{"id":5708,"date":"2025-04-23T15:52:10","date_gmt":"2025-04-23T13:52:10","guid":{"rendered":"https:\/\/www.avafin.es\/?p=5708"},"modified":"2025-08-29T12:21:15","modified_gmt":"2025-08-29T10:21:15","slug":"comissions-caixers","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers","title":{"rendered":"Comissions en caixers: quant pagues realment en treure diners i com evitar-ho"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Encara que vivim en plena era digital, el <strong>diners en efectiu<\/strong> segueix sent fonamental al nostre dia a dia. Ja sigui per pagar en petits comer\u00e7os, dividir comptes o simplement tenir una mica de liquiditat, tots en algun moment necessitem <strong>utilitzar un caixer<\/strong>. Tot i aix\u00f2, aquesta acci\u00f3 aparentment senzilla pot venir acompanyada d&#039;un cost inesperat: les <strong>comissions caixers<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquestes comissions varien segons el banc, la xarxa de caixers i si ets o no client del <strong>propietari del caixer<\/strong>. El pitjor \u00e9s que molts usuaris desconeixen quant estan pagant fins que consulten els moviments bancaris. En aquest article t&#039;expliquem quant es paga, quins bancs apliquen m\u00e9s o menys comissions, com <strong>evitar les comissions<\/strong>, i quines opcions tens per no perdre diners cada vegada que necessites <strong>treure diners del caixer<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quina comissi\u00f3 cobren els caixers ATM?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els <strong>caixers autom\u00e0tics poden cobrar una comissi\u00f3<\/strong> quan en fas una <strong>retirada d&#039;efectiu<\/strong> utilitzant una targeta emesa per una entitat diferent de la <strong>entitat propiet\u00e0ria del caixer<\/strong>. Aquesta pr\u00e0ctica es va intensificar a partir del 2015, despr\u00e9s de l&#039;entrada en vigor del <strong>Reial Decret Llei 11\/2015<\/strong>, el qual regula qui estableix la comissi\u00f3 i qui l&#039;ha d&#039;assumir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quan <strong>utilitzes un caixer<\/strong> que no pertany al teu <strong>entitat banc\u00e0ria<\/strong>, \u00e9s probable que s&#039;apliqui una <strong>comissi\u00f3 per retirada<\/strong>. L&#039;import de la comissi\u00f3 pot variar segons diversos factors:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si \u00e9s un caixer nacional o internacional.<\/li>\n\n\n\n<li>Si pertany o no al teu banc.<\/li>\n\n\n\n<li>Si uses una <strong>targeta de d\u00e8bit o cr\u00e8dit<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Segons la normativa vigent, la <strong>entitat propiet\u00e0ria del caixer<\/strong> t\u00e9 la llibertat destablir el cost per l\u00fas del terminal. No obstant aix\u00f2, no pot <strong>cobrar una comissi\u00f3<\/strong> directament a lusuari. En canvi, \u00e9s el teu banc (emissor de la targeta) qui paga la tarifa\u2026 i probablement <strong>te la traslladi<\/strong> despr\u00e9s com a c\u00e0rrec al teu compte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per aix\u00f2, entendre com funcionen aquestes comissions \u00e9s essencial per a <strong>evitar les comissions<\/strong> inesperades i prendre decisions m\u00e9s intel\u00b7ligents a l&#039;hora de <strong>treure diners del caixer<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00bf Tens dubtes sobre quina targeta et conv\u00e9 m\u00e9s? <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/que-es-millor-targeta-de-credit-o-debit\/\"><strong>Targeta de d\u00e8bit o cr\u00e8dit<\/strong><\/a><strong><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quant cobren de comissi\u00f3 els caixers per retirar diners?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El cost mitj\u00e0 per <strong>retirada d&#039;efectiu<\/strong> en un caixer fora del teu banc oscil\u00b7la entre <strong>1,50 \u20ac i 2,50 \u20ac<\/strong>, encara que en algunes entitats pot superar els <strong>3 \u20ac<\/strong>. Aquesta comissi\u00f3 dep\u00e8n tant de la xarxa del caixer com de l&#039;acord que tingui el teu banc amb la <strong>entitat propiet\u00e0ria del caixer<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per exemple, si sou client d&#039;un banc que no t\u00e9 xarxa pr\u00f2pia, com ING o EVO, podries estar m\u00e9s exposat a aquests costos si <strong>utilitzes un caixer<\/strong> fora de les xarxes concertades. En canvi, si uses els <strong>caixers de la pr\u00f2pia entitat<\/strong>, no hauries de pagar cap comissi\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Per qu\u00e8 els caixers cobren comissions?