{"id":6027,"date":"2025-05-30T16:32:11","date_gmt":"2025-05-30T14:32:11","guid":{"rendered":"https:\/\/www.avafin.es\/?p=6027"},"modified":"2026-08-17T17:06:00","modified_gmt":"2026-08-17T15:06:00","slug":"prestem-amb-targeta-de-debit","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito","title":{"rendered":"Pr\u00e9stecs amb targeta de d\u00e8bit: com funcionen i qu\u00e8 necessites"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Moltes persones es pregunten si \u00e9s possible demanar un <strong>pr\u00e9stec amb targeta de d\u00e8bit<\/strong> i quin paper juga realment aquesta targeta al proc\u00e9s. La resposta \u00e9s que s\u00ed que pots sol\u00b7licitar determinats pr\u00e9stecs, encara que nom\u00e9s disposis d&#039;una targeta de d\u00e8bit, per\u00f2 conv\u00e9 aclarir un punt important: la targeta de d\u00e8bit no concedeix el cr\u00e8dit. \u00c9s l&#039;entitat financera qui aprova i lliura els diners, normalment mitjan\u00e7ant un ingr\u00e9s al teu compte bancari. La targeta associada a aquest compte us permet despr\u00e9s utilitzar els fons rebuts i, depenent de l&#039;entitat, tamb\u00e9 podeu servir per tornar el pr\u00e9stec.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En aquest article t&#039;expliquem amb claredat com funciona un pr\u00e9stec amb targeta de d\u00e8bit, quins requisits solen demanar-te, com es rep i es retornen els diners, i quines difer\u00e8ncies hi ha respecte a una targeta de cr\u00e8dit.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndex<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #6a737c;color:#6a737c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #6a737c;color:#6a737c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFQue_significa_pedir_un_prestamo_con_tarjeta_de_debito\" >Qu\u00e8 vol dir demanar un pr\u00e9stec amb targeta de d\u00e8bit?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#La_tarjeta_de_debito_no_funciona_como_una_linea_de_credito\" >La targeta de d\u00e8bit no funciona com una l\u00ednia de cr\u00e8dit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#El_prestamo_y_la_tarjeta_son_productos_diferentes\" >El pr\u00e9stec i la targeta s\u00f3n productes diferents<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFSe_puede_solicitar_un_prestamo_teniendo_solo_tarjeta_de_debito\" >Es pot sol\u00b7licitar un pr\u00e9stec tenint nom\u00e9s targeta de d\u00e8bit?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#No_necesitas_necesariamente_una_tarjeta_de_credito\" >No necessites necess\u00e0riament una targeta de cr\u00e8dit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Lo_importante_es_cumplir_los_requisitos_del_prestamista\" >L&#039;important \u00e9s complir els requisits del prestador<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Que_solicita_AvaFin_actualmente\" >Qu\u00e8 sol\u00b7licita AvaFin actualment<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFPara_que_sirve_la_tarjeta_de_debito_al_pedir_un_prestamo\" >Per qu\u00e8 serveix la targeta de d\u00e8bit en demanar un pr\u00e9stec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Para_acceder_al_dinero_ingresado_en_tu_cuenta\" >Per accedir als diners ingressats al teu compte<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Para_pagar_compras_o_retirar_efectivo\" >Per pagar compres o retirar efectiu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Para_devolver_el_prestamo_cuando_la_entidad_admite_este_metodo\" >Per tornar el pr\u00e9stec quan l&#039;entitat admet aquest m\u00e8tode<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFEl_dinero_del_prestamo_se_recibe_en_la_tarjeta_o_en_la_cuenta\" >Els diners del pr\u00e9stec es reben a la targeta o al compte?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#La_tarjeta_de_debito_esta_asociada_a_una_cuenta_bancaria\" >La targeta de d\u00e8bit est\u00e0 associada a un compte bancari<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#El_prestamo_normalmente_se_transfiere_a_la_cuenta\" >El pr\u00e9stec normalment es transfereix al compte<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Despues_puedes_utilizar_ese_dinero_con_tu_tarjeta\" >Despr\u00e9s pots utilitzar aquests diners amb la targeta<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFQue_requisitos_pueden_pedirte_para_un_prestamo_con_tarjeta_de_debito\" >Quins requisits et poden demanar per a un pr\u00e9stec amb targeta de d\u00e8bit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Como_solicitar_un_prestamo_online_si_tienes_tarjeta_de_debito\" >Com sol\u00b7licitar un pr\u00e9stec online si tens targeta de d\u00e8bit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFPuedo_pagar_un_prestamo_con_tarjeta_de_debito\" >\u00bf Puc pagar un pr\u00e9stec amb targeta de d\u00e8bit?