{"id":6255,"date":"2025-07-15T14:47:56","date_gmt":"2025-07-15T12:47:56","guid":{"rendered":"https:\/\/www.avafin.es\/?p=6255"},"modified":"2025-08-29T12:58:56","modified_gmt":"2025-08-29T10:58:56","slug":"despeses-herencia-testament","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/","title":{"rendered":"Quines s\u00f3n les despeses duna her\u00e8ncia amb testament?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Rebre una her\u00e8ncia pot semblar un tr\u00e0mit senzill quan hi ha un testament, per\u00f2 en realitat implica una s\u00e8rie de costos que conv\u00e9 tenir en compte des del principi. A Espanya, <strong>les despeses d&#039;una her\u00e8ncia amb testament<\/strong> poden suposar una suma considerable per als hereus, especialment si no s&#039;ha planificat adequadament la successi\u00f3. Entre els desemborsaments m\u00e9s comuns hi ha els impostos, els honoraris notarials i registrals, aix\u00ed com els costos associats a la contractaci\u00f3 de gestories o advocats especialitzats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A aix\u00f2 se sumen altres despeses necess\u00e0ries com a certificats, possibles taxacions de b\u00e9ns i el pagament de la <strong>plusv\u00e0lua municipal<\/strong> si s&#039;hereten immobles. Cadascun d&#039;aquests conceptes pot variar en funci\u00f3 de la comunitat aut\u00f2noma, el valor del patrimoni heretat i el tipus de b\u00e9ns inclosos a l&#039;her\u00e8ncia. Per aix\u00f2, entendre <strong>com es paguen les despeses d&#039;una her\u00e8ncia<\/strong>, quins tr\u00e0mits comporta, i com reduir-los, \u00e9s fonamental per prendre decisions informades.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En aquest article t&#039;expliquem detalladament quins s\u00f3n els principals <strong>despeses d&#039;una her\u00e8ncia amb testament<\/strong>, com pots preparar-te per afrontar-los, i quines estrat\u00e8gies pots aplicar per estalviar, incloent eines com un <strong>simulador despeses her\u00e8ncia<\/strong>.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #6a737c;color:#6a737c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #6a737c;color:#6a737c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Desglose_de_Gastos_Principales\" >Desglossament de Despeses Principals<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Impuesto_de_Sucesiones_y_Donaciones\" >Impost de Successions i Donacions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Notaria\" >Notaria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Registro_de_la_Propiedad\" >Registre de la Propietat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Gestoria_y_Abogado\" >Gestoria i advocat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Plusvalia_Municipal\" >Plusv\u00e0lua Municipal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Otros_Gastos\" >Altres Despeses<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Consejos_para_Ahorrar_en_los_Gastos_de_Herencia\" >Consells per Estalviar a les Despeses d&#039;Her\u00e8ncia<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#1_Realizar_un_Testamento\" >1. Realitzar un Testament<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#2_Comparar_Precios\" >2. Comparar Preus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#3_Aprovechar_Beneficios_Fiscales\" >3. Aprofitar Beneficis Fiscals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#4_Planificar_la_Sucesion\" >4. Planificar la Successi\u00f3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#Preguntas_Frecuentes\" >Preguntes Freq\u00fcents:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#%C2%BFNecesitas_ayuda_para_cubrir_los_gastos_de_tu_herencia\" >Necessites ajuda per cobrir les despeses de la teva her\u00e8ncia?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Desglose_de_Gastos_Principales\"><\/span><strong>Desglossament de Despeses Principals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A l&#039;hora d&#039;acceptar una her\u00e8ncia, \u00e9s fonamental con\u00e8ixer amb antelaci\u00f3 tots els conceptes econ\u00f2mics que caldr\u00e0 assumir. Tot i comptar amb un testament pot agilitzar els tr\u00e0mits, <strong>les despeses d&#039;una her\u00e8ncia amb testament<\/strong> no desapareixen, i poden variar \u00e0mpliament depenent del patrimoni, la comunitat aut\u00f2noma i els professionals implicats. Molts hereus es pregunten <strong>quant costa una her\u00e8ncia de pares a fills<\/strong>, o si conv\u00e9 contractar una gestoria.