{"id":8032,"date":"2026-01-29T14:18:30","date_gmt":"2026-01-29T12:18:30","guid":{"rendered":"https:\/\/www.avafin.es\/?page_id=8032"},"modified":"2026-02-02T14:20:36","modified_gmt":"2026-02-02T12:20:36","slug":"prestem-petits","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/prestem-petits","title":{"rendered":"Pr\u00e9stecs petits: solucions per a imports redu\u00efts"},"content":{"rendered":"<p>En el dia a dia poden sorgir situacions on cal un suport econ\u00f2mic r\u00e0pid. Un pr\u00e9stec petit pot ser la resposta quan necessites una quantitat redu\u00efda per cobrir despeses puntuals. <\/p>\n\n\n\n<p>Aqu\u00ed aprendr\u00e0s qu\u00e8 s\u00f3n els <strong>pr\u00e9stecs petits<\/strong>, com funcionen i per qu\u00e8 a Avafin t&#039;oferim opcions adaptades a les teves necessitats. L&#039;educaci\u00f3 financera \u00e9s fonamental: comprendre com funcionen els costos i els terminis us permetr\u00e0 prendre decisions informades.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Calcula el teu Pr\u00e9stec petit<\/h3>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_fb46b7a65bb8f0703234380fee54b7b7\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/minus.svg\" width=\"16\" height=\"16\" alt=\"minus\"\/>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/plus.svg\" width=\"16\" height=\"16\" alt=\"plus\"\/>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/minus.svg\" width=\"16\" height=\"16\" alt=\"minus\"\/>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/plus.svg\" width=\"16\" height=\"16\" alt=\"plus\"\/>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2>Qu\u00e8 s\u00f3n els pr\u00e9stecs petits<\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<h3 class=\"wp-block-heading\">A qu\u00e8 es considera un pr\u00e9stec petit<\/h3>\n\n\n\n<p>Un pr\u00e9stec petit \u00e9s una forma de finan\u00e7ament dimport redu\u00eft pensada per cobrir necessitats urgents o imprevistos. A difer\u00e8ncia d&#039;altres productes financers, els pr\u00e9stecs petits es concedeixen per quantitats modestes que solen estar entre els 50\u20ac i els 2.000\u20ac per operaci\u00f3. <\/p>\n\n\n\n<p>Aquests l\u00edmits signifiquen que aquest tipus de pr\u00e9stec no suposa un gran comprom\u00eds financer. L&#039;objectiu \u00e9s ajudar-te a gestionar despeses puntuals sense rec\u00f3rrer a cr\u00e8dits de m\u00e9s quantia.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg\" alt=\"Prestem petits\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Difer\u00e8ncia entre pr\u00e9stecs petits i minicr\u00e8dits<\/h3>\n\n\n\n<p>Els pr\u00e9stecs petits i els minicr\u00e8dits solen confondre&#039;s, per\u00f2 hi ha matisos. Un pr\u00e9stec petit pot abastar imports que, encara que redu\u00efts, poden ser superiors als oferts pels minicr\u00e8dits. Els minicr\u00e8dits se centren en quantitats molt baixes i terminis molt curts.&nbsp;<\/p>\n\n\n\n<p>En canvi, els pr\u00e9stecs petits ofereixen flexibilitat i s&#039;atorguen despr\u00e9s d&#039;una an\u00e0lisi de solv\u00e8ncia. En tots dos casos, l&#039;import \u00e9s limitat, per\u00f2 \u00e9s important saber que Avafin oferim pr\u00e9stecs petits de curta durada amb un inter\u00e8s fix, cosa que et permet saber quant pagar\u00e0s des del comen\u00e7ament i sense cap sorpresa al llarg del teu pr\u00e9stec. <br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Per a quin tipus de necessitats solen utilitzar-se<\/h3>\n\n\n\n<p>Les necessitats que solen cobrir-se amb un pr\u00e9stec petits s\u00f3n diverses: despeses m\u00e8diques inesperades, reparacions del cotxe, reformes dom\u00e8stiques menors o compra de material necessari per a la feina. Tamb\u00e9 pot ajudar a equilibrar les teves finances fins que rebis la teva propera n\u00f2mina.&nbsp;<\/p>\n\n\n\n<p>La clau \u00e9s fer servir el pr\u00e9stec petits de manera que et permeti resoldre un imprevist sense comprometre el teu pressupost a llarg termini.