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Depende_de_los_metodos_de_pago_de_cada_entidad\" >Dep\u00e8n dels m\u00e8todes de pagament de cada entitat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Como_pagar_un_prestamo_de_AvaFin_con_tarjeta_de_debito\" >Com pagar un pr\u00e9stec de AvaFin amb targeta de d\u00e8bit<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Tarjeta_de_debito_tarjeta_de_credito_y_cuenta_bancaria_diferencias\" >Targeta de d\u00e8bit, targeta de cr\u00e8dit i compte bancari: difer\u00e8ncies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#%C2%BFEs_seguro_facilitar_los_datos_de_una_tarjeta_de_debito\" >\u00c9s segur que faciliteu les dades d&#039;una targeta de d\u00e8bit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Errores_frecuentes_al_utilizar_una_tarjeta_de_debito_con_un_prestamo\" >Errors freq\u00fcents en utilitzar una targeta de d\u00e8bit amb un pr\u00e9stec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.avafin.es\/ca\/blog\/prestamos-con-tarjeta-de-debito\/#Preguntas_frecuentes_sobre_prestamos_con_tarjeta_de_debito\" >Preguntes freq\u00fcents sobre pr\u00e9stecs amb targeta de d\u00e8bit<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_significa_pedir_un_prestamo_con_tarjeta_de_debito\"><\/span><strong>Qu\u00e8 vol dir demanar un pr\u00e9stec amb targeta de d\u00e8bit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La confusi\u00f3 principal al voltant dels pr\u00e9stecs amb targeta de d\u00e8bit, tamb\u00e9 buscats com a cr\u00e8dits amb targeta de d\u00e8bit, sorgeix de barrejar dos conceptes diferents: la targeta i el pr\u00e9stec en si. Aclarir aquesta difer\u00e8ncia \u00e9s el primer pas per entendre com funciona un pr\u00e9stec amb targeta de d\u00e8bit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"La_tarjeta_de_debito_no_funciona_como_una_linea_de_credito\"><\/span>La targeta de d\u00e8bit no funciona com una l\u00ednia de cr\u00e8dit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La targeta de d\u00e8bit serveix per utilitzar el saldo que ja tens disponible al compte al qual est\u00e0 vinculat. El <a href=\"https:\/\/clientebancario.bde.es\/pcb\/es\/menu-horizontal\/productosservici\/serviciospago\/tarjetas\/guia-textual\/tipos-de-tarjeta\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Banc d&#039;Espanya<\/a> assenyala precisament que aquest tipus de targeta permet disposar dels fons dipositats al compte associat, sense que aix\u00f2 impliqui accedir a una l\u00ednia de cr\u00e8dit addicional.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"El_prestamo_y_la_tarjeta_son_productos_diferentes\"><\/span>El pr\u00e9stec i la targeta s\u00f3n productes diferents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els diners d&#039;un pr\u00e9stec procedeixen del contracte signat amb l&#039;entitat prestadora, no de la targeta que utilitzis. De manera resumida:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pr\u00e9stec: <\/strong>reps una quantitat de diners acordada amb el prestador.<\/li>\n\n\n\n<li><strong>Targeta de d\u00e8bit: <\/strong>et permet accedir als diners que ja tens al teu compte.<\/li>\n\n\n\n<li><strong>Targeta de cr\u00e8dit: <\/strong>permet utilitzar una l\u00ednia de cr\u00e8dit fins a un l\u00edmit establert.