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els <strong>caixers cobren<\/strong> comissions per cobrir els costos de manteniment, seguretat, rec\u00e0rrega d&#039;efectiu, energia, telecomunicacions i gesti\u00f3 operativa. Aquestes m\u00e0quines requereixen inversi\u00f3 constant, i quan un client d&#039;un altre banc les fa servir, el <strong>propietari del caixer<\/strong> cerca compensar aquest cost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En ess\u00e8ncia, es tracta d&#039;una relaci\u00f3 entre bancs: si el teu banc no t\u00e9 una xarxa de caixers suficient, ha de pagar-li al que s\u00ed que la t\u00e9 cada vegada que fas servir una de les seves m\u00e0quines. <strong>pagant una comissi\u00f3 per retirada<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Llista de comissions per treure diners en caixers sense ser client a Espanya<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A continuaci\u00f3, et mostrem un resum actualitzat de quant cobra cada banc per fer servir els seus caixers si no ets client:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Entitat Banc\u00e0ria<\/strong><\/td><td><strong>Comissi\u00f3 aproximada (no client)<\/strong><\/td><\/tr><tr><td>CaixaBank<\/td><td>2,00 \u20ac<\/td><\/tr><tr><td>BBVA<\/td><td>2,00 \u20ac<\/td><\/tr><tr><td>Santander<\/td><td>2,00 \u20ac<\/td><\/tr><tr><td>Banc Sabadell<\/td><td>2,00 \u20ac<\/td><\/tr><tr><td>Bankinter<\/td><td>2,00 \u20ac<\/td><\/tr><tr><td>Abanca<\/td><td>1,50 \u20ac<\/td><\/tr><tr><td>Ibercaixa<\/td><td>1,75 \u20ac<\/td><\/tr><tr><td>Kutxabank<\/td><td>1,50 \u20ac<\/td><\/tr><tr><td>Cajamar<\/td><td>1,50 \u20ac<\/td><\/tr><tr><td>Unicaja<\/td><td>1,50 \u20ac<\/td><\/tr><tr><td>EVO Banc<\/td><td>0 \u20ac (en xarxa Euro6000)<\/td><\/tr><tr><td>ING<\/td><td>0 \u20ac (a Euronet i pactats)<\/td><\/tr><tr><td>Deutsche Bank<\/td><td>0 \u20ac (en xarxa pr\u00f2pia i pactats)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quin banc cobra menys comissi\u00f3 per treure diners del caixer?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Entre les <strong>entitats banc\u00e0ries<\/strong> que millor tracten els seus clients en aquest aspecte destaquen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ING<\/strong>: permet treure sense cost a <strong>Euronet<\/strong>, <strong>Cashzone<\/strong>, <strong>Banca March<\/strong>, <strong>Targo Bank<\/strong>, i m\u00e9s.<\/li>\n\n\n\n<li><strong>EVO Banc<\/strong>: gr\u00e0cies a la seva alian\u00e7a amb Euro6000, pots treure sense comissi\u00f3 a milers de caixers.<\/li>\n\n\n\n<li><strong>Deutsche Bank<\/strong>: t\u00e9 una xarxa pr\u00f2pia i acords que <strong>permeten treure<\/strong> efectiu sense cost addicional.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quant cobren per passar tots els diners d&#039;un banc a un altre?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Canviar de banc \u00e9s legal i totalment possible a Espanya, per\u00f2 hi poden haver costos associats. La majoria de les <strong>entitats banc\u00e0ries<\/strong> no cobra per una transfer\u00e8ncia normal, per\u00f2 si en fas una <strong>transfer\u00e8ncia SEPA immediata<\/strong> o gestiones el canvi des d&#039;oficina, podries pagar entre <strong>1 \u20ac i 3 \u20ac<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, alguns bancs imposen una <strong>comissi\u00f3 de tancament<\/strong> o despeses de gesti\u00f3 quan en fas una <strong>transfer\u00e8ncia de tots els fons<\/strong>. Assegureu-vos de consultar b\u00e9 abans de fer el canvi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tens dubtes de com gestionar la teva economia, aqu\u00ed t&#039;ensenyem com <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/com-educar-se-financerament\/\">prendre el control de les teves finances<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quin caixer autom\u00e0tic no cobra comissi\u00f3?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els <strong>caixers autom\u00e0tics<\/strong> que <strong>no cobren comissi\u00f3<\/strong> usuaris d&#039;altres bancs s\u00f3n cada vegada m\u00e9s escassos, per\u00f2 n&#039;hi ha. Aqu\u00ed et deixem algunes opcions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Caixers del teu propi banc<\/strong>: la forma m\u00e9s segura de <strong>evitar les comissions<\/strong>.<\/li>\n\n\n\n<li><strong>Caixers amb acords<\/strong>: si el teu banc t\u00e9 convenis amb altres, com ING o EVO, pots retirar sense pagar.<\/li>\n\n\n\n<li><strong>Euronet<\/strong>: permet retirades gratu\u00eftes en certs casos, especialment per a usuaris de bancs en l\u00ednia.<\/li>\n\n\n\n<li><strong>Xarxes com a Euro6000<\/strong>: moltes entitats permeten <strong>retirada d&#039;efectiu<\/strong> sense comissi\u00f3 dins aquesta xarxa.