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quins imports s&#039;inclouen als pr\u00e9stecs petits<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Rangs habituals d&#039;imports redu\u00efts<\/h3>\n\n\n\n<p>Els rangs d&#039;imports que formen part d&#039;un pr\u00e9stec petit varien segons cada cas, per\u00f2 a Avafin generalment es concedeixen primeres sol\u00b7licituds entre 50\u20ac i 300\u20ac. <\/p>\n\n\n\n<p>A mesura que tinguis un bon historial de pagament, podr\u00e0s accedir progressivament a<strong> imports majors<\/strong>, amb un l\u00edmit de 2.000\u20ac per operaci\u00f3. \u00c9s fonamental mantenir sempre els l\u00edmits perqu\u00e8 el pr\u00e9stec petits es mantingui com una soluci\u00f3 puntual.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Com triar l&#039;import adequat<\/h3>\n\n\n\n<p>En sol\u00b7licitar un pr\u00e9stec petits haur\u00e0s de valorar quants diners necessites realment. Triar un import que cobreixi la teva necessitat, per\u00f2 que no sigui excessiu, en facilita la devoluci\u00f3. Abans de sol\u00b7licitar-ho, revisa el teu pressupost i calcula la teva capacitat de devoluci\u00f3. A Avafin revisem la teva sol\u00b7licitud i adaptem el pr\u00e9stec petit segons la teva situaci\u00f3.<\/p>\n\n\n\n<p>Una bona planificaci\u00f3 t&#039;ajudar\u00e0 a mantenir les teves finances sanes ia afrontar imprevistos amb m\u00e9s tranquil\u00b7litat. Pots consultar al nostre apartat de <a href=\"https:\/\/www.avafin.es\/ca\/com-funciona\/\">com funciona<\/a> com s&#039;analitza la sol\u00b7licitud.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Relaci\u00f3 entre import i termini de devoluci\u00f3<\/h3>\n\n\n\n<p>Als pr\u00e9stecs petits, l&#039;import i el termini guarden una relaci\u00f3 directa. Si b\u00e9 Avafin no ofereix pr\u00e9stecs a terminis estesos, podr\u00e0s sol\u00b7licitar extensions puntuals de 10, 15 o 30 dies per tornar el pr\u00e9stec petits si ho necessites. Recorda que l&#039;extensi\u00f3 \u00e9s opcional i t\u00e9 un cost addicional, la informaci\u00f3 del qual trobar\u00e0s a la nostra secci\u00f3 de <a href=\"https:\/\/www.avafin.es\/ca\/costes-y-comisiones\/\">costos i comissions<\/a>. L&#039;import aprovat s&#039;ha d&#039;ajustar a la capacitat de pagament en el termini original.&nbsp;<\/p>\n\n\n\n<p>\u00c9s important recordar que a Avafin us oferim imports que s&#039;ajustin a la vostra possibilitat de pagament, sense afectar la vostra estabilitat financera. Estem enfocats a oferir-te solucions curtes i efectives perqu\u00e8 puguis resoldre un imprevist de manera puntual.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2>Com funcionen els pr\u00e9stecs petits<\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<h3 class=\"wp-block-heading\">Proc\u00e9s de sol\u00b7licitud pas a pas<\/h3>\n\n\n\n<p>El proc\u00e9s de sol\u00b7licitud d&#039;un pr\u00e9stec petit a Avafin \u00e9s senzill i completament en l\u00ednia. Primer, emplenes un formulari amb la teva informaci\u00f3 personal i banc\u00e0ria, sense necessitat de signar contractes de forma f\u00edsica; els termes s&#039;accepten durant la sol\u00b7licitud. Despr\u00e9s, presenteu el vostre DNI o NIE per verificar la vostra identitat. Un cop completada la sol\u00b7licitud, el nostre equip revisar\u00e0 la informaci\u00f3 i us notificar\u00e0 l&#039;aprovaci\u00f3. L&#039;ingr\u00e9s dels diners sol ser immediat, encara que en alguns casos pot trigar fins a 48 hores segons la teva entitat banc\u00e0ria.&nbsp;<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/pequenos.jpg\" alt=\"Prestem petits\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<p><strong>Demana el teu pr\u00e9stec online<\/strong> i veur\u00e0s com \u00e9s de simple obtenir un pr\u00e9stec petits quan m\u00e9s ho necessites.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avaluaci\u00f3 i resposta<\/h3>\n\n\n\n<p>Un cop envieu la vostra sol\u00b7licitud, Avafin revisa la vostra capacitat de pagament mitjan\u00e7ant una verificaci\u00f3 d&#039;ingressos i moviments al vostre compte bancari. Aquest proc\u00e9s d&#039;avaluaci\u00f3 assegura que el pr\u00e9stec petit s&#039;ajusti a la situaci\u00f3. Amb un pr\u00e9stec petits, la transpar\u00e8ncia \u00e9s clau. No prometem aprovaci\u00f3 autom\u00e0tica, per\u00f2 si compleixes els requisits i tens un historial favorable, obtindr\u00e0s resposta en pocs minuts.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Comprova si pots sol\u00b7licitar-ho<\/strong> i coneix r\u00e0pidament si la teva sol\u00b7licitud est\u00e0 a punt per ser aprovada.