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Si vols aprofundir en aquesta comparaci\u00f3, pots consultar el nostre article sobre les <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/que-es-millor-targeta-de-credit-o-debit\/\" target=\"_blank\" rel=\"noreferrer noopener\">difer\u00e8ncies entre targeta de cr\u00e8dit i d\u00e8bit<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFSe_puede_solicitar_un_prestamo_teniendo_solo_tarjeta_de_debito\"><\/span><strong>Es pot sol\u00b7licitar un pr\u00e9stec tenint nom\u00e9s targeta de d\u00e8bit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00ed, es pot demanar un pr\u00e9stec amb targeta de d\u00e8bit. No disposar de targeta de cr\u00e8dit no t&#039;exclou del proc\u00e9s: el m\u00e9s rellevant \u00e9s complir els requisits que marqui el prestador, no el tipus de targeta que tinguis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"No_necesitas_necesariamente_una_tarjeta_de_credito\"><\/span>No necessites necess\u00e0riament una targeta de cr\u00e8dit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Disposar d&#039;una targeta de cr\u00e8dit no \u00e9s un requisit imprescindible per sol\u00b7licitar un pr\u00e9stec, ja que s\u00f3n productes diferents amb diferents finalitats. Si no tens targeta de cr\u00e8dit, tamb\u00e9 pots revisar les alternatives disponibles per <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/demanar-prestec-sense-targeta-de-credit-amb-cartilla\/\" target=\"_blank\" rel=\"noreferrer noopener\">demanar un pr\u00e9stec sense targeta de cr\u00e8dit<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lo_importante_es_cumplir_los_requisitos_del_prestamista\"><\/span>L&#039;important \u00e9s complir els requisits del prestador<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cada entitat estableix les pr\u00f2pies condicions. En general, solen sol\u00b7licitar-se:<\/p>\n\n\n<section id=\"cards-group-block_d249a1aadd6d316709b735a2778db2a2\" class=\"av-cards-group   av-cards-group-4 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/authorization_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Document didentitat.\"\/>\n                    <\/div>\n                                                <p><p>Document didentitat.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/06\/coins_euro_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Compte bancari.\"\/>\n                    <\/div>\n                                                <p><p>Compte bancari.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/home_office_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Dades personals i de contacte.\"\/>\n                    <\/div>\n                                                <p><p>Dades personals i de contacte.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-3\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/star_with_check_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Verificaci\u00f3 didentitat i solv\u00e8ncia.\"\/>\n                    <\/div>\n                                                <p><p>Verificaci\u00f3 didentitat i solv\u00e8ncia.<\/p>\n<\/p>\n                                    <\/div>\n    <\/section>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Que_solicita_AvaFin_actualmente\"><\/span>Qu\u00e8 sol\u00b7licita AvaFin actualment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A AvaFin, la sol\u00b7licitud d&#039;un pr\u00e9stec personal requereix un compte bancari espanyol a nom del sol\u00b7licitant, DNI o NIE en vigor, majoria d&#039;edat i ingressos regulars. L&#039;avaluaci\u00f3 inclou la verificaci\u00f3 d&#039;identitat, realitzada de forma en l\u00ednia a trav\u00e9s de Kontomatik, i de la capacitat de devoluci\u00f3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPara_que_sirve_la_tarjeta_de_debito_al_pedir_un_prestamo\"><\/span><strong>Per qu\u00e8 serveix la targeta de d\u00e8bit en demanar un pr\u00e9stec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Encara que no interv\u00e9 en la concessi\u00f3 del pr\u00e9stec, la targeta de d\u00e8bit compleix diverses funcions pr\u00e0ctiques una vegada que els diners estan al vostre compte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Para_acceder_al_dinero_ingresado_en_tu_cuenta\"><\/span>Per accedir als diners ingressats al teu compte<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Quan el pr\u00e9stec s&#039;ha ingressat al teu compte bancari, aquests diners passen a formar part del teu saldo disponible i es poden utilitzar a trav\u00e9s de la targeta de d\u00e8bit associada.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Para_pagar_compras_o_retirar_efectivo\"><\/span>Per pagar compres o retirar efectiu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Amb la targeta pots pagar en comer\u00e7os f\u00edsics o en l\u00ednia, o retirar l&#039;import en un caixer, igual que faries amb qualsevol altre fons dipositat al teu compte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Para_devolver_el_prestamo_cuando_la_entidad_admite_este_metodo\"><\/span>Per tornar el pr\u00e9stec quan l&#039;entitat admet aquest m\u00e8tode<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Algunes entitats permeten tornar la quota o l&#039;import total mitjan\u00e7ant targeta de d\u00e8bit, sempre que disposis de prou saldo en el moment del c\u00e0rrec.