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A continuaci\u00f3, detallem cadascuna de les despeses principals associades al proc\u00e9s, des del pagament del <strong>Impost de Successions<\/strong>, fins al <strong>preu de l&#039;escriptura d&#039;acceptaci\u00f3 d&#039;her\u00e8ncia<\/strong>, sense oblidar els <strong>despeses de l&#039;her\u00e8ncia jacent<\/strong>, els honoraris de notaris i advocats, i els costos derivats del registre o de la <strong>plusv\u00e0lua municipal<\/strong>. Si us plantegeu com planificar aquest proc\u00e9s, aquesta informaci\u00f3 us ajudar\u00e0 a prendre decisions m\u00e9s encertades.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impuesto_de_Sucesiones_y_Donaciones\"><\/span><strong>Impost de Successions i Donacions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta \u00e9s, probablement, la despesa m\u00e9s important a considerar. Es tracta d&#039;un <strong>impost auton\u00f2mic<\/strong>, per la qual cosa la seva quantia varia segons la comunitat aut\u00f2noma on resideixis o estiguin ubicats els b\u00e9ns. El c\u00e0lcul es fa sobre el valor net dels b\u00e9ns heretats, despr\u00e9s de deduir deutes i c\u00e0rregues.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per calcular aquest import, \u00e9s \u00fatil fer servir un <strong>simulador despeses her\u00e8ncia<\/strong>, disponible a moltes webs jur\u00eddiques o auton\u00f2miques.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Notaria\"><\/span><strong>Notaria<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9s obligatori fer-ne una <strong>escriptura d&#039;acceptaci\u00f3 d&#039;her\u00e8ncia<\/strong>, el <strong>preu pot oscil\u00b7lar entre els 300 i 800 euros<\/strong>, depenent del valor de la massa heredit\u00e0ria i el nombre d&#039;hereus. El <strong>model minuta notarial acceptaci\u00f3 her\u00e8ncia<\/strong> es pot consultar pr\u00e8viament per tenir una estimaci\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Registro_de_la_Propiedad\"><\/span><strong>Registre de la Propietat<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si l&#039;her\u00e8ncia inclou b\u00e9ns immobles, s&#039;han d&#039;inscriure a nom de l&#039;hereu. El cost varia en funci\u00f3 del valor de l&#039;immoble i ronda entre el <strong>0,2% i 0,5% del valor<\/strong> escripturat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gestoria_y_Abogado\"><\/span><strong>Gestoria i advocat<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Comptar amb assist\u00e8ncia professional pot suposar entre <strong>400 i 1.500 euros<\/strong> segons la complexitat del cas. Si et preguntes <strong>quant cobra una gestoria per tramitar una her\u00e8ncia<\/strong>, \u00e9s important demanar diversos pressupostos i comparar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, <strong>com es paguen les despeses d&#039;una her\u00e8ncia<\/strong> dependr\u00e0 de si es fa de forma individual, conjunta entre hereus o mitjan\u00e7ant serveis financers com a pr\u00e9stecs personals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Plusvalia_Municipal\"><\/span><strong>Plusv\u00e0lua Municipal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aquest impost s&#039;aplica si a l&#039;her\u00e8ncia hi ha <strong>immobles urbans<\/strong>. Grava el <strong>increment del valor del terreny<\/strong> des que ho va adquirir el mort fins a la data d&#039;her\u00e8ncia. L&#039;import varia segons el municipi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Otros_Gastos\"><\/span><strong>Altres Despeses<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No hem d&#039;oblidar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Certificats: defunci\u00f3, darreres voluntats, actes d&#039;\u00faltimes voluntats.<\/li>\n\n\n\n<li>Taxacions si cal con\u00e8ixer el valor real dimmobles o vehicles.<\/li>\n\n\n\n<li><strong>Despeses de l&#039;her\u00e8ncia jacent<\/strong>, que s\u00f3n aquells associats a l&#039;administraci\u00f3 de l&#039;her\u00e8ncia fins a la seva acceptaci\u00f3.