{"id":5412,"date":"2025-03-28T12:30:00","date_gmt":"2025-03-28T12:30:00","guid":{"rendered":"https:\/\/www.avafin.es\/?p=5412"},"modified":"2026-08-26T14:10:22","modified_gmt":"2026-08-26T12:10:22","slug":"cost-manteniment-cotxe-moto","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto","title":{"rendered":"Quin \u00e9s el cost de manteniment de cotxe i moto? Comparativa i claus per estalviar"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">El\u00a0<strong>coste\u00a0de mantenimiento del coche o la moto<\/strong>\u00a0es la suma de pagos por el seguro, los impuestos, el combustible, las revisiones, las sustituciones de componentes y las reparaciones.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s,&nbsp;los costes&nbsp;de algunas&nbsp;<strong>aver\u00edas mec\u00e1nicas<\/strong>&nbsp;o de los&nbsp;<strong>cambios de neum\u00e1ticos<\/strong>&nbsp;pueden ser bastante&nbsp;elevados, lo que sumado al resto de gastos tiene mucho&nbsp;<strong>impacto&nbsp;<\/strong>en el&nbsp;<strong>presupuesto personal o familiar<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En este\u00a0post\u00a0vamos\u00a0a\u00a0calcular las cifras del <strong>coste\u00a0de mantenimiento de los coches y motos en 2026<\/strong>.\u00a0Adem\u00e1s,\u00a0te\u00a0daremos\u00a0<strong>consejos para ahorrar\u00a0<\/strong>con los gastos del veh\u00edculo,\u00a0sin\u00a0descuidar su buen\u00a0estado, esencial para la seguridad al volante.\u00a0\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por \u00faltimo,\u00a0te\u00a0ofreceremos\u00a0recomendaciones\u00a0para\u00a0planificar\u00a0un\u00a0<strong>presupuesto anual de mantenimiento<\/strong>. Y tambi\u00e9n\u00a0te\u00a0informaremos sobre opciones\u00a0para afrontar\u00a0aver\u00edas que desborden\u00a0tus finanzas.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #6a737c;color:#6a737c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #6a737c;color:#6a737c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFCuanto_cuesta_mantener_un_coche_y_una_moto_al_ano_en_Espana\" >\u00bfCu\u00e1nto cuesta mantener un coche y una moto al a\u00f1o en Espa\u00f1a?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFQue_gastos_debes_tener_en_cuenta_al_mantener_un_coche_o_una_moto_y_cuales_son_obligatorios\" >\u00bfQu\u00e9 gastos debes tener en cuenta al mantener un coche o una moto y cu\u00e1les son obligatorios?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#Como_prepararte_para_los_gastos_imprevistos_y_mantener_tu_presupuesto_familiar_a_salvo\" >C\u00f3mo prepararte para los gastos imprevistos y mantener tu presupuesto familiar a salvo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFQue_factores_hacen_que_el_mantenimiento_sea_mas_caro_o_mas_barato\" >\u00bfQu\u00e9 factores hacen que el mantenimiento sea\u00a0m\u00e1s caro o m\u00e1s\u00a0barato?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFSale_mas_barato_mantener_una_moto_o_un_coche\" >\u00bfSale m\u00e1s barato mantener una moto o un coche?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFComo_calcular_tu_presupuesto_mensual_para_coche_o_moto\" >\u00bfC\u00f3mo calcular tu presupuesto mensual para coche o moto?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFComo_reducir_el_coste_de_mantenimiento_sin_comprometer_la_seguridad\" >\u00bfC\u00f3mo reducir el coste\u00a0de mantenimiento\u00a0sin\u00a0comprometer la seguridad?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#%C2%BFQue_hacer_si_surge_una_reparacion_que_no_habias_presupuestado\" >\u00bfQu\u00e9 hacer si surge una reparaci\u00f3n que no hab\u00edas presupuestado?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.avafin.es\/ca\/blog\/coste-mantenimiento-coche-moto\/#Preguntas_frecuentes_sobre_el_coste_de_mantenimiento_de_coche_y_moto\" >Preguntas frecuentes sobre el coste\u00a0de mantenimiento de coche y moto<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_cuesta_mantener_un_coche_y_una_moto_al_ano_en_Espana\"><\/span><strong>\u00bfCu\u00e1nto cuesta mantener un coche y una moto al a\u00f1o en Espa\u00f1a?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Tenemos que irnos&nbsp;a&nbsp;<strong>cifras promedio<\/strong>&nbsp;para abordar los costes de mantenimiento anual&nbsp;de veh\u00edculos, ya sean coches o motos.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Habr\u00e1 que sumar&nbsp;<strong>gastos fijos<\/strong>&nbsp;y otros&nbsp;<strong>variables<\/strong>&nbsp;derivados del uso del veh\u00edculo.&nbsp;<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/cuanto-cuesta-mantener-un-coche-y-una-moto-al-ano-en-espana.jpg\" alt=\"Coche circulando por carretera ilustrando cu\u00e1nto cuesta mantener un coche y una moto al a\u00f1o en Espa\u00f1a\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Coste\u00a0anual de mantener un coche<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00fan\u00a0<a href=\"https:\/\/www.race.es\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>RACE<\/strong><\/a>, a la hora de calcular\u00a0<a href=\"https:\/\/www.race.es\/cuanto-cuesta-mantener-coche\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>cu\u00e1nto cuesta mantener un coche<\/strong><\/a>\u00a0al a\u00f1o en Espa\u00f1a en<strong>\u00a02026<\/strong>\u00a0cabr\u00eda\u00a0considerar una horquilla de entre\u00a0<strong>2.000 y 3.500 euros anuales<\/strong>\u00a0para veh\u00edculos de combustible\u00a0promedio que recorran\u00a0<strong>15.000 kil\u00f3metros<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Revisi\u00f3n b\u00e1sica:<\/strong>\u00a0entre\u00a0<strong>150 y 350 euros<\/strong>.\u00a0<\/li>\n\n\n\n<li><strong>Seguro:<\/strong>\u00a0puede suponer\u00a0menos de\u00a0<strong>400 euros<\/strong>\u00a0o\u00a0superar\u00a0los\u00a0<strong>1.000<\/strong>, seg\u00fan el veh\u00edculo, el\u00a0perfil\u00a0del conductor\u00a0y las coberturas contratadas.\u00a0<\/li>\n\n\n\n<li><strong>ITV:<\/strong>\u00a0entre\u00a0<strong>35 y 50 euros<\/strong>\u00a0para un turismo de gasolina y algo m\u00e1s para muchos veh\u00edculos di\u00e9sel.\u00a0<\/li>\n\n\n\n<li><strong>Impuesto de circulaci\u00f3n:<\/strong>\u00a0desde algo m\u00e1s de\u00a0<strong>50<\/strong>\u00a0hasta m\u00e1s de\u00a0<strong>200 euros<\/strong>.\u00a0<\/li>\n\n\n\n<li><strong>Combustible:<\/strong>\u00a0m\u00e1s de\u00a0<strong>1.000 euros anuales<\/strong>\u00a0con un uso medio de 15.000 kil\u00f3metros.\u00a0<\/li>\n\n\n\n<li><strong>Neum\u00e1ticos, frenos y otras piezas:<\/strong>\u00a0cantidad\u00a0variable\u00a0seg\u00fan la\u00a0necesidad de recambios.