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFEl_dinero_del_prestamo_se_recibe_en_la_tarjeta_o_en_la_cuenta\"><\/span><strong>Els diners del pr\u00e9stec es reben a la targeta o al compte?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Aquest \u00e9s un dels dubtes m\u00e9s freq\u00fcents, i la resposta curta \u00e9s que els diners arriben al teu compte bancari, no a la targeta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"La_tarjeta_de_debito_esta_asociada_a_una_cuenta_bancaria\"><\/span>La targeta de d\u00e8bit est\u00e0 associada a un compte bancari<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Com indica el <a href=\"https:\/\/clientebancario.bde.es\/pcb\/es\/menu-horizontal\/productosservici\/serviciospago\/tarjetas\/guia-textual\/tipos-de-tarjeta\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Banc d&#039;Espanya<\/a>, una targeta de d\u00e8bit ha d&#039;estar vinculada a un compte bancari i permet utilitzar els fons disponibles, no genera diners per si mateixa.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"El_prestamo_normalmente_se_transfiere_a_la_cuenta\"><\/span>El pr\u00e9stec normalment es transfereix al compte<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Quan l&#039;entitat aprova el finan\u00e7ament, l&#039;import se sol enviar mitjan\u00e7ant transfer\u00e8ncia al compte bancari indicat pel sol\u00b7licitant, no directament a una targeta. Per aix\u00f2, no es poden treure diners a cr\u00e8dit amb targeta de d\u00e8bit de manera directa: l&#039;import passa abans pel compte associat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Despues_puedes_utilizar_ese_dinero_con_tu_tarjeta\"><\/span>Despr\u00e9s pots utilitzar aquests diners amb la targeta<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"840\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/05\/infografia-prestamos-con-tarjeta-de-debito-2.png\" alt=\"El recorregut dels diners segueix, en la majoria dels casos, aquesta seq\u00fc\u00e8ncia: Entitat \u2192 compte bancari \u2192 targeta de d\u00e8bit per utilitzar el saldo\" class=\"wp-image-11847\" srcset=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/05\/infografia-prestamos-con-tarjeta-de-debito-2.png 580w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/05\/infografia-prestamos-con-tarjeta-de-debito-2-207x300.png 207w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/05\/infografia-prestamos-con-tarjeta-de-debito-2-8x12.png 8w\" sizes=\"auto, (max-width: 580px) 100vw, 580px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_requisitos_pueden_pedirte_para_un_prestamo_con_tarjeta_de_debito\"><\/span><strong>Quins requisits et poden demanar per a un pr\u00e9stec amb targeta de d\u00e8bit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Abans de sol\u00b7licitar el teu pr\u00e9stec, comprova que compleixes aquests punts:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Document didentitat en vigor.<\/li>\n\n\n\n<li>Compte bancari al teu nom.<\/li>\n\n\n\n<li>Ingressos regulars o capacitat de devoluci\u00f3.<\/li>\n\n\n\n<li>Dades de contacte actualitzades.<\/li>\n\n\n\n<li>Disponibilitat per completar la verificaci\u00f3 banc\u00e0ria o identitat.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Aquests s\u00f3n els punts b\u00e0sics; cada entitat pot demanar matisos addicionals. Si vols veure el proc\u00e9s complet, consulta la nostra guia sobre <a href=\"https:\/\/www.avafin.es\/ca\/com-sol%c2%b7licitar-un-prestec\/\" target=\"_blank\" rel=\"noreferrer noopener\">com sol\u00b7licitar un pr\u00e9stec online<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_solicitar_un_prestamo_online_si_tienes_tarjeta_de_debito\"><\/span><strong>Com sol\u00b7licitar un pr\u00e9stec online si tens targeta de d\u00e8bit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sol\u00b7licitar un pr\u00e9stec en l\u00ednia amb targeta de d\u00e8bit \u00e9s senzill. Si et preguntes com treure un pr\u00e9stec amb targeta de d\u00e8bit, aquests s\u00f3n els passos, que es poden completar en pocs minuts:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Comproveu que compleixeu els requisits.