<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Descobreix la rapidesa amb qu\u00e8 pots tenir els diners al teu compte.<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Ingr\u00e9s dels diners despr\u00e9s de l&#039;aprovaci\u00f3<\/h3>\n\n\n\n<p>Despr\u00e9s de l&#039;aprovaci\u00f3, els diners del teu pr\u00e9stec petits es transfereixen immediatament al teu compte. En situacions normals, rebr\u00e0s limport en minuts; no obstant, podria trigar fins a 48 hores si hi ha demores banc\u00e0ries.<\/p>\n\n\n\n<p>L&#039;objectiu \u00e9s que el teu pr\u00e9stec petit estigui disponible de manera r\u00e0pida per resoldre la necessitat que et va portar a sol\u00b7licitar-ho.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Requisits habituals per sol\u00b7licitar un pr\u00e9stec petit<\/h2>\n\n\n\n<p>Per accedir a un pr\u00e9stec petit necessites ser m\u00e9s gran, residir a Espanya i comptar amb un compte bancari actiu. Tamb\u00e9 heu de tenir moviments regulars i algun tipus d&#039;ingr\u00e9s demostrable: pensionistes, aut\u00f2noms o persones amb contracte temporal poden ser elegibles. Els requisits s\u00f3n b\u00e0sics perqu\u00e8 el pr\u00e9stec petit s&#039;adapti al teu perfil.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Documentaci\u00f3 m\u00e9s com\u00fa<\/h3>\n\n\n\n<p>La documentaci\u00f3 necess\u00e0ria per a aquest producte inclou el vostre DNI o NIE i algun justificant d&#039;ingressos. No haureu d&#039;enviar documents f\u00edsics, ja que el proc\u00e9s es realitza en l\u00ednia. En presentar aquesta documentaci\u00f3, Avafin assegura que la sol\u00b7licitud del teu pr\u00e9stec petits compleixi la normativa vigent.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Verificaci\u00f3 d&#039;identitat<\/h3>\n\n\n\n<p>La verificaci\u00f3 d&#039;identitat \u00e9s un pas clau per aprovar la vostra sol\u00b7licitud. Consisteix a confirmar que les dades proporcionades coincideixen amb les del vostre document d&#039;identitat. Tamb\u00e9 es pot fer una verificaci\u00f3 banc\u00e0ria per assegurar la titularitat del compte. Tot es fa en un entorn 100% online i segur, respectant la teva privadesa.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Accedeix a la sol\u00b7licitud en pocs passos<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Comprova que senzill \u00e9s tenir un pr\u00e9stec<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Avantatges de sol\u00b7licitar un pr\u00e9stec petit<\/h2>\n\n\n<section id=\"cards-group-block_6de2343f509e5adf5875a45fcbd4ebca\" class=\"av-cards-group   av-cards-group-3 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/07\/slider_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Comprom\u00eds\"\/>\n                    <\/div>\n                                                <h3><h3><b>Menor comprom\u00eds financer<\/b><\/h3>\n<\/h3>\n                                                <p><p><span style=\"font-weight: 400;\">Optar per un <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\"> implica assumir un comprom\u00eds financer m\u00e9s redu\u00eft que en els pr\u00e9stecs de m\u00e9s quantia. En limitar l&#039;import i el termini, us resultar\u00e0 m\u00e9s f\u00e0cil controlar el desemborsament i tornar-lo a temps.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A m\u00e9s, amb un bon historial de pagament, podr\u00e0s accedir progressivament a imports m\u00e9s grans en futures sol\u00b7licituds. Amb aquest finan\u00e7ament podr\u00e0s atendre imprevistos sense comprometre el teu pressupost durant un llarg per\u00edode.<\/span><\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/07\/stopwatch_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Termini\"\/>\n                    <\/div>\n                                                <h3><h3><b>Terminis de devoluci\u00f3 m\u00e9s curts<\/b><\/h3>\n<\/h3>\n                                                <p><p><span style=\"font-weight: 400;\">Els terminis de devoluci\u00f3 d&#039;un <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\"> s\u00f3n generalment curts. Aquest tipus de pr\u00e9stecs est\u00e0 dissenyat per ser tornat en un termini breu, cosa que redueix l&#039;acumulaci\u00f3 d&#039;interessos. Si necessiteu estendre el termini, podeu sol\u00b7licitar una extensi\u00f3 de 10, 15 o 30 dies, pagant el cost corresponent.