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Consejos_para_Ahorrar_en_los_Gastos_de_Herencia\"><\/span><strong>Consells per Estalviar a les Despeses d&#039;Her\u00e8ncia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Encara que no es poden evitar completament, s\u00ed que \u00e9s possible reduir els <strong>despeses d&#039;una her\u00e8ncia amb testament<\/strong> mitjan\u00e7ant una bona planificaci\u00f3. Aquestes recomanacions et poden ajudar a optimitzar costos i fer el proc\u00e9s m\u00e9s senzill.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Realizar_un_Testamento\"><\/span><strong>1. Realitzar un Testament<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Encara que sembli contradictori, fer testament pot <strong>reduir considerablement les despeses<\/strong>, ja que simplifica els tr\u00e0mits i evita conflictes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Comparar_Precios\"><\/span><strong>2. Comparar Preus<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cada notari i gestoria pot establir les tarifes, per la qual cosa \u00e9s recomanable <strong>comparar preus abans de contractar<\/strong>. Aix\u00f2 aplica tamb\u00e9 a advocats i taxadors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Aprovechar_Beneficios_Fiscales\"><\/span><strong>3. Aprofitar Beneficis Fiscals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Moltes comunitats ofereixen <strong>bonificacions i reduccions fiscals<\/strong> en funci\u00f3 del parentiu amb el mort. Per exemple, les her\u00e8ncies entre pares i fills tenen reduccions importants.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consulta tamb\u00e9 aquest article sobre <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/quant-cobra-un-notari-per-una-firma\/\">quant cobra un notari per una firma<\/a> per entendre els costos notarials.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Planificar_la_Sucesion\"><\/span><strong>4. Planificar la Successi\u00f3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La planificaci\u00f3 patrimonial en vida et pot ajudar a <strong>minimitzar les despeses i facilitar la gesti\u00f3<\/strong>. Donacions en vida o assegurances de vida s\u00f3n estrat\u00e8gies \u00fatils.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_Frecuentes\"><\/span><strong>Preguntes Freq\u00fcents<\/strong>:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1752583286738\"><strong class=\"schema-faq-question\"><strong>Quan costa tramitar una her\u00e8ncia amb testament?<\/strong><\/strong> <p class=\"schema-faq-answer\">Dependr\u00e0 del valor del patrimoni heretat i els serveis contractats. De mitjana, el cost total pot oscil\u00b7lar entre <strong>3% i 8% del valor total de l&#039;her\u00e8ncia<\/strong>. Pots utilitzar un <strong>simulador despeses her\u00e8ncia<\/strong> per estimar-ho.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752583311722\"><strong class=\"schema-faq-question\"><strong>Quant se&#039;n porta Hisenda d&#039;una her\u00e8ncia de 20.000 euros?<\/strong><\/strong> <p class=\"schema-faq-answer\">Si parlem d&#039;una her\u00e8ncia directa (per exemple, de pares a fills), i segons la comunitat aut\u00f2noma, <strong>Hisenda pot cobrar entre 0% i un 15%<\/strong>. Aix\u00f2 vol dir que, en el pitjor dels casos, serien uns <strong>3.000 euros<\/strong> aproximadament. No oblidis revisar les <strong>bonificacions disponibles<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752583361771\"><strong class=\"schema-faq-question\"><strong>Qu\u00e8 cal pagar quan s&#039;hereta una casa?<\/strong><\/strong> <p class=\"schema-faq-answer\">En aquest cas, has d&#039;assumir:<br\/>&#8211; <strong>Impost de Successions<\/strong><br\/>&#8211; <strong>Plusv\u00e0lua Municipal<\/strong><br\/><strong>&#8211;<\/strong> <strong>Notaria i registre<\/strong><br\/>\u2013 En alguns casos, <strong>despeses de manteniment de l&#039;habitatge heretat<\/strong><br\/>Per saber-ne m\u00e9s, revisa aquest article: <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/despeses-mensuals-duna-casa\/\">Despeses mensuals d&#039;una casa<\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752583387478\"><strong class=\"schema-faq-question\"><strong>Quan cobra un notari per una acceptaci\u00f3 d&#039;her\u00e8ncia?