<\/li>\n\n\n\n<li>Trieu l&#039;import i el termini que necessiteu.<\/li>\n\n\n\n<li>Facilita les teves dades personals i el teu compte bancari.<\/li>\n\n\n\n<li>Completa les verificacions sol\u00b7licitades.<\/li>\n\n\n\n<li>Revisa la TAE, els interessos i el cost total abans de continuar.<\/li>\n\n\n\n<li>Accepteu les condicions si us encaixen.<\/li>\n\n\n\n<li>Rep els diners al teu compte si la sol\u00b7licitud \u00e9s aprovada.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tingues en compte que complir els requisits i completar el proc\u00e9s no implica una aprovaci\u00f3 autom\u00e0tica<\/strong>; cada sol\u00b7licitud s&#039;avalua de manera individual. Si les condicions t&#039;encaixen, pots sol\u00b7licitar el teu <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\/\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9stecs personals online<\/a> i completar tot el proc\u00e9s des del teu m\u00f2bil o el teu ordinador.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPuedo_pagar_un_prestamo_con_tarjeta_de_debito\"><\/span><strong>\u00bf Puc pagar un pr\u00e9stec amb targeta de d\u00e8bit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00ed, en molts casos pots fer servir la teva targeta de d\u00e8bit tamb\u00e9 per tornar el pr\u00e9stec, encara que el m\u00e8tode exacte dep\u00e8n de cada entitat i de les opcions que tingui habilitades.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Depende_de_los_metodos_de_pago_de_cada_entidad\"><\/span>Dep\u00e8n dels m\u00e8todes de pagament de cada entitat<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Entre les opcions m\u00e9s habituals hi ha:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Targeta de d\u00e8bit.<\/li>\n\n\n\n<li>Transfer\u00e8ncia banc\u00e0ria.<\/li>\n\n\n\n<li>Transfer\u00e8ncia instant\u00e0nia.<\/li>\n\n\n\n<li>Domiciliaci\u00f3 o altres mecanismes, segons lentitat.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_pagar_un_prestamo_de_AvaFin_con_tarjeta_de_debito\"><\/span>Com pagar un pr\u00e9stec de AvaFin amb targeta de d\u00e8bit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A AvaFin pots gestionar el pagament des de l&#039;\u00c0rea de Clients, a m\u00e9s de comptar amb l&#039;opci\u00f3 de transfer\u00e8ncia instant\u00e0nia o transfer\u00e8ncia banc\u00e0ria. Per con\u00e8ixer el pas a pas complet, visita <a href=\"https:\/\/www.avafin.es\/ca\/com-pagar-el-teu-prestec\/\">com pagar el teu pr\u00e9stec<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tarjeta_de_debito_tarjeta_de_credito_y_cuenta_bancaria_diferencias\"><\/span><strong>Targeta de d\u00e8bit, targeta de cr\u00e8dit i compte bancari: difer\u00e8ncies<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Element<\/strong><\/td><td><strong>D&#039;on surten els diners?<\/strong><\/td><td><strong>Genera cr\u00e8dit per si mateix?<\/strong><\/td><td><strong>Paper en un pr\u00e9stec<\/strong><\/td><\/tr><tr><td>Targeta de d\u00e8bit<\/td><td>Saldo del compte<\/td><td>No<\/td><td>Permet utilitzar els diners del compte i pot servir per pagar<\/td><\/tr><tr><td>Targeta de cr\u00e8dit<\/td><td>L\u00ednia de cr\u00e8dit<\/td><td>S\u00ed<\/td><td>Producte independent del pr\u00e9stec<\/td><\/tr><tr><td>Compte bancari<\/td><td>Fons dipositats<\/td><td>No necess\u00e0riament<\/td><td>Es pot utilitzar per rebre i tornar el pr\u00e9stec<\/td><\/tr><tr><td>Pr\u00e9stec<\/td><td>Diners entregats pel prestador<\/td><td>S\u00ed<\/td><td>Finan\u00e7ament que s&#039;ha de tornar segons contracte<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFEs_seguro_facilitar_los_datos_de_una_tarjeta_de_debito\"><\/span><strong>\u00c9s segur que faciliteu les dades d&#039;una targeta de d\u00e8bit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Utilitza sempre els canals oficials de l&#039;entitat com: el web o l&#039;\u00e0rea de client, i comprova que la connexi\u00f3 \u00e9s segura abans de facilitar qualsevol dada. No comparteixis mai el PIN de la targeta ni codis de verificaci\u00f3 amb tercers, i revisa b\u00e9 quina operaci\u00f3 est\u00e0s autoritzant abans de confirmar-la. Per ampliar aquestes recomanacions, consulta les nostres guies sobre <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/protegiu-el-compte-bancari\/\" target=\"_blank\" rel=\"noreferrer noopener\">com protegir el teu compte bancari<\/a> i <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/robatori-dades-bancaries\/\" target=\"_blank\" rel=\"noreferrer noopener\">qu\u00e8 fer davant d&#039;un robatori de dades banc\u00e0ries<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2><span class=\"ez-toc-section\" id=\"Errores_frecuentes_al_utilizar_una_tarjeta_de_debito_con_un_prestamo\"><\/span><strong>Errors freq\u00fcents en utilitzar una targeta de d\u00e8bit amb un pr\u00e9stec<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Aquests s\u00f3n els malentesos m\u00e9s habituals que sorgeixen en combinar targeta de d\u00e8bit i pr\u00e9stec, i per qu\u00e8 conv\u00e9 evitar-los:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sol\u00b7licitar finan\u00e7ament sense revisar abans el cost total. <\/strong>Comproveu sempre la TAE, els interessos i les comissions abans d&#039;acceptar un pr\u00e9stec.<\/li>\n\n\n\n<li><strong>Pensar que la targeta de d\u00e8bit concedeix el pr\u00e9stec. <\/strong>\u00c9s l&#039;entitat financera qui aprova i lliura els diners; la targeta nom\u00e9s et permet fer-lo servir despr\u00e9s.<\/li>\n\n\n\n<li><strong>Confondre targeta de d\u00e8bit i targeta de cr\u00e8dit. <\/strong>S\u00f3n productes diferents, amb un origen dels diners i unes condicions diferents.<\/li>\n\n\n\n<li><strong>Creure que el pr\u00e9stec es carrega directament a la targeta. <\/strong>L&#039;import es transfereix primer al vostre compte bancari, mai a la targeta.<\/li>\n\n\n\n<li><strong>No comprovar que hi ha prou saldo per tornar-lo. <\/strong>Podeu derivar en incid\u00e8ncies de pagament o despeses addicionals si el cobrament no es completa.<\/li>\n\n\n\n<li><strong>Facilitar dades banc\u00e0ries per canals no oficials. <\/strong>Utilitza sempre el web o l&#039;\u00e0rea de client oficial de l&#039;entitat per a qualsevol gesti\u00f3.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/05\/prestamos-tarjeta-de-debito.jpg\" alt=\"Persona demanant pr\u00e9stec amb targeta\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes_sobre_prestamos_con_tarjeta_de_debito\"><\/span><strong>Preguntes freq\u00fcents sobre pr\u00e9stecs amb targeta de d\u00e8bit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1786976588546\"><strong class=\"schema-faq-question\">Puc demanar un pr\u00e9stec nom\u00e9s amb una targeta de d\u00e8bit?<\/strong> <p class=\"schema-faq-answer\">S\u00ed. La targeta de d\u00e8bit no concedeix el pr\u00e9stec, per\u00f2 pot ser el mitj\u00e0 per gestionar els diners un cop l&#039;entitat els ingressi al vostre compte.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976653708\"><strong class=\"schema-faq-question\">Necessito targeta de cr\u00e8dit per demanar un pr\u00e9stec?<\/strong> <p class=\"schema-faq-answer\">No \u00e9s obligatori. S\u00f3n productes diferents i moltes entitats no exigeixen targeta de cr\u00e8dit per avaluar la teva sol\u00b7licitud.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976675785\"><strong class=\"schema-faq-question\">El pr\u00e9stec s&#039;ingressa a la targeta de d\u00e8bit?<\/strong> <p class=\"schema-faq-answer\">No directament. L&#039;import sol transferir-se al compte bancari associat a la targeta, i des d&#039;aqu\u00ed pots disposar dels diners.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976743410\"><strong class=\"schema-faq-question\">Puc retirar en efectiu els diners rebuts?<\/strong> <p class=\"schema-faq-answer\">S\u00ed, una vegada que els diners s\u00f3n al teu compte, pots retirar-los en un caixer utilitzant la teva targeta de d\u00e8bit, igual que amb qualsevol altre fons disponible.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976758667\"><strong class=\"schema-faq-question\">\u00bf Puc pagar un pr\u00e9stec amb targeta de d\u00e8bit?<\/strong> <p class=\"schema-faq-answer\">En molts casos s\u00ed, sempre que l&#039;entitat ho permeti i disposis del saldo necessari al moment del cobrament.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976804827\"><strong class=\"schema-faq-question\">La targeta ha d&#039;estar al meu nom?<\/strong> <p class=\"schema-faq-answer\">S\u00ed, la targeta i el compte bancari associats al pr\u00e9stec han d&#039;estar a nom del sol\u00b7licitant.