{"id":6908,"date":"2025-09-30T10:30:08","date_gmt":"2025-09-30T08:30:08","guid":{"rendered":"https:\/\/www.avafin.es\/?page_id=6908"},"modified":"2025-10-14T10:50:46","modified_gmt":"2025-10-14T08:50:46","slug":"prestem-a-terminis","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/prestem\/prestem-a-terminis","title":{"rendered":"Pr\u00e9stecs a terminis: aconsegueix el teu"},"content":{"rendered":"<div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_fa7a755d2e8b0b1ca6c75258f937524f\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<p class=\"wp-block-paragraph\">Com t&#039;aniria rebre el <strong>diners que necessites<\/strong> i poder <strong>tornar-ho <\/strong>despr\u00e9s a <strong>terminis<\/strong>?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9s sempre la soluci\u00f3 financera que et <strong>conv\u00e9<\/strong>?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Com podries aconseguir<strong> en l\u00ednia <\/strong>un <strong>pr\u00e9stec a terminis<\/strong>?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Et<strong> informem<\/strong> de tot el que et <strong>interessa saber<\/strong> sobre aquesta opci\u00f3 de finan\u00e7ament!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I tamb\u00e9 t&#039;expliquem com aconseguir un <strong>pr\u00e9stec flexible<\/strong> <strong>amb c\u00f2modes quotes<\/strong> amb <strong>AvaFin<\/strong>!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u00e8 \u00e9s un pr\u00e9stec a terminis i com funciona?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Un pr\u00e9stec a terminis \u00e9s una soluci\u00f3 de finan\u00e7ament que permet tornar els diners rebuts mitjan\u00e7ant <strong>pagaments peri\u00f2dics<\/strong>, en general <strong>mensuals<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Funciona dividint el capital prestat i els interessos aplicats a <strong>quotes fixes<\/strong>, que es paguen amb la periodicitat acordada fins a liquidar el pr\u00e9stec.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Els exemples m\u00e9s clars de pr\u00e9stec a terminis serien les <strong>finan\u00e7aments <\/strong>per pagar <strong>autom\u00f2bils<\/strong> en quotes, o els <strong>pr\u00e9stecs<\/strong> que se sol\u00b7liciten per fer reformes a casa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les <strong>hipoteques<\/strong>, encara que tamb\u00e9 prevegin pagaments regulars, tenen particularitats pr\u00f2pies que les diferencien d&#039;aquest format creditici: impliquen <strong>quotes<\/strong> que poden ser <strong>variables<\/strong> en alguns casos, imports m\u00e9s elevats, terminis molt m\u00e9s llargs i posar la pr\u00f2pia <strong>habitatge <\/strong>adquirida com <strong>garantia <\/strong>de pagament.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2>Quan et conv\u00e9 un pr\u00e9stec a terminis?<\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Un pr\u00e9stec que et permeti pagar en quotes \u00e9s l&#039;ideal si en sol\u00b7licites una <strong>quantitat de diners de certa import\u00e0ncia<\/strong>, doncs et possibilitar\u00e0 anar tornant-ho a poc a poc, de manera c\u00f2moda, amb pagaments peri\u00f2dics.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Es tractaria de<strong> valorar<\/strong> el que suposar\u00e0<strong> a futur<\/strong> per a les teves finances personals aquest <strong>pagament mes a mes<\/strong>, considerant abans que res quant es <strong>prolongar\u00e0<\/strong> al <strong>temps<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I tamb\u00e9 hauries de calcular el que pagar\u00e0s al final pels diners del pr\u00e9stec rebut, amb la <strong>aplicaci\u00f3 d&#039;interessos<\/strong> i el prorrateig de <strong>comissions<\/strong>.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/09\/prestamos-a-plazos-scaled.jpg\" alt=\"\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">De vegades, pot haver-hi altres opcions m\u00e9s viables, en particular si es tracta de <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/rapids\/\"><strong>pr\u00e9stecs r\u00e0pids<\/strong><\/a> per <strong>imports no gaire elevats<\/strong> per solucionar <strong>emerg\u00e8ncies econ\u00f2miques<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amb <strong>AvaFin tamb\u00e9 <\/strong>pots aconseguir el <strong>diners exactes que necessites<\/strong> per a la teva urg\u00e8ncia o imprevist, sense diferir els pagaments del pr\u00e9stec si no ho desitges.