\u00a0<\/li>\n\n\n\n<li><strong>Aver\u00edas:<\/strong>\u00a0importe\u00a0variable para el que conviene reservar una parte\u00a0del presupuesto.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Coste\u00a0anual de mantener una\u00a0moto\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mantener una moto que recorre unos 10.000 kil\u00f3metros anuales supone un gasto\u00a0aproximado\u00a0de entre\u00a0<strong>1.100 y 2.300 euros al a\u00f1o<\/strong>, seg\u00fan la cilindrada, el modelo y el uso.\u00a0Aqu\u00ed va una estimaci\u00f3n aproximada de\u00a0<strong>cu\u00e1nto cuesta mantener una moto\u00a0al a\u00f1o en Espa\u00f1a<\/strong>:\u00a0\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seguro:<\/strong>\u00a0entre 200 y 400 euros.\u00a0<\/li>\n\n\n\n<li><strong>Impuesto de circulaci\u00f3n:<\/strong>\u00a0entre 20 y 60 euros.<\/li>\n\n\n\n<li><strong>ITV:<\/strong>\u00a0entre\u00a0<strong>13 y 20 euros<\/strong>\u00a0anuales si se prorratea su coste.<\/li>\n\n\n\n<li><strong>Mantenimiento y revisiones:<\/strong>\u00a0entre\u00a0<strong>150 y 300 euros<\/strong>\u00a0como previsi\u00f3n anual.<\/li>\n\n\n\n<li><strong>Neum\u00e1ticos:<\/strong>\u00a0entre\u00a0<strong>100 y 300 euros<\/strong>\u00a0como previsi\u00f3n anual.\u00a0<\/li>\n\n\n\n<li><strong>Frenos:<\/strong>\u00a0entre\u00a0<strong>30 y 100 euros<\/strong>\u00a0anuales.\u00a0<\/li>\n\n\n\n<li><strong>Transmisi\u00f3n:<\/strong>\u00a0entre\u00a0<strong>40 y 100\u00a0<\/strong>euros anuales si se prorratea su coste.\u00a0<\/li>\n\n\n\n<li><strong>Combustible:<\/strong>\u00a0entre\u00a0<strong>500 y 900 euros\u00a0<\/strong>para recorrer unos\u00a0<strong>10.000 kil\u00f3metros<\/strong>, dependiendo siempre de fluctuaciones de carburantes.\u00a0<\/li>\n\n\n\n<li><strong>Otros gastos e imprevistos:<\/strong>\u00a0entre\u00a0<strong>50 y 100 euros<\/strong>\u00a0para la bater\u00eda, la limpieza y peque\u00f1as incidencias.<\/li>\n<\/ul>\n\n\n        <div class=\"av-tip-block-container is-style-blue\" data-render-index=\"1\">\n            <div class=\"av-tip-block-header\">\n                <span class=\"av-tip-block-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/bulb.png\" \/>\n                <\/span>\n                <strong class=\"av-tip-block-title\">Recuerda<\/strong>\n            <\/div>\n            <p class=\"av-tip-block-content\">No todos los a\u00f1os coincidir\u00e1n las mismas sustituciones y revisiones.\u00a0Sin\u00a0ir m\u00e1s lejos, la primera<strong>\u00a0ITV<\/strong>\u00a0se pasa a los\u00a0<strong>cuatro a\u00f1os de la matriculaci\u00f3n<\/strong>\u00a0y, posteriormente,\u00a0<strong>cada dos<\/strong>.<\/p>\n        <\/div>\n        \n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfCu\u00e1nto supone al mes?<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Para hacernos una idea m\u00e1s clara,&nbsp;nada&nbsp;mejor que hacer una estimaci\u00f3n mensual.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cu\u00e1nto cuesta mantener un coche al mes<\/strong>: entre\u00a0<strong>170 a 290 euros<\/strong>.\u00a0<\/li>\n\n\n\n<li><strong>Cu\u00e1nto cuesta mantener una moto al mes<\/strong>:\u00a0<strong>92 y 192 euros<\/strong>.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Esto no significa que cada mes haya que desembolsar una cantidad situada dentro de esos intervalos, ya que son promedios mensuales obtenidos al\u00a0<strong>repartir<\/strong>\u00a0unos\u00a0<strong>gastos\u00a0<\/strong>que pueden concentrarse en momentos concretos.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Concepto<\/th><th>Coche<\/th><th>Moto<\/th><\/tr><\/thead><tbody><tr><td><strong>Mantenimiento b\u00e1sico y revisiones<\/strong><\/td><td>150 &#8211; 350\u20ac<\/td><td>150 &#8211; 300\u20ac<\/td><\/tr><tr><td><strong>Neum\u00e1ticos, frenos y transmisi\u00f3n<\/strong><\/td><td>Importe variable<\/td><td>170 &#8211; 500\u20ac<\/td><\/tr><tr><td><strong>Seguro<\/strong><\/td><td>Menos de 400\u20ac a m\u00e1s de 1.000\u20ac<\/td><td>200 &#8211; 400\u20ac<\/td><\/tr><tr><td><strong>ITV e impuesto de circulaci\u00f3n<\/strong><\/td><td>50 &#8211; 250\u20ac o m\u00e1s<\/td><td>33 &#8211; 80\u20ac<\/td><\/tr><tr><td><strong>Combustible<\/strong><\/td><td>M\u00e1s de 1.000\u20ac<\/td><td>500-900\u20ac<\/td><\/tr><tr><td><strong>Otros gastos e mprevistos<\/strong><\/td><td>Importe variable<\/td><td>Importe variable<\/td><\/tr><tr><td><strong>Total anual estimado<\/strong><\/td><td><strong>2.000 &#8211; 3.500\u20ac<\/strong><\/td><td><strong>1.050 &#8211; 2.200\u20ac<\/strong><\/td><\/tr><tr><td><strong>Previsi\u00f3n mensual<\/strong><\/td><td><strong>170 &#8211; 290\u20ac<\/strong><\/td><td><strong>88 &#8211; 183\u20ac<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Estas\u00a0cantidades orientativas\u00a0pueden variar mucho,\u00a0al depender del tipo de veh\u00edculo, su antig\u00fcedad, el kilometraje o el taller elegido.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s, varias\u00a0<strong>revisiones o sustituciones<\/strong>\u00a0pueden coincidir\u00a0en un\u00a0<strong>mismo a\u00f1o<\/strong>,\u00a0<strong>desbordando el presupuesto anual<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>\u00bfSin dinero\u00a0para un\u00a0gasto urgente\u00a0de tu\u00a0veh\u00edculo?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Solicita tu pr\u00e9stamo en AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Solicitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_gastos_debes_tener_en_cuenta_al_mantener_un_coche_o_una_moto_y_cuales_son_obligatorios\"><\/span><strong>\u00bfQu\u00e9 gastos debes tener en cuenta al mantener un coche o una moto y cu\u00e1les son obligatorios?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Para\u00a0hacer un presupuesto, conviene diferenciar los\u00a0<strong>gastos fijos obligatorios<\/strong>\u00a0de aquellos\u00a0<strong>variables<\/strong>\u00a0que depender\u00e1n del uso y el estado del veh\u00edculo.\u00a0<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/que-gastos-debes-tener-en-cuenta-al-mantener-un-coche-o-una-moto-y-cuales-son-obligatorios.jpg\" alt=\"Mec\u00e1nico revisando la rueda de un veh\u00edculo ilustrando los gastos obligatorios al mantener un coche o una moto\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Revisiones, mantenimiento mec\u00e1nico y piezas de desgaste<\/strong>\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Las revisiones habituales incluyen el cambio de aceite, los filtros, los l\u00edquidos, la bater\u00eda y la comprobaci\u00f3n de frenos, suspensi\u00f3n y otros elementos mec\u00e1nicos.