<\/strong><\/strong> <p class=\"schema-faq-answer\">Dep\u00e8n del valor total de la massa heredit\u00e0ria, per\u00f2 en general la <strong>escriptura d&#039;acceptaci\u00f3 d&#039;her\u00e8ncia preu<\/strong> part des <strong>300 \u20ac fins a m\u00e9s de 1.000 \u20ac<\/strong> si hi ha diversos hereus o immobles dalt valor.<\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Com hem vist, <strong>les despeses d&#039;una her\u00e8ncia amb testament<\/strong> a Espanya no s\u00f3n menors, per\u00f2 es poden controlar si s&#039;actua amb informaci\u00f3 i planificaci\u00f3. Des de l\u00fas d eines com un <strong>simulador despeses her\u00e8ncia<\/strong> fins a comparar pressupostos de notaris i gestories, cada pas compta. Entendre <strong>quant costa una her\u00e8ncia de pares a fills<\/strong> o <strong>quant cobra una gestoria per tramitar una her\u00e8ncia<\/strong> \u00e9s clau per prendre decisions informades.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recorda que heretar tamb\u00e9 implica assumir possibles c\u00e0rregues econ\u00f2miques. Per aix\u00f2, \u00e9s essencial informar-se b\u00e9, preveure els pagaments i recolzar-se en professionals si cal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consulta tamb\u00e9 aquest article sobre un tema molt important: <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/shereten-els-deutes\/\">s&#039;hereten els deutes?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"block-885bbf40-bf64-46f8-bcaf-e380e689d61a\"><span class=\"ez-toc-section\" id=\"%C2%BFNecesitas_ayuda_para_cubrir_los_gastos_de_tu_herencia\"><\/span>Necessites ajuda per cobrir les despeses de la teva her\u00e8ncia?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Recibir una herencia puede parecer un tr\u00e1mite sencillo cuando existe un testamento, pero en realidad, implica una serie de costes que conviene tener en cuenta desde el principio. En Espa\u00f1a, los gastos de una herencia con testamento pueden suponer una suma considerable para los herederos, especialmente si no se ha planificado adecuadamente la sucesi\u00f3n. Entre [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":6256,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[24,23],"tags":[],"class_list":["post-6255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-deudas","category-educacion-financiera"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfCu\u00e1les son los gastos de una herencia con testamento? | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Descubre todos los gastos de una herencia con testamento: impuestos, notar\u00eda, gestor\u00eda y m\u00e1s. 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CTA: \u00bfNecesitas ayuda para cubrir los gastos de tu herencia?"},{"@type":"BreadcrumbList","@id":"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.avafin.es\/"},{"@type":"ListItem","position":2,"name":"Educaci\u00f3 financera","item":"https:\/\/www.avafin.es\/blog\/educacion-financiera\/"},{"@type":"ListItem","position":3,"name":"\u00bfCu\u00e1les son los gastos de una herencia con testamento?"}]},{"@type":"WebSite","@id":"https:\/\/www.avafin.es\/ca\/#website","url":"https:\/\/www.avafin.es\/ca\/","name":"AvaFin Espanya","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.avafin.es\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878","name":"Alejandra Rangel","pronouns":"Ella","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","caption":"Alejandra Rangel"},"description":"Experta financiera, con 6 a\u00f1os de experiencia liderando la atenci\u00f3n a clientes que buscan soluciones econ\u00f3micas. 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Puedes utilizar un <strong>simulador gastos herencia<\/strong> para estimarlo.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#faq-question-1752583311722","position":2,"url":"https:\/\/www.avafin.es\/ca\/blog\/gastos-herencia-testamento\/#faq-question-1752583311722","name":"Quant se&#039;n porta Hisenda d&#039;una her\u00e8ncia de 20.000 euros?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Si hablamos de una herencia directa (por ejemplo, de padres a hijos), y seg\u00fan la comunidad aut\u00f3noma, <strong>Hacienda puede cobrar entre 0% y un 15%<\/strong>. Esto significa que, en el peor de los casos, ser\u00edan unos <strong>3.000 euros<\/strong> aproximadamente. 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