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2>Concedim pr\u00e9stecs a terminis, r\u00e0pids i transparents<\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Oferim <strong>pr\u00e9stecs a terminis per quantitats majors<\/strong>, les que fan molt atractiu <strong>el pagament en quotes<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta opci\u00f3 est\u00e0 disponible per als nostres <strong>millors clients<\/strong>, aquells que han demostrat la seva <strong>confian\u00e7a<\/strong> al seu historial creditici, per obtenir <strong>fins a 4.000\u20ac <\/strong>al teu seg\u00fcent pr\u00e9stec <strong>AvaFin<\/strong>.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/09\/aplazar-prestamos-scaled.jpg\" alt=\"\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Com funcionen els pr\u00e9stecs a terminis d&#039;AvaFin?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Premiem la <strong>fidelitat <\/strong>amb l&#039;acc\u00e9s a <strong>imports gradualment m\u00e9s grans<\/strong>, que poden arribar fins als <strong>4.000 euros<\/strong>, i donem la possibilitat de fraccionar el pagament des de <strong>2 a 4 quotes<\/strong>, per liquidar el pr\u00e9stec de manera <strong>flexible<\/strong> amb total comoditat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, oferim<a href=\"https:\/\/www.avafin.es\/ca\/credits\/rapids-sense-paperassa\/\"><strong> cr\u00e8dits a terminis sense paperassa<\/strong><\/a>, conciliant la <strong>agilitat <\/strong>en la tramitaci\u00f3 amb la <strong>m\u00e0xima transpar\u00e8ncia<\/strong>, doncs tota la informaci\u00f3 apareix de manera clara al nostre<strong> simulador<\/strong> abans de fer la sol\u00b7licitud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta mateixa <strong>claredat i flexibilitat<\/strong> t\u00e9 el <strong>proc\u00e9s de pagament<\/strong>, que es pot fer per m\u00faltiples vies, cosa que expliquem de manera senzilla en una petita guia sobre <a href=\"https:\/\/www.avafin.es\/ca\/com-funciona\/pagar-el-prestec\/\"><strong>com pagar el teu pr\u00e9stec<\/strong><\/a> de <strong>AvaFin<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tu tamb\u00e9 pots arribar a<strong> aconseguir<\/strong> un <strong>pr\u00e9stec a terminis<\/strong>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compteu amb nosaltres quan necessiteu un <strong>microcr\u00e8dit<\/strong> per a una urg\u00e8ncia! A <strong>poc temps<\/strong> podr\u00e0s accedir a <strong>majors quantitats<\/strong> i la flexibilitat del <strong>pagament en quotes<\/strong>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ara mateix<\/strong> si ets nou client ja tens a la teva disposici\u00f3 fins <strong>300 euros<\/strong> i un termini de devoluci\u00f3 extensible a <strong>30 dies<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Registra&#039;t i prepara&#039;t per accedir al teu Pr\u00e9stec a Terminis!<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Oferim pr\u00e9stecs a terminis online, \u00e0gils i senzills<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Som una <strong>financera fintech innovadora<\/strong>. Hem desenvolupat <strong>eines <\/strong>que <strong>simplifiquen<\/strong> l&#039;obtenci\u00f3 de cr\u00e8dit, apropant tots els avantatges de la<strong> digitalitzaci\u00f3<\/strong> a les persones que necessiten finan\u00e7ament.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aix\u00f2 per a tu es tradueix en poder beneficiar-te d&#039;un proc\u00e9s de <strong>gesti\u00f3 100% online<\/strong>, que et d\u00f3na l&#039;oportunitat de completar tots els <strong>tr\u00e0mits<\/strong> des del teu<strong> m\u00f2bil<\/strong> u<strong> ordinador<\/strong> en uns <strong>pocs passos<\/strong>, de forma c\u00f2moda, senzilla, r\u00e0pida i segura.