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Como referencia, una&nbsp;<strong>revisi\u00f3n b\u00e1sica de un coche cuesta entre 150 y 350 euros<\/strong>.&nbsp;En una moto son m\u00e1s econ\u00f3micas, pero pueden&nbsp;resultar&nbsp;m\u00e1s frecuentes, lo que aconseja reservarse una cantidad de&nbsp;<strong>150 a 300 euros anuales<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Neum\u00e1ticos y piezas de desgaste\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Neum\u00e1ticos<\/strong>, discos y&nbsp;pastillas de&nbsp;<strong>freno<\/strong>,&nbsp;escobillas y otros componentes deben sustituirse cuando pierden eficacia, especialmente&nbsp;aquellos m\u00e1s relacionados con la&nbsp;<strong>seguridad.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En los\u00a0<strong>coches<\/strong>, el\u00a0coste\u00a0de\u00a0<strong>l<\/strong>os\u00a0<strong>neum\u00e1ticos<\/strong>\u00a0var\u00eda mucho, al depender\u00a0del modelo.\u00a0Las motos, aunque utilicen solo\u00a0<strong>dos\u00a0<\/strong>suelen desgastarse\u00a0m\u00e1s\u00a0y su\u00a0buen estado\u00a0influye en\u00a0la estabilidad. De ah\u00ed\u00a0que nos movamos\u00a0por\u00a0<strong>previsiones de gasto<\/strong>\u00a0de:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Entre\u00a0<strong>100 y 300 euros para los neum\u00e1ticos<\/strong>.\u00a0<\/li>\n\n\n\n<li><strong>30 y 100 para los frenos<\/strong>.<\/li>\n\n\n\n<li><strong>40 y 100 para la transmisi\u00f3n<\/strong>.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sabemos que&nbsp;estos desembolsos&nbsp;no se producen cada a\u00f1o. Para presupuestarlos,&nbsp;<strong>divide el coste&nbsp;<\/strong>de cada sustituci\u00f3n entre los&nbsp;<strong>meses o kil\u00f3metros&nbsp;<\/strong>que&nbsp;previsiblemente&nbsp;durar\u00e1 la pieza&nbsp;de acuerdo a&nbsp;la&nbsp;<strong>gu\u00eda del fabricante<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Seguro, ITV e impuestos\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El coche o la moto\u00a0ha\u00a0de\u00a0contar al menos\u00a0con el\u00a0<strong>seguro obligatorio<\/strong>, ya que\u00a0de acuerdo\u00a0a\u00a0la<strong>\u00a0<\/strong><a href=\"https:\/\/www.dgt.es\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>DGT<\/strong><\/a>:<strong>\u00a0<\/strong><\/p>\n\n\n        <div class=\"av-quote-block-container is-style-blue\">\n            \n            <div class=\"av-quote-block-inner\">\n                <span class=\"av-quote-block-mark\">\u201c<\/span>\n                <div class=\"av-header-display-6\"><em>Todo veh\u00edculo debe disponer, como m\u00ednimo, de la cobertura de responsabilidad civil exigida para circular<\/em><\/div>\n\n                                    <div class=\"av-quote-block-footer\">\n                        <span class=\"av-quote-block-divider\">\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                            <span><\/span>\n                                                    <\/span>\n                        <span class=\"av-quote-block-author\">Seg\u00fan los <a href=\"https:\/\/www.dgt.es\/muevete-con-seguridad\/viaja-seguro\/consejos-extranjeros\/antes-de-conducir-por-espana\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>consejos para circular por Espa\u00f1a<\/strong><\/a> de la DGT.\u00a0<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n        \n\n\n<p class=\"wp-block-paragraph\">Tambi\u00e9n tiene que&nbsp;<strong>superar la ITV<\/strong>&nbsp;cuando corresponda, y pagar el&nbsp;<strong>impuesto municipal sobre veh\u00edculos<\/strong>, salvo que pueda acogerse a alguna exenci\u00f3n.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las&nbsp;<strong>cantidades orientativas<\/strong>&nbsp;ser\u00edan:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seguro de coche:<\/strong>\u00a0depende del\u00a0veh\u00edculo, el conductor y las coberturas. La\u00a0<strong>modalidad b\u00e1sica a terceros<\/strong>\u00a0puede costar entre\u00a0<strong>200 y 500 euros<\/strong>.\u00a0<\/li>\n\n\n\n<li><strong>Seguro de moto:<\/strong>\u00a0entre\u00a0<strong>200 y 400 euros<\/strong>\u00a0anuales.<\/li>\n\n\n\n<li><strong>Impuesto de circulaci\u00f3n del coche:<\/strong>\u00a0desde algo m\u00e1s de\u00a0<strong>50<\/strong>\u00a0hasta m\u00e1s de\u00a0<strong>200 euros anuales<\/strong>, seg\u00fan el municipio y las caracter\u00edsticas del veh\u00edculo.\u00a0<\/li>\n\n\n\n<li><strong>Impuesto de circulaci\u00f3n de la moto:<\/strong>\u00a0entre\u00a0<strong>20 y 60 euros<\/strong>\u00a0anuales.<\/li>\n\n\n\n<li><strong>ITV del coche:<\/strong>\u00a0entre\u00a0<strong>35 y 50 euros<\/strong>\u00a0para un turismo de\u00a0gasolina y algo m\u00e1s para la mayor\u00eda de\u00a0di\u00e9sel. La primera inspecci\u00f3n se pasa a los cuatro a\u00f1os, cada dos a\u00f1os entre los cuatro y los diez.\u00a0Y\u00a0a\u00a0partir de los 10 anualmente.<\/li>\n\n\n\n<li><strong>ITV de la moto:<\/strong>\u00a0entre\u00a0<strong>25 y 40 euros<\/strong>\u00a0por inspecci\u00f3n. La primera se pasa a los cuatro a\u00f1os de la matriculaci\u00f3n y, posteriormente, cada dos a\u00f1os.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Combustible o recarga\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El gasto depender\u00e1 de los<strong>\u00a0kil\u00f3metros<\/strong>\u00a0que se hagan,\u00a0<strong>el consumo<\/strong>\u00a0del veh\u00edculo y del\u00a0<strong>precio del repostaje<\/strong>. Puedes calcularlo con esta f\u00f3rmula:<\/p>\n\n\n        <div class=\"av-tip-block-container is-style-blue\" data-render-index=\"2\">\n            <div class=\"av-tip-block-header\">\n                <span class=\"av-tip-block-icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/bulb.png\" \/>\n                <\/span>\n                <strong class=\"av-tip-block-title\"><strong>Kil\u00f3metros anuales \u00f7 100 \u00d7 consumo medio \u00d7 precio del combustible o la electricidad<\/strong><\/strong>\n            <\/div>\n            <p class=\"av-tip-block-content\">Ejemplo: un coche de combustible que recorre unos\u00a0<strong>15.000 kil\u00f3metros anuales puede superar los 1.000 euros<\/strong>, mientras que una moto que sume aproximadamente\u00a0<strong>10.000 kil\u00f3metros\u00a0<\/strong>puede consumir entre\u00a0<strong>500 y 900 euros<\/strong>.