\u00a0<\/span><\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/05\/reselling_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Control\"\/>\n                    <\/div>\n                                                <h3><h3><b>Major control de la despesa<\/b><\/h3>\n<\/h3>\n                                                <p><p><span style=\"font-weight: 400;\">Com que es tracta d&#039;imports redu\u00efts, els <\/span><span style=\"font-weight: 400;\">pr\u00e9stecs petits<\/span><span style=\"font-weight: 400;\"> permeten mantenir un control m\u00e9s gran de la despesa. Nom\u00e9s sol\u00b7licites el necessari i evites endeutar-te en exc\u00e9s. Aquesta flexibilitat us ajuda a planificar millor la vostra economia.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aix\u00ed, tu <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\"> pot ajudar-te a millorar la teva estabilitat a curt termini. Tamb\u00e9 pots utilitzar el nostre servei de<\/span><a href=\"https:\/\/www.avafin.es\/ca\/extensiones\/\"> <span style=\"font-weight: 400;\">extensions<\/span><\/a><span style=\"font-weight: 400;\"> per ajustar el termini si sorgeix un imprevist<\/span><\/p>\n<\/p>\n                                    <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Pr\u00e9stecs petits vs altres opcions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Difer\u00e8ncies davant de pr\u00e9stecs de major import<\/h3>\n\n\n\n<p>La principal difer\u00e8ncia entre un pr\u00e9stec petit i un pr\u00e9stec de m\u00e9s import \u00e9s l&#039;abast del comprom\u00eds. Els pr\u00e9stecs de m\u00e9s import solen implicar terminis m\u00e9s llargs i quotes m\u00e9s altes. Un pr\u00e9stec petits, en canvi, cerca oferir una soluci\u00f3 r\u00e0pida per a necessitats concretes, sense sotmetre&#039;t a un endeutament perllongat. Aix\u00ed evites compromisos financers que podrien afectar la teva estabilitat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Difer\u00e8ncies davant de l\u00ednies de cr\u00e8dit<\/h3>\n\n\n\n<p>Les l\u00ednies de cr\u00e8dit permeten tenir un import disponible de manera recurrent, pagues interessos nom\u00e9s per la part utilitzada. Els pr\u00e9stecs petits es concedeix en un sol desemborsament i amb un termini de devoluci\u00f3 definit. De vegades es confonen, per\u00f2 \u00e9s important recon\u00e8ixer que Avafin no ofereix l\u00ednies de cr\u00e8dit, sin\u00f3 un pr\u00e9stec petits de curta durada. Comprendre aquestes difer\u00e8ncies us ajudar\u00e0 a triar l&#039;opci\u00f3 que millor s&#039;adapti a la vostra situaci\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quan conv\u00e9 triar un pr\u00e9stec petit<\/h3>\n\n\n\n<p>Un pr\u00e9stec petit \u00e9s recomanable quan necessites una quantitat modesta i vols tornar-la r\u00e0pidament. Si la teva necessitat \u00e9s ocasional i no requereix una l\u00ednia de cr\u00e8dit permanent, el pr\u00e9stec petit \u00e9s ideal. En avaluar si sol\u00b7licitar-ho, considera els teus ingressos i capacitat de pagament, i recorda que sempre pots contactar amb el nostre servei de<a href=\"https:\/\/www.avafin.es\/ca\/atencion-al-cliente\/\"> atenci\u00f3 al client<\/a> si tens dubtes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Consulta&#039;n les condicions<\/h3>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_fb46b7a65bb8f0703234380fee54b7b7\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/minus.svg\" width=\"16\" height=\"16\" alt=\"minus\"\/>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/plus.svg\" width=\"16\" height=\"16\" alt=\"plus\"\/>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/minus.svg\" width=\"16\" height=\"16\" alt=\"minus\"\/>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/plus.svg\" width=\"16\" height=\"16\" alt=\"plus\"\/>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h2 class=\"wp-block-heading\">Costos i condicions a tenir en compte<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Interessos i cost total<\/h3>\n\n\n\n<p>Abans d&#039;acceptar un pr\u00e9stec petit \u00e9s fonamental con\u00e8ixer els costos associats. Els interessos i les comissions varien segons l&#039;import i el termini. A Avafin, trobar\u00e0s tota la informaci\u00f3 a la secci\u00f3 de<a href=\"https:\/\/www.avafin.es\/ca\/costes-y-comisiones\/\"> costos i comissions<\/a>.