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976814244\"><strong class=\"schema-faq-question\">Necessito un compte bancari?<\/strong> <p class=\"schema-faq-answer\">S\u00ed, un compte bancari al teu nom \u00e9s un requisit habitual per rebre i, si escau, tornar el pr\u00e9stec.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976823471\"><strong class=\"schema-faq-question\">Puc sol\u00b7licitar un pr\u00e9stec sense targeta?<\/strong> <p class=\"schema-faq-answer\">En alguns casos s\u00ed, ja que l&#039;essencial per a moltes entitats \u00e9s disposar d&#039;un compte bancari actiu, m\u00e9s que no pas d&#039;una targeta concreta.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1786976848352\"><strong class=\"schema-faq-question\">Necessito una aplicaci\u00f3 banc\u00e0ria per sol\u00b7licitar un pr\u00e9stec?<\/strong> <p class=\"schema-faq-answer\">No sempre. Pots gestionar la teva sol\u00b7licitud a trav\u00e9s del web oficial de l&#039;entitat, encara que comptar amb una app en pot facilitar la verificaci\u00f3 i el seguiment.<\/p> <\/div> <\/div>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1786976902238\"><strong class=\"schema-faq-question\"><\/strong> <p class=\"schema-faq-answer\"><\/p> <\/div> <\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center header-full-dots\"><span>Demana el teu pr\u00e9stec ara i rep els teus diners r\u00e0pids<\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Muchas personas se preguntan si es posible pedir un pr\u00e9stamo con tarjeta de d\u00e9bito y qu\u00e9 papel juega realmente esta tarjeta en el proceso. La respuesta es que s\u00ed puedes solicitar determinados pr\u00e9stamos, aunque solo dispongas de una tarjeta de d\u00e9bito, pero conviene aclarar un punto importante: la tarjeta de d\u00e9bito no concede el cr\u00e9dito. [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":11846,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[23,21],"tags":[],"class_list":["post-6027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educacion-financiera","category-prestamo"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pr\u00e9stamos con tarjeta de d\u00e9bito: c\u00f3mo funcionan | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"En AvaFin Espa\u00f1a te explicamos c\u00f3mo funcionan los pr\u00e9stamos con tarjeta de d\u00e9bito, qu\u00e9 requisitos pueden pedirte, c\u00f3mo se recibe y devuelve el dinero.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/bloc\/prestem-amb-targeta-de-debit\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamos con tarjeta de d\u00e9bito: c\u00f3mo funcionan | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"En AvaFin Espa\u00f1a te explicamos c\u00f3mo funcionan los pr\u00e9stamos con tarjeta de d\u00e9bito, qu\u00e9 requisitos pueden pedirte, c\u00f3mo se recibe y devuelve el dinero.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/bloc\/prestem-amb-targeta-de-debit\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-30T14:32:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-17T15:06:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/05\/prestamos-con-tarjeta-de-debito-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alejandra Rangel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alejandra Rangel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"18 minuts\" \/>\n<script type=\"application\/ld+json\" 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Su experiencia en investigaci\u00f3n de mercados en AvaFin, brinda gran valor al momento de generar informaci\u00f3n \u00fatil sobre aquellas personas que buscan tomar decisiones financieras adecuadas a su situaci\u00f3n.\",\"sameAs\":[\"http:\\\/\\\/www.avafin.es\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/alejandra-rangel-bethencourt-29633a167\\\/\"],\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/author\\\/alejandra\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/prestamos-con-tarjeta-de-debito#faq-question-1786976588546\",\"position\":1,\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/prestamos-con-tarjeta-de-debito#faq-question-1786976588546\",\"name\":\"\u00bfPuedo pedir un pr\u00e9stamo solo con una tarjeta de d\u00e9bito?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\u00ed. 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