<\/p>\n        <\/div>\n        \n\n\n<h3 class=\"wp-block-heading\">Aver\u00edas imprevistas\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En los coches, una bater\u00eda que se agota, una fuga, un fallo electr\u00f3nico, un problema mec\u00e1nico o una temida reparaci\u00f3n del motor pueden suponer un importante&nbsp;gasto imprevisto y, adem\u00e1s,&nbsp;<strong>urgente&nbsp;<\/strong>si se depende del&nbsp;<strong>veh\u00edculo&nbsp;<\/strong>para el&nbsp;<strong>d\u00eda a d\u00eda<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reponer una&nbsp;<strong>bater\u00eda<\/strong>&nbsp;puede suponer entre&nbsp;<strong>80 y 250 euros<\/strong>, mientras que&nbsp;una&nbsp;rotura de la correa de distribuci\u00f3n&nbsp;<strong>del motor<\/strong>&nbsp;podr\u00eda&nbsp;superar los&nbsp;<strong>2.000 euros<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Otro tanto ocurr\u00eda con las<strong>&nbsp;motos<\/strong>,&nbsp;aunque puedan variar las cantidades.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De ah\u00ed la importancia\u00a0de disponer de\u00a0un\u00a0<strong>fondo de\u00a0emergencia<\/strong>\u00a0alimentado\u00a0con\u00a0<strong>ahorro mensual<\/strong>, c\u00f3mo te lo explicamos en el siguiente blog:<\/p>\n\n\n<div class=\"posts-query\">\n    <div class=\"av-post av-featured-article\">\n        <div class=\"av-thumbnail-category-container\">\n                        <a href=\"https:\/\/www.avafin.es\/ca\/blog\/ahorro\" class=\"av-thumbnail-category-text\">Ahorro<\/a>\n            <a \n                href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-imprevistos\" \n                class=\"av-post-thumbnail\" \n                style=\"--av-post-bg-medium: url(https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/gastos-imprevistos-360x235.jpg);\n                        --av-post-bg-medium-large: url(https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/04\/gastos-imprevistos-768x512.jpg);\" \n                title=\"C\u00f3mo prepararte para los gastos imprevistos y mantener tu presupuesto familiar a salvo\">\n            <\/a>\n        <\/div>\n    \n        <div class=\"av-post-content\">\n            <h2 class=\"av-header-5\"><span class=\"ez-toc-section\" id=\"Como_prepararte_para_los_gastos_imprevistos_y_mantener_tu_presupuesto_familiar_a_salvo\"><\/span><a href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-imprevistos\">C\u00f3mo prepararte para los gastos imprevistos y mantener tu presupuesto familiar a salvo<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n            <p>abril 3, 2025<\/p>\n            <p class=\"av-post-excerpt\">\n                Los gastos imprevistos son una realidad que todos enfrentamos en alg\u00fan momento de la vida. Pueden aparecer sin previo aviso y poner en riesgo nuestras finanzas personales, interrumpiendo planes, comprometiendo pagos importantes o incluso generando deudas innecesarias. Desde una aver\u00eda del coche hasta una emergencia m\u00e9dica o la rotura del aire acondicionado justo en pleno [&hellip;]            <\/p>\n            <a href=\"https:\/\/www.avafin.es\/ca\/blog\/gastos-imprevistos\" class=\"av-post-readmore\">Veure m\u00e9s&#8230;<\/a>\n        <\/div>\n    <\/div> <!-- av-post -->\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">Revisiones recomendadas por el fabricante: \u00bfson obligatorias?\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Las revisiones recomendadas por el fabricante\u00a0no son legalmente\u00a0obligatorias como la ITV. Ahora bien,\u00a0<strong>pueden condicionar que la garant\u00eda cubra determinadas\u00a0aver\u00edas\u00a0<\/strong>si\u00a0\u00a0est\u00e1n\u00a0relacionadas con un mantenimiento incorrecto o con el incumplimiento del programa\u00a0previsto.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"824\" height=\"1024\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto-824x1024.png\" alt=\"Infograf\u00eda sobre los gastos obligatorios y variables de coche y moto: revisiones, neum\u00e1ticos, seguro, ITV, impuestos, combustible y aver\u00edas.\" class=\"wp-image-11903\" srcset=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto-824x1024.png 824w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto-241x300.png 241w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto-768x955.png 768w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto-10x12.png 10w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto-850x1057.png 850w, https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/gastos-de-mantenimiento-de-coche-y-moto.png 1086w\" sizes=\"auto, (max-width: 824px) 100vw, 824px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_factores_hacen_que_el_mantenimiento_sea_mas_caro_o_mas_barato\"><\/span><strong>\u00bfQu\u00e9 factores hacen que el mantenimiento sea\u00a0m\u00e1s caro o m\u00e1s\u00a0barato?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El coste&nbsp;depende principalmente&nbsp;de estos<strong>&nbsp;condicionantes<\/strong>:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Antig\u00fcedad, kilometraje y uso:<\/strong>\u00a0un veh\u00edculo antiguo o utilizado a diario suele necesitar m\u00e1s sustituciones y reparaciones.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Marca, modelo y recambios:<\/strong>\u00a0los veh\u00edculos\u00a0<strong>exclusivos<\/strong>,\u00a0<strong>potentes\u00a0<\/strong>o con\u00a0<strong>piezas poco disponibles<\/strong>\u00a0acostumbran a tener un mantenimiento\u00a0<strong>m\u00e1s caro<\/strong>.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Taller y reparaci\u00f3n:<\/strong>\u00a0el precio var\u00eda entre talleres y seg\u00fan se utilicen piezas originales (<strong>OEM<\/strong>) o\u00a0<strong>recambios compatibles<\/strong>.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Motorizaci\u00f3n:<\/strong>\u00a0en general, los\u00a0<strong>motores de combustible<\/strong>\u00a0son\u00a0<strong>m\u00e1s costosos<\/strong>\u00a0de mantener, los h\u00edbridos ocupan una posici\u00f3n intermedia y los el\u00e9ctricos tienen un mantenimiento m\u00e1s barato,\u00a0aunque ciertas\u00a0<strong>aver\u00edas el\u00e9ctricas<\/strong>\u00a0o de la\u00a0<strong>bater\u00eda\u00a0<\/strong>pueden\u00a0disparar costes.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Tambi\u00e9n influyen la&nbsp;<strong>forma de conducir<\/strong>, los tipos&nbsp;de&nbsp;<strong>trayectos<\/strong>&nbsp;que se hacen, el&nbsp;<strong>clima<\/strong>&nbsp;y, muy importante, si el veh\u00edculo&nbsp;&#8216;duerme&#8217;&nbsp;en&nbsp;<strong>garaje&nbsp;<\/strong>o&nbsp;al raso.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFSale_mas_barato_mantener_una_moto_o_un_coche\"><\/span><strong>\u00bfSale m\u00e1s barato mantener una moto o un coche?