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, alguns bancs en l\u00ednia ofereixen un nombre limitat de retirades gratu\u00eftes mensuals des de qualsevol caixer. Aquesta \u00e9s una opci\u00f3 ideal si vols m\u00e9s llibertat financera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Necessites diners urgents? Demana ja els nostres <a href=\"https:\/\/www.avafin.es\/ca\/credits\/a-linstant\/\">pr\u00e9stecs a l&#039;instant<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con\u00e8ixer les <strong>comissions caixers<\/strong> que apliquen les <strong>entitats banc\u00e0ries<\/strong> a Espanya \u00e9s clau per no perdre diners cada cop que necessites efectiu. Encara que moltes vegades les comissions s\u00f3n inevitables, hi ha estrat\u00e8gies per a <strong>evitar les comissions<\/strong> o almenys reduir-ne l&#039;impacte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recorda fer servir sempre els <strong>caixers de la pr\u00f2pia entitat<\/strong>, buscar acords entre bancs, i considerar canviar d&#039;entitat si veus que les comissions afecten la teva butxaca. Tamb\u00e9 pots utilitzar alternatives com aplicacions financeres, comptes en l\u00ednia o bancs que <strong>permeten treure<\/strong> sense c\u00e0rrecs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I si est\u00e0s considerant canviar de banc o necessites una empenta financera, a Avafin t&#039;oferim recursos i solucions adaptades a tu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Troba <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/facils\/\">pr\u00e9stecs f\u00e0cils<\/a> amb total transpar\u00e8ncia<\/li>\n\n\n\n<li>Millora els teus h\u00e0bits amb <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/com-educar-se-financerament\/\">educaci\u00f3 financera pr\u00e0ctica<\/a><\/li>\n\n\n\n<li>Descobreix la targeta ideal per a tu: <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/que-es-millor-targeta-de-credit-o-debit\/\">targeta de cr\u00e8dit o d\u00e8bit<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Necessites diners r\u00e0pids!<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Encara que vivim en plena era digital, els diners en efectiu continuen sent fonamentals en el nostre dia a dia. Ja sigui per pagar en petits comer\u00e7os, dividir comptes o simplement tenir una mica de liquiditat, tots en algun moment necessitem utilitzar un caixer. Tot i aix\u00f2, aquesta acci\u00f3 aparentment senzilla pot venir acompanyada d&#039;un cost inesperat: les [\u2026]<\/p>","protected":false},"author":32,"featured_media":5709,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[22,23],"tags":[],"class_list":["post-5708","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ahorro","category-educacion-financiera"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comisicones de cajeros | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Descubre las comisiones de cajeros autom\u00e1ticos por retirar dinero, qu\u00e9 bancos las aplican y c\u00f3mo evitar cargos innecesarios.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comisicones de cajeros | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Descubre las comisiones de cajeros autom\u00e1ticos por retirar dinero, qu\u00e9 bancos las aplican y c\u00f3mo evitar cargos innecesarios.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-23T13:52:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-29T10:21:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alejandra Rangel\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alejandra Rangel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers\",\"url\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers\",\"name\":\"Comisicones de cajeros | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg\",\"datePublished\":\"2025-04-23T13:52:10+00:00\",\"dateModified\":\"2025-08-29T10:21:15+00:00\",\"author\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878\"},\"description\":\"Descubre las comisiones de cajeros autom\u00e1ticos por retirar dinero, qu\u00e9 bancos las aplican y c\u00f3mo evitar cargos innecesarios.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#primaryimage\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg\",\"width\":2560,\"height\":1707,\"caption\":\"Descubre las comisiones de cajeros autom\u00e1ticos por retirar dinero, qu\u00e9 bancos las aplican y c\u00f3mo evitar cargos innecesarios.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\/\/www.avafin.es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Educaci\u00f3 financera\",\"item\":\"https:\/\/www.avafin.es\/blog\/educacion-financiera\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Comisiones en cajeros: cu\u00e1nto pagas realmente al sacar dinero y c\u00f3mo evitarlo\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\",\"url\":\"https:\/\/www.avafin.es\/ca\/\",\"name\":\"AvaFin Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.avafin.es\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878\",\"name\":\"Alejandra Rangel\",\"pronouns\":\"Ella\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png\",\"caption\":\"Alejandra Rangel\"},\"description\":\"Experta financiera, con 6 a\u00f1os de experiencia liderando la atenci\u00f3n a clientes que buscan soluciones econ\u00f3micas. Su experiencia en investigaci\u00f3n de mercados en AvaFin, brinda gran valor al momento de generar informaci\u00f3n \u00fatil sobre aquellas personas que buscan tomar decisiones financieras adecuadas a su situaci\u00f3n.