&nbsp;<\/p>\n\n\n\n<p>Aquest detall us ajuda a comparar i decidir si un pr\u00e9stec petits \u00e9s adequat per a tu. Recorda comparar diferents ofertes i no comprometre&#039;t amb quotes que superin la teva capacitat de pagament. Aix\u00f2 aporta seguretat i confian\u00e7a. En tot moment de la teva aplicaci\u00f3, sabr\u00e0s el cost del teu pr\u00e9stec per no tenir sorpreses m\u00e9s endavant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e8 cal revisar abans d&#039;acceptar el pr\u00e9stec<\/h3>\n\n\n\n<p>Revisa sempre el contracte, els interessos, les comissions i les condicions de devoluci\u00f3 del pr\u00e9stec petits. Assegureu-vos que podeu assumir l&#039;import i el termini.&nbsp;<\/p>\n\n\n\n<p><strong>Consulta les condicions abans de demanar-ho<\/strong> per saber exactament quins costos tindr\u00e0s. El nostre equip est\u00e0 disponible per aclarir qualsevol dubte.<\/p>\n\n\n\n<p>Avafin promou la transpar\u00e8ncia a cada pas; per aix\u00f2, t&#039;animem a consultar les condicions i contactar amb el nostre equip per resoldre qualsevol dubte abans de procedir. Aquest pr\u00e9stec petit est\u00e0 pensat per ser un aliat en moments de necessitat. Sempre \u00e9s aconsellable informar-se b\u00e9 i planificar com tornar els diners abans de sol\u00b7licitar aquest tipus d&#039;ajuda financera, aix\u00ed evitar\u00e0s possibles dificultats en reemborsar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Inicia la teva sol\u00b7licitud a Avafin<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Descobreix la rapidesa amb qu\u00e8 pots tenir els diners al teu compte.<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Import\u00e0ncia de con\u00e8ixer les condicions<\/h3>\n\n\n\n<p>Con\u00e8ixer les condicions d&#039;un pr\u00e9stec petit abans de signar et permetr\u00e0 evitar sorpreses. Llegeix detingudament el contracte i confirma els termes. D&#039;aquesta manera, podr\u00e0s gestionar el pr\u00e9stec petits de manera responsable.<\/p>\n\n\n\n<section id=\"faq-block_917abfd49777d8375211e62d837f4fd2\" class=\"faq\">\n            <h3>Preguntes freq\u00fcents sobre pr\u00e9stecs petits<\/h3>\n        <span class=\"faq-count\">(5)<\/span>\n    \n    \n    <div class=\"faq-wrap\">\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_917abfd49777d8375211e62d837f4fd2-1\" tabindex=\"0\">\n                <h3>\n                    Quin \u00e9s l&#039;import m\u00ednim que puc sol\u00b7licitar?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_917abfd49777d8375211e62d837f4fd2-1\"><p><span style=\"font-weight: 400;\">A Avafin, l&#039;import m\u00ednim d&#039;un <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\"> sol ser de 50\u20ac. L&#039;objectiu \u00e9s oferir finan\u00e7ament per a necessitats puntuals sense obligar-te a sol\u00b7licitar m\u00e9s del que \u00e9s necessari. Aquest import \u00e9s flexible i s&#039;ajusta al vostre cas particular. Recorda que un bon historial de pagaments et pot ajudar a accedir a imports m\u00e9s alts en el futur.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_917abfd49777d8375211e62d837f4fd2-2\" tabindex=\"0\">\n                <h3>\n                    Puc tornar-ho abans d&#039;hora?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_917abfd49777d8375211e62d837f4fd2-2\"><p><span style=\"font-weight: 400;\">S\u00ed, pots tornar la teva <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits <\/span><span style=\"font-weight: 400;\">abans de la data acordada. Aquesta opci\u00f3 redueix el cost total, ja que pagues interessos nom\u00e9s pel temps durant el qual mantens els diners. Tamb\u00e9 demostra la teva responsabilitat financera davant d&#039;altres entitats. Per a m\u00e9s informaci\u00f3, visita les nostres<\/span><a href=\"https:\/\/www.avafin.es\/ca\/preguntes-frequents\/\"> <span style=\"font-weight: 400;\">preguntes freq\u00fcents<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_917abfd49777d8375211e62d837f4fd2-3\" tabindex=\"0\">\n                <h3>\n                    Qu\u00e8 passa si necessito un import m\u00e9s gran?