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La&nbsp;<strong>diferencia de mantenimiento del coche y la moto&nbsp;<\/strong>se nota en el bolsillo, aunque&nbsp;<strong>no tanto<\/strong>&nbsp;como cabr\u00eda suponer&nbsp;y,&nbsp;adem\u00e1s,&nbsp;hay muchos&nbsp;<strong>condicionantes<\/strong>&nbsp;que pueden&nbsp;influir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comparamos los\u00a0<strong>gastos coche vs moto<\/strong>:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Tipo de gasto<\/th><th>Coche<\/th><th>Moto<\/th><\/tr><\/thead><tbody><tr><td><strong>Seguro<\/strong><\/td><td>200-500\u20ac a terceros, puede superar los 1.000\u20ac con otras coberturas<\/td><td>200-400\u20ac anuales\u00a0<\/td><\/tr><tr><td><strong>Impuestos<\/strong><\/td><td>De algo m\u00e1s de 50\u20ac a m\u00e1s de 200\u20ac anuales\u00a0<\/td><td>20-60\u20ac anuales<\/td><\/tr><tr><td><strong>ITV<\/strong><\/td><td>35-50\u20ac en gasolina y algo m\u00e1s en\u00a0muchos di\u00e9sel<\/td><td>25-40\u20ac por inspecci\u00f3n<\/td><\/tr><tr><td><strong>Revisiones<\/strong><\/td><td>150-350\u20ac por una revisi\u00f3n b\u00e1sica<\/td><td>150-300\u20ac como previsi\u00f3n anual\u00a0<\/td><\/tr><tr><td><strong><strong>Neum\u00e1ticos<\/strong>\u00a0<\/strong><\/td><td>Desde 300 a 800 euros dependiendo veh\u00edculo\u00a0<\/td><td>100-300\u20ac como previsi\u00f3n anual\u00a0<\/td><\/tr><tr><td><strong><strong>Combustible<\/strong>\u00a0<\/strong><\/td><td>M\u00e1s de 1.000\u20ac para unos 15.000 km anuales<\/td><td>500-900\u20ac para unos 10.000 km anuales\u00a0<\/td><\/tr><tr><td><strong><strong>Reparaciones<\/strong>\u00a0<\/strong><\/td><td>80-250\u20ac por una bater\u00eda, m\u00e1s de 2.000\u20ac en una\u00a0aver\u00eda\u00a0grave\u00a0del motor\u00a0<\/td><td>Desde\u00a080-250\u20ac\u00a0por una intervenci\u00f3n b\u00e1sica en\u00a0una\u00a0scooter<strong>\u00a0<\/strong>hasta m\u00e1s de\u00a0<strong>1<\/strong>.500-2.000\u20ac<strong>\u00a0<\/strong>por\u00a0reconstruir\u00a0un<strong>\u00a0<\/strong>motor gripado\u00a0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A\u00a0la hora de responder\u00a0a la cuesti\u00f3n de\u00a0<strong>qu\u00e9 sale m\u00e1s barato\u00a0el\u00a0coche o\u00a0la\u00a0moto<\/strong>,\u00a0parece claro que la\u00a0<strong>segunda<\/strong>.\u00a0Aunque, el\u00a0panorama puede cambiar bastante con\u00a0<strong>motocicletas de gran cilindrada<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_calcular_tu_presupuesto_mensual_para_coche_o_moto\"><\/span><strong>\u00bfC\u00f3mo calcular tu presupuesto mensual para coche o moto?<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El objetivo es convertir los&nbsp;<strong>gastos anuales&nbsp;irregulares<\/strong>&nbsp;en una&nbsp;<strong>cantidad mensual previsible<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Suma los gastos fijos anuales<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Suma&nbsp;el&nbsp;<strong>seguro<\/strong>, el&nbsp;<strong>impuesto de circulaci\u00f3n<\/strong>&nbsp;y la<strong>&nbsp;ITV<\/strong>&nbsp;cuando corresponda. Si&nbsp;pagas una plaza de garaje o&nbsp;una cuota de aparcamiento, a\u00f1\u00e1delo&nbsp;tambi\u00e9n.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Estima el mantenimiento seg\u00fan los kil\u00f3metros<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Calcula cu\u00e1ntos&nbsp;<strong>kil\u00f3metros sueles recorrer<\/strong>&nbsp;(incluyendo viajes y escapadas) y revisa las&nbsp;<strong>recomendaciones del fabricante<\/strong>. As\u00ed, podr\u00e1s prever cambios de aceite, filtros, frenos y otros elementos.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A\u00f1ade un fondo para neum\u00e1ticos y&nbsp;aver\u00edas<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Reserva una cantidad<\/strong>&nbsp;para gastos que no se producen todos los meses.&nbsp; Considera que cuanto&nbsp;<strong>m\u00e1s antiguo&nbsp;<\/strong>sea el veh\u00edculo, mayor deber\u00eda ser este&nbsp;fondo.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Divide el coste&nbsp;anual entre 12 meses<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pongamos&nbsp;que mantener tu veh\u00edculo&nbsp;te&nbsp;supone unos&nbsp;<strong>1.440 euros al a\u00f1o<\/strong>,&nbsp;apartar&nbsp;<strong>120 euros cada mes<\/strong>&nbsp;te&nbsp;permitir\u00e1 repartir el esfuerzo econ\u00f3mico y evitar que gastos puntuales del veh\u00edculo desequilibren tu presupuesto.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si le echas un vistazo al contenido que publicamos sobre\u00a0<a href=\"https:\/\/www.avafin.es\/blog\/presupuesto-familiar\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>c\u00f3mo organizar un presupuesto familiar<\/strong><\/a>, ver\u00e1s que el\u00a0<strong>m\u00e9todo utilizado<\/strong>\u00a0es el\u00a0<strong>mismo<\/strong>,\u00a0puesto que permite\u00a0anticipar gastos peri\u00f3dicos y reducir el impacto de los imprevistos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>\u00bfTienes una aver\u00eda\u00a0que\u00a0desborda tu\u00a0presupuesto?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Comprueba qu\u00e9 sencillo es tener un pr\u00e9stamo<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Solicitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_reducir_el_coste_de_mantenimiento_sin_comprometer_la_seguridad\"><\/span><strong>\u00bfC\u00f3mo reducir el coste\u00a0de mantenimiento\u00a0sin\u00a0comprometer la seguridad?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ahorrar&nbsp;<strong>no significa aplazar reparaciones necesarias<\/strong>, algo que implica&nbsp;jug\u00e1rsela con la&nbsp;<strong>seguridad&nbsp;<\/strong>en la carretera, al margen de hacer que la<strong>&nbsp;soluci\u00f3n<\/strong>&nbsp;acabe resultando&nbsp;<strong>m\u00e1s costosa<\/strong>&nbsp;que al principio. El foco hay que ponerlo&nbsp;en los aspectos que&nbsp;te&nbsp;detallamos a continuaci\u00f3n.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Compara talleres y presupuestos\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Compara&nbsp;<\/strong>precios<strong>&nbsp;sin&nbsp;sacrificar:<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Seguridad<\/li>\n\n\n\n<li>Calidad de piezas<\/li>\n\n\n\n<li>Garant\u00edas<\/li>\n\n\n\n<li>Trabajos realmente\u00a0necesarios\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Solicita un&nbsp;<strong>presupuesto desglosado<\/strong>&nbsp;cuando la reparaci\u00f3n sea importante&nbsp;y comprueba qu\u00e9 piezas, operaciones y garant\u00edas incluye.