\",\"sameAs\":[\"http:\/\/www.avafin.es\",\"https:\/\/www.linkedin.com\/in\/alejandra-rangel-bethencourt-29633a167\/\"],\"url\":\"https:\/\/www.avafin.es\/ca\/blog\/author\/alejandra\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Comissions de caixers | AvaFin Espanya","description":"Descobreix les comissions de caixers autom\u00e0tics per retirar diners, quins bancs les apliquen i com evitar c\u00e0rrecs innecessaris.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers","og_locale":"ca_ES","og_type":"article","og_title":"Comisicones de cajeros | AvaFin Espa\u00f1a","og_description":"Descubre las comisiones de cajeros autom\u00e1ticos por retirar dinero, qu\u00e9 bancos las aplican y c\u00f3mo evitar cargos innecesarios.","og_url":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers","og_site_name":"AvaFin Espa\u00f1a","article_published_time":"2025-04-23T13:52:10+00:00","article_modified_time":"2025-08-29T10:21:15+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg","type":"image\/jpeg"}],"author":"Alejandra Rangel","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Alejandra Rangel","Est. reading time":"6 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers","url":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers","name":"Comissions de caixers | AvaFin Espanya","isPartOf":{"@id":"https:\/\/www.avafin.es\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#primaryimage"},"image":{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#primaryimage"},"thumbnailUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg","datePublished":"2025-04-23T13:52:10+00:00","dateModified":"2025-08-29T10:21:15+00:00","author":{"@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878"},"description":"Descobreix les comissions de caixers autom\u00e0tics per retirar diners, quins bancs les apliquen i com evitar c\u00e0rrecs innecessaris.","breadcrumb":{"@id":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#primaryimage","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-scaled.jpg","width":2560,"height":1707,"caption":"Descubre las comisiones de cajeros autom\u00e1ticos por retirar dinero, qu\u00e9 bancos las aplican y c\u00f3mo evitar cargos innecesarios."},{"@type":"BreadcrumbList","@id":"https:\/\/www.avafin.es\/ca\/bloc\/comissions-caixers#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.avafin.es\/"},{"@type":"ListItem","position":2,"name":"Educaci\u00f3 financera","item":"https:\/\/www.avafin.es\/blog\/educacion-financiera"},{"@type":"ListItem","position":3,"name":"Comisiones en cajeros: cu\u00e1nto pagas realmente al sacar dinero y c\u00f3mo evitarlo"}]},{"@type":"WebSite","@id":"https:\/\/www.avafin.es\/ca\/#website","url":"https:\/\/www.avafin.es\/ca\/","name":"AvaFin Espanya","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.avafin.es\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/2955e74f3626e82f06ef36d98ecdc878","name":"Alejandra Rangel","pronouns":"Ella","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/image\/","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-cropped-Alejandra-Rangel-Avafin-2-96x96.png","caption":"Alejandra Rangel"},"description":"Experta financiera, con 6 a\u00f1os de experiencia liderando la atenci\u00f3n a clientes que buscan soluciones econ\u00f3micas. Su experiencia en investigaci\u00f3n de mercados en AvaFin, brinda gran valor al momento de generar informaci\u00f3n \u00fatil sobre aquellas personas que buscan tomar decisiones financieras adecuadas a su situaci\u00f3n.","sameAs":["http:\/\/www.avafin.es","https:\/\/www.linkedin.com\/in\/alejandra-rangel-bethencourt-29633a167\/"],"url":"https:\/\/www.avafin.es\/ca\/blog\/author\/alejandra"}]}},"jetpack_publicize_connections":[],"featured_media_link":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/comisiones-cajeros-768x512.jpg","category":{"color":"#010440","link":"https:\/\/www.avafin.es\/ca\/bloc\/estalvi","text":"Ahorro"},"_links":{"self":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts\/5708","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/comments?post=5708"}],"version-history":[{"count":0,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/posts\/5708\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media\/5709"}],"wp:attachment":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media?parent=5708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/categories?post=5708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/tags?post=5708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}