a Espanya.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754294104793\"><strong class=\"schema-faq-question\"><strong>Qu\u00e8 cal per cobrar la paga no contributiva?<\/strong><\/strong> <p class=\"schema-faq-answer\">Complir els requisits dedat, resid\u00e8ncia i manca de rendes.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754294318332\"><strong class=\"schema-faq-question\"><strong>Quan es cobra per la pensi\u00f3 no contributiva?<\/strong><\/strong> <p class=\"schema-faq-answer\">Fins <strong>7.905,80 \u20ac anuals<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754294331328\"><strong class=\"schema-faq-question\"><strong>Quina discapacitat cal tenir per cobrar una pensi\u00f3?<\/strong><\/strong> <p class=\"schema-faq-answer\">Un <strong>m\u00ednim del 65%<\/strong>, i 75% si es requereix tercera persona.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754294341668\"><strong class=\"schema-faq-question\"><strong>Quin ajut hi ha per a la pensi\u00f3 no contributiva?<\/strong><\/strong> <p class=\"schema-faq-answer\">Complements, descomptes en serveis p\u00fablics i acc\u00e9s a serveis socials.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754294359034\"><strong class=\"schema-faq-question\"><strong>Qui pot cobrar les pagues no contributives?<\/strong><\/strong> <p class=\"schema-faq-answer\">Persones m\u00e9s grans de 65 o entre 18-65 amb invalidesa reconeguda.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754294397230\"><strong class=\"schema-faq-question\"><strong>Quins s\u00f3n els requisits per rebre la pensi\u00f3 contributiva?<\/strong><\/strong> <p class=\"schema-faq-answer\">\u00c9s un r\u00e8gim diferent que requereix cotitzacions pr\u00e8vies, a difer\u00e8ncia de les no contributives.<\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Les <strong>pensions no contributives<\/strong> s\u00f3n un pilar de protecci\u00f3 social per als que no han pogut cotitzar. Gr\u00e0cies al <strong>decret 357\/1991 de 15 de mar\u00e7<\/strong> i al <strong>legislatiu 8\/2015 de 30 d&#039;octubre<\/strong>, milers de persones se&#039;n poden beneficiar <strong>prestacions econ\u00f2miques<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si compleixes els requisits, no dubtis a sol\u00b7licitar-les. I si necessites una ajuda puntual, recorda que a Avafin estem per donar suport a millorar el teu benestar financer amb solucions flexibles i responsables.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"block-885bbf40-bf64-46f8-bcaf-e380e689d61a\"><span class=\"ez-toc-section\" id=\"%C2%BFNecesitas_un_apoyo_extra\"><\/span>Necessites un suport extra?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Las ayudas no contributivas son prestaciones econ\u00f3micas destinadas a garantizar un nivel m\u00ednimo de ingresos a personas que no han cotizado nunca o lo han hecho de forma insuficiente al sistema de la Seguridad Social. Este tipo de ayuda resulta vital para quienes carecen de rentas o ingresos y no pueden acceder a una pensi\u00f3n [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":6344,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[26,23],"tags":[],"class_list":["post-6343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ayudas","category-educacion-financiera"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ayudas no contributivas 2025 | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Descubre todo sobre las ayudas no contributivas: requisitos, tipos, cuant\u00edas y compatibilidades. 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