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Puedes&nbsp;<strong>comparar precios entre varios talleres<\/strong>, pero&nbsp;sin&nbsp;renunciar a&nbsp;unos est\u00e1ndares b\u00e1sicos de&nbsp;<strong>profesionalidad<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cuida los neum\u00e1ticos y anticipa los gastos grandes\u00a0<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ten muy en cuenta:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Presi\u00f3n y estado de neum\u00e1ticos<\/li>\n\n\n\n<li>Conducci\u00f3n suave<\/li>\n\n\n\n<li>Previsi\u00f3n de sustituciones<\/li>\n\n\n\n<li>Reparaciones previsibles por antig\u00fcedad\/kilometraje<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_hacer_si_surge_una_reparacion_que_no_habias_presupuestado\"><\/span><strong>\u00bfQu\u00e9 hacer si surge una reparaci\u00f3n que no hab\u00edas presupuestado?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de aceptar una reparaci\u00f3n importante,&nbsp;sigue los siguientes pasos.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comprueba la urgencia y compara presupuestos\u00a0<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pide presupuesto detallado y compara varias opciones.<\/li>\n\n\n\n<li>Comprueba qu\u00e9 reparaciones son\u00a0verdaderamente\u00a0urgentes.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Antes de acordar la reparaci\u00f3n<\/strong>, debes entender:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Qu\u00e9 se ha\u00a0averiado<\/li>\n\n\n\n<li>Qu\u00e9 debe repararse inmediatamente<\/li>\n\n\n\n<li>Qu\u00e9 puede esperar<\/li>\n\n\n\n<li>Qu\u00e9 alternativas ofrece el taller<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Habr\u00eda que enfocarse en los&nbsp;<strong>trabajos imprescindibles para circular con seguridad<\/strong>, y&nbsp;en ver&nbsp;si existen&nbsp;<strong>recambios compatibles baratos<\/strong>&nbsp;con garant\u00edas equivalentes.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con todo, cuando las&nbsp;<strong>aver\u00edas son frecuentes<\/strong>&nbsp;o la&nbsp;<strong>reparaci\u00f3n resulta muy costosa<\/strong>&nbsp;respecto al valor del veh\u00edculo, conviene&nbsp;<a href=\"https:\/\/www.avafin.es\/blog\/cambiar-coche-sin-ahorros\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>valorar si compensa reparar o cambiar de coche<\/strong><\/a>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Utiliza primero el ahorro destinado a imprevistos<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si dispones de un\u00a0<strong>fondo de emergencia<\/strong>, utiliza primero esa cantidad.\u00a0En caso de\u00a0no sumar lo\u00a0suficiente,\u00a0<strong>estudia con calma<\/strong>\u00a0las opciones de\u00a0<a href=\"https:\/\/www.avafin.es\/prestamos\/averia-coche\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>financiaci\u00f3n para una\u00a0aver\u00eda\u00a0del coche<\/strong><\/a>.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Si necesitas financiaci\u00f3n, calcula el coste&nbsp;antes de decidir<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Estudia siempre:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El importe\u00a0total que devolver\u00e1s<\/li>\n\n\n\n<li>Los intereses<\/li>\n\n\n\n<li>Las comisiones<\/li>\n\n\n\n<li>El plazo<\/li>\n\n\n\n<li>La\u00a0cuota mensual\u00a0si aplica\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">La\u00a0<strong>financiaci\u00f3n solo deber\u00eda cubrir una reparaci\u00f3n necesaria y ajustarse a tu capacidad de pago<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Comprueba\u00a0en el\u00a0simulador\u00a0nuestras\u00a0condiciones\u00a0<\/strong><\/h3>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_8c911dc15d915508055a5f047b42ceaa\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>En quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;d\u00edas<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;d\u00edas                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;d\u00edas                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e8stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                                    <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Importe<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Fecha de Vencimiento<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e9s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comisi\u00f3n de apertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirmar                        <\/button>\n                    <\/div>\n                <\/div>\n            <\/form>\n                                    <div class=\"av-disclaimer-content\">\n                                    <\/div>\n                        <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3n sobre el pr\u00e9stamo<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3n sobre el pr\u00e9stamo<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00bfEs nuestro cliente?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ya eres cliente, inicia sesi\u00f3n con tu usuario y contrase\u00f1a:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sesi\u00f3n<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Reg\u00edstrate<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes_sobre_el_coste_de_mantenimiento_de_coche_y_moto\"><\/span><strong>Preguntas frecuentes sobre el coste\u00a0de mantenimiento de coche y moto<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<section id=\"faq-block_3f63f0ce6604ba138ccaea4464f5013a\" class=\"faq align \">\n    \n            <div class=\"faq-wrap\">\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_3f63f0ce6604ba138ccaea4464f5013a-1\" tabindex=0>\n                    <h3>\n                        \u00bfCu\u00e1nto deber\u00eda ahorrar al mes para el mantenimiento del coche?                     <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_3f63f0ce6604ba138ccaea4464f5013a-1\"><p><span class=\"TextRun SCXW215399167 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW215399167 BCX0\">Seg\u00fan el caso, habr\u00eda que\u00a0<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">reserva<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">r<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">\u00a0<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">entre\u00a0<\/span><\/span><span class=\"TextRun SCXW215399167 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW215399167 BCX0\">170 y 290 euros al mes<\/span><\/span><span class=\"TextRun SCXW215399167 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW215399167 BCX0\">\u00a0para los distintos gastos<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">, ajustando la cantidad\u00a0<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">a\u00a0<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">la antig\u00fcedad y el consumo<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">\u00a0del veh\u00edculo<\/span><span class=\"NormalTextRun SCXW215399167 BCX0\">.