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_917abfd49777d8375211e62d837f4fd2-3\"><p><span style=\"font-weight: 400;\">Si necessites un import m\u00e9s gran que l&#039;ofert per un <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\">, pots considerar altres opcions de finan\u00e7ament. A Avafin, l&#039;import m\u00e0xim per operaci\u00f3 \u00e9s de 2.000 \u20ac. Si la vostra sol\u00b7licitud supera aquesta xifra, haureu d&#039;explorar productes oferts per altres entitats, ja que no disposem de pr\u00e9stecs d&#039;import major. Valoreu la vostra capacitat de pagament i compareu alternatives.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_917abfd49777d8375211e62d837f4fd2-4\" tabindex=\"0\">\n                <h3>\n                    \u00c9s millor demanar diversos pr\u00e9stecs petits o un de m\u00e9s gran?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_917abfd49777d8375211e62d837f4fd2-4\"><p><span style=\"font-weight: 400;\">Generalment, sol\u00b7licitar diversos <\/span><span style=\"font-weight: 400;\">pr\u00e9stecs petits<\/span><span style=\"font-weight: 400;\"> no \u00e9s recomanable, ja que acumular\u00e0s costos addicionals. Si una sola quantitat m\u00e9s gran cobreix la teva necessitat, avalua alternatives al mercat. Recorda que Avafin s&#039;especialitza en <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\"> i no ofereix productes de m\u00e9s import. La nostra recomanaci\u00f3 \u00e9s fer servir aquest tipus de finan\u00e7ament quan es tracti d&#039;imports redu\u00efts i necessitats puntuals.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_917abfd49777d8375211e62d837f4fd2-5\" tabindex=\"0\">\n                <h3>\n                    Demana el teu pr\u00e9stec petit de manera senzilla                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_917abfd49777d8375211e62d837f4fd2-5\"><p><span style=\"font-weight: 400;\">A Avafin, t&#039;acompanyem durant tot el proc\u00e9s perqu\u00e8 tu <\/span><span style=\"font-weight: 400;\">pr\u00e9stec petits<\/span><span style=\"font-weight: 400;\"> sigui una soluci\u00f3 pr\u00e0ctica i responsable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Accedeix a la sol\u00b7licitud en pocs passos, revisa els costos i les condicions i tria l&#039;import que millor s&#039;adapti a les teves necessitats. Amb les nostres eines en l\u00ednia, podr\u00e0s saber si compleixes els requisits en minuts. Sempre que tingueu preguntes, contacteu amb el nostre equip d&#039;atenci\u00f3 al client.\u00a0<\/span><\/p>\n<\/div>\n\n            <\/div>\n    \n<\/section>\n\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Consulta les condicions Ara<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Demana el teu pr\u00e9stec a AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>En el d\u00eda a d\u00eda pueden surgir situaciones donde se necesita un apoyo econ\u00f3mico r\u00e1pido. Un pr\u00e9stamo peque\u00f1os puede ser la respuesta cuando necesitas una cantidad reducida para cubrir gastos puntuales. Aqu\u00ed aprender\u00e1s qu\u00e9 son los pr\u00e9stamos peque\u00f1os, c\u00f3mo funcionan y por qu\u00e9 en Avafin te ofrecemos opciones adaptadas a tus necesidades. La educaci\u00f3n financiera [&hellip;]<\/p>","protected":false},"author":32,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8032","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamos peque\u00f1os: soluciones para importes reducidos | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Descubre qu\u00e9 son los pr\u00e9stamos peque\u00f1os, qu\u00e9 importes incluyen y c\u00f3mo funcionan. Informaci\u00f3n clara para solicitar un pr\u00e9stamo peque\u00f1o.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/prestem-petits\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamos peque\u00f1os: soluciones para importes reducidos | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Descubre qu\u00e9 son los pr\u00e9stamos peque\u00f1os, qu\u00e9 importes incluyen y c\u00f3mo funcionan. Informaci\u00f3n clara para solicitar un pr\u00e9stamo peque\u00f1o.