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ja es tracti de cr\u00e8dits per petites quantitats o pr\u00e9stecs a terminis per imports m\u00e9s grans, et garantim la mateixa<strong> facilitat<\/strong> i <strong>rapidesa de gesti\u00f3<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un cop rebuda la teva petici\u00f3 la <strong>avaluem en minuts<\/strong> i transferim el <strong>diners <\/strong>nom\u00e9s concedir la <strong>aprovaci\u00f3<\/strong>!<\/p>\n\n\n<section id=\"cards-group-block_bd24723998eb374c895a988b0c92b870\" class=\"av-cards-group   av-cards-group-3 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/star_with_check.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Premiem la teva fidelitat\"\/>\n                    <\/div>\n                                                <p><p>Premiem la teva fidelitat<\/p>\n<\/p>\n                                                <p><p>Recompensem la teva confian\u00e7a i fidelitat amb l&#039;acc\u00e9s gradual a m\u00e9s quantitats. Pots arribar a aconseguir fins a 4.000 euros, i tornar el pr\u00e9stec en c\u00f2modes quotes.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"Tu cuenta\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/transparent_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"M\u00e0xima transpar\u00e8ncia\"\/>\n                    <\/div>\n                                                <h3><p>M\u00e0xima transpar\u00e8ncia<\/p>\n<\/h3>\n                                                <p><p>Amb el nostre simulador online saps el cost total del teu finan\u00e7ament abans de sol\u00b7licitar-lo, ja es tracti d&#039;un minicr\u00e8dit o d&#039;un pr\u00e9stec per quantitats m\u00e9s grans per pagar a terminis.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/stopwatch_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Els teus diners al moment\"\/>\n                    <\/div>\n                                                <h3><p>Els teus diners al moment<\/p>\n<\/h3>\n                                                <p><p>Els nostres pr\u00e9stecs en l\u00ednia se sol\u00b7liciten en uns pocs passos molt senzills. Aprovem les peticions de cr\u00e8dit en minuts, i transferim els diners a l&#039;instant de manera autom\u00e0tica.<\/p>\n<\/p>\n                                    <\/div>\n    <\/section>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Registra&#039;t i descobreix com funciona el Pr\u00e9stec a Terminis!<\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Com t&#039;aniria rebre els diners que necessites i poder tornar-los despr\u00e9s a terminis? \u00c9s sempre la soluci\u00f3 financera que et conv\u00e9? Com podries aconseguir en l\u00ednia un pr\u00e9stec a terminis? T&#039;informem de tot all\u00f2 que t&#039;interessa saber sobre aquesta opci\u00f3 de finan\u00e7ament! I tamb\u00e9 t&#039;expliquem com aconseguir un pr\u00e9stec flexible amb c\u00f2modes [\u2026]<\/p>","protected":false},"author":32,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6908","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamos a plazos: consigue el tuyo | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Benef\u00edciate del cr\u00e9dito flexible que te permite pagar en c\u00f3modas cuotas, y descubre c\u00f3mo obtener online un pr\u00e9stamo a plazos con AvaFin.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/prestem\/prestem-a-terminis\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamos a plazos: consigue el tuyo | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Benef\u00edciate del cr\u00e9dito flexible que te permite pagar en c\u00f3modas cuotas, y descubre c\u00f3mo obtener online un pr\u00e9stamo a plazos con AvaFin.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/prestem\/prestem-a-terminis\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-14T08:50:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/09\/prestamos-a-plazos-scaled.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minuts\" \/>\n<script 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