<\/span><\/span><span class=\"EOP Selected SCXW215399167 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_3f63f0ce6604ba138ccaea4464f5013a-2\" tabindex=0>\n                    <h3>\n                        \u00bfQu\u00e9 gastos de un veh\u00edculo son obligatorios?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_3f63f0ce6604ba138ccaea4464f5013a-2\"><p><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">El\u00a0<\/span><\/span><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">seguro\u00a0<\/span><\/span><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">de\u00a0<\/span><span class=\"NormalTextRun SCXW133232200 BCX0\">responsabilidad civil, la\u00a0<\/span><\/span><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">ITV<\/span><\/span><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">\u00a0cuando corresponda y el\u00a0<\/span><\/span><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">impuesto de circulaci\u00f3n<\/span><\/span><span class=\"TextRun SCXW133232200 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW133232200 BCX0\">, s<\/span><span class=\"NormalTextRun SCXW133232200 BCX0\">alvo que exista alguna exenci\u00f3n.<\/span><\/span><\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_3f63f0ce6604ba138ccaea4464f5013a-3\" tabindex=0>\n                    <h3>\n                        \u00bfUn coche viejo cuesta m\u00e1s de mantener?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_3f63f0ce6604ba138ccaea4464f5013a-3\"><p><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">Normalmen<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">te<\/span><\/span><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">\u00a0<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">s\u00ed<\/span><\/span><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">, porque aumenta la probabilidad de\u00a0<\/span><\/span><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">sustituir piezas<\/span><\/span><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">\u00a0y afrontar\u00a0<\/span><\/span><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">ave<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">r<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">\u00eda<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">s<\/span><\/span><span class=\"TextRun SCXW158535666 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158535666 BCX0\">, aunque depender\u00e1 de su estado\u00a0<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">y c\u00f3mo se mantenga<\/span><span class=\"NormalTextRun SCXW158535666 BCX0\">.<\/span><\/span><\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_3f63f0ce6604ba138ccaea4464f5013a-4\" tabindex=0>\n                    <h3>\n                        \u00bfEs m\u00e1s barato mantener un coche el\u00e9ctrico?                     <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_3f63f0ce6604ba138ccaea4464f5013a-4\"><p><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">Suele tener un mantenimiento mec\u00e1nico\u00a0<\/span><\/span><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">m\u00e1s barato<\/span><\/span><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">, aunque determinadas\u00a0<\/span><\/span><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">ave<\/span><span class=\"NormalTextRun SCXW25488600 BCX0\">r<\/span><span class=\"NormalTextRun SCXW25488600 BCX0\">\u00eda<\/span><span class=\"NormalTextRun SCXW25488600 BCX0\">s el\u00e9ctricas<\/span><\/span><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">\u00a0o relacionadas con la\u00a0<\/span><\/span><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">bater\u00eda\u00a0<\/span><\/span><span class=\"TextRun SCXW25488600 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW25488600 BCX0\">pueden resultar muy costosas.<\/span><\/span><span class=\"EOP Selected SCXW25488600 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div>\n\n                            <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_3f63f0ce6604ba138ccaea4464f5013a-5\" tabindex=0>\n                    <h3>\n                        \u00bfCada cu\u00e1nto pasa la ITV un coche y una moto?                    <\/h3>\n                    <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>                 <\/div>\n                <div class=\"qa\" id=\"block_3f63f0ce6604ba138ccaea4464f5013a-5\"><p><span class=\"TextRun SCXW33083914 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW33083914 BCX0\">Los\u00a0<\/span><\/span><span class=\"TextRun SCXW33083914 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW33083914 BCX0\">turismos\u00a0<\/span><\/span><span class=\"TextRun SCXW33083914 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW33083914 BCX0\">pasan la primera ITV a los cuatro a\u00f1os, cada dos a\u00f1os hasta los diez<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">\u00a0de\u00a0<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">antig\u00fcedad<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">\u00a0y anualmen<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">te\u00a0<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">despu\u00e9s<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">,<\/span><span class=\"NormalTextRun SCXW33083914 BCX0\">\u00a0las\u00a0<\/span><\/span><span class=\"TextRun SCXW33083914 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW33083914 BCX0\">motocicletas\u00a0<\/span><\/span><span class=\"TextRun SCXW33083914 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW33083914 BCX0\">comienzan a los cuatro a\u00f1os y contin\u00faan cada dos a\u00f1os.<\/span><\/span><\/p>\n<\/div>\n\n                    <\/div>\n        \n    <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\u00bfCu\u00e1nto deber\u00eda ahorrar al mes para el mantenimiento del coche?