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/prestem-petits\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-02T12:20:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"53 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem-petits\",\"url\":\"https:\/\/www.avafin.es\/ca\/prestem-petits\",\"name\":\"Pr\u00e9stamos peque\u00f1os: soluciones para importes reducidos | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem-petits#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem-petits#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg\",\"datePublished\":\"2026-01-29T12:18:30+00:00\",\"dateModified\":\"2026-02-02T12:20:36+00:00\",\"description\":\"Descubre qu\u00e9 son los pr\u00e9stamos peque\u00f1os, qu\u00e9 importes incluyen y c\u00f3mo funcionan. Informaci\u00f3n clara para solicitar un pr\u00e9stamo peque\u00f1o.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem-petits#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.avafin.es\/ca\/prestem-petits\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem-petits#primaryimage\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem-petits#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\/\/www.avafin.es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pr\u00e9stamos peque\u00f1os: soluciones para importes reducidos\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\",\"url\":\"https:\/\/www.avafin.es\/ca\/\",\"name\":\"AvaFin Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.avafin.es\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pr\u00e9stecs petits: solucions per a imports redu\u00efts | AvaFin Espanya","description":"Descobreix qu\u00e8 s\u00f3n els pr\u00e9stecs petits, quins imports inclouen i com funcionen. Informaci\u00f3 clara per sol\u00b7licitar un pr\u00e9stec petit.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.avafin.es\/ca\/prestem-petits","og_locale":"ca_ES","og_type":"article","og_title":"Pr\u00e9stamos peque\u00f1os: soluciones para importes reducidos | AvaFin Espa\u00f1a","og_description":"Descubre qu\u00e9 son los pr\u00e9stamos peque\u00f1os, qu\u00e9 importes incluyen y c\u00f3mo funcionan. Informaci\u00f3n clara para solicitar un pr\u00e9stamo peque\u00f1o.","og_url":"https:\/\/www.avafin.es\/ca\/prestem-petits","og_site_name":"AvaFin Espa\u00f1a","article_modified_time":"2026-02-02T12:20:36+00:00","og_image":[{"url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"53 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.avafin.es\/ca\/prestem-petits","url":"https:\/\/www.avafin.es\/ca\/prestem-petits","name":"Pr\u00e9stecs petits: solucions per a imports redu\u00efts | AvaFin Espanya","isPartOf":{"@id":"https:\/\/www.avafin.es\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.avafin.es\/ca\/prestem-petits#primaryimage"},"image":{"@id":"https:\/\/www.avafin.es\/ca\/prestem-petits#primaryimage"},"thumbnailUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg","datePublished":"2026-01-29T12:18:30+00:00","dateModified":"2026-02-02T12:20:36+00:00","description":"Descobreix qu\u00e8 s\u00f3n els pr\u00e9stecs petits, quins imports inclouen i com funcionen. Informaci\u00f3 clara per sol\u00b7licitar un pr\u00e9stec petit.","breadcrumb":{"@id":"https:\/\/www.avafin.es\/ca\/prestem-petits#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.avafin.es\/ca\/prestem-petits"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/prestem-petits#primaryimage","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/01\/prestamos-pequenos.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.avafin.es\/ca\/prestem-petits#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.avafin.es\/"},{"@type":"ListItem","position":2,"name":"Pr\u00e9stamos peque\u00f1os: soluciones para importes reducidos"}]},{"@type":"WebSite","@id":"https:\/\/www.avafin.es\/ca\/#website","url":"https:\/\/www.avafin.es\/ca\/","name":"AvaFin Espanya","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.avafin.es\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"}]}},"_links":{"self":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages\/8032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/comments?post=8032"}],"version-history":[{"count":0,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages\/8032\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media?parent=8032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}