{"id":6099,"date":"2026-02-23T11:55:17","date_gmt":"2026-02-23T09:55:17","guid":{"rendered":"https:\/\/www.avafin.es\/?page_id=6099"},"modified":"2026-02-23T11:55:33","modified_gmt":"2026-02-23T09:55:33","slug":"cotxe","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe","title":{"rendered":"Pr\u00e9stecs de cotxe"},"content":{"rendered":"<div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_0a704748e873e3b99a69b34c9400f39d\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<p class=\"wp-block-paragraph\">Per a moltes fam\u00edlies i professionals a Espanya, el cotxe \u00e9s una eina essencial per a la seva vida quotidiana. Ja sigui per anar a la feina, portar els nens a l'escola o despla\u00e7ar-se a reunions, tenir un vehicle fiable proporciona llibertat i seguretat. Tanmateix, comprar-ne un o cobrir-ne els costos de manteniment no sempre \u00e9s f\u00e0cil, sobretot quan sorgeixen imprevistos.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si busques <strong>Pr\u00e9stecs de cotxe<\/strong>, \u00c9s important tenir en compte que Avafin actualment no ofereix pr\u00e9stecs per a finalitats espec\u00edfiques. El que oferim \u00e9s <strong>un \u00fanic pr\u00e9stec personal a curt termini<\/strong>, que es pot utilitzar per a despeses relacionades amb el vostre vehicle (compra o manteniment), sempre subjecta a una avaluaci\u00f3 individual i a