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span class=\\\"TextRun SCXW215399167 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">Seg\u00fan el caso, habr\u00eda que\u00a0<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">reserva<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">r<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">\u00a0<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">entre\u00a0<\/span><\/span><span class=\\\"TextRun SCXW215399167 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">170 y 290 euros al mes<\/span><\/span><span class=\\\"TextRun SCXW215399167 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">\u00a0para los distintos gastos<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">, ajustando la cantidad\u00a0<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">a\u00a0<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">la antig\u00fcedad y el consumo<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">\u00a0del veh\u00edculo<\/span><span class=\\\"NormalTextRun SCXW215399167 BCX0\\\">.<\/span><\/span><span class=\\\"EOP Selected SCXW215399167 BCX0\\\" data-ccp-props=\\\"{}\\\">\u00a0<\/span><\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"\u00bfQu\u00e9 gastos de un veh\u00edculo son obligatorios?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">El\u00a0<\/span><\/span><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">seguro\u00a0<\/span><\/span><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">de\u00a0<\/span><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">responsabilidad civil, la\u00a0<\/span><\/span><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">ITV<\/span><\/span><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">\u00a0cuando corresponda y el\u00a0<\/span><\/span><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">impuesto de circulaci\u00f3n<\/span><\/span><span class=\\\"TextRun SCXW133232200 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">, s<\/span><span class=\\\"NormalTextRun SCXW133232200 BCX0\\\">alvo que exista alguna exenci\u00f3n.<\/span><\/span><\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"\u00bfUn coche viejo cuesta m\u00e1s de mantener?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">Normalmen<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">te<\/span><\/span><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">\u00a0<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">s\u00ed<\/span><\/span><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">, porque aumenta la probabilidad de\u00a0<\/span><\/span><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">sustituir piezas<\/span><\/span><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">\u00a0y afrontar\u00a0<\/span><\/span><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">ave<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">r<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">\u00eda<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">s<\/span><\/span><span class=\\\"TextRun SCXW158535666 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">, aunque depender\u00e1 de su estado\u00a0<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">y c\u00f3mo se mantenga<\/span><span class=\\\"NormalTextRun SCXW158535666 BCX0\\\">.<\/span><\/span><\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"\u00bfEs m\u00e1s barato mantener un coche el\u00e9ctrico?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">Suele tener un mantenimiento mec\u00e1nico\u00a0<\/span><\/span><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">m\u00e1s barato<\/span><\/span><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">, aunque determinadas\u00a0<\/span><\/span><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">ave<\/span><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">r<\/span><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">\u00eda<\/span><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">s el\u00e9ctricas<\/span><\/span><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">\u00a0o relacionadas con la\u00a0<\/span><\/span><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">bater\u00eda\u00a0<\/span><\/span><span class=\\\"TextRun SCXW25488600 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW25488600 BCX0\\\">pueden resultar muy costosas.<\/span><\/span><span class=\\\"EOP Selected SCXW25488600 BCX0\\\" data-ccp-props=\\\"{}\\\">\u00a0<\/span><\/p>\\n\"}},{\"@type\":\"Question\",\"name\":\"\u00bfCada cu\u00e1nto pasa la ITV un coche y una moto?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span class=\\\"TextRun SCXW33083914 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">Los\u00a0<\/span><\/span><span class=\\\"TextRun SCXW33083914 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">turismos\u00a0<\/span><\/span><span class=\\\"TextRun SCXW33083914 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">pasan la primera ITV a los cuatro a\u00f1os, cada dos a\u00f1os hasta los diez<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">\u00a0de\u00a0<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">antig\u00fcedad<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">\u00a0y anualmen<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">te\u00a0<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">despu\u00e9s<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">,<\/span><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">\u00a0las\u00a0<\/span><\/span><span class=\\\"TextRun SCXW33083914 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">motocicletas\u00a0<\/span><\/span><span class=\\\"TextRun SCXW33083914 BCX0\\\" lang=\\\"ES-ES\\\" xml:lang=\\\"ES-ES\\\" data-contrast=\\\"auto\\\"><span class=\\\"NormalTextRun SCXW33083914 BCX0\\\">comienzan a los cuatro a\u00f1os y contin\u00faan cada dos a\u00f1os.<\/span><\/span><\/p>\\n\"}}]}<\/script><\/section>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">\u00bfNecesitas Dinero para el mantenimiento de tu coche o moto?<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtenlo hoy con AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Solicitar<\/a>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>El\u00a0coste\u00a0de mantenimiento del coche o la moto\u00a0es la suma de pagos por el seguro, los impuestos, el combustible, las revisiones, las sustituciones de componentes y las reparaciones.\u00a0 Adem\u00e1s,&nbsp;los costes&nbsp;de algunas&nbsp;aver\u00edas mec\u00e1nicas&nbsp;o de los&nbsp;cambios de neum\u00e1ticos&nbsp;pueden ser bastante&nbsp;elevados, lo que sumado al resto de gastos tiene mucho&nbsp;impacto&nbsp;en el&nbsp;presupuesto personal o familiar.&nbsp; En este\u00a0post\u00a0vamos\u00a0a\u00a0calcular las cifras del [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":5415,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[29],"tags":[],"class_list":["post-5412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estilo-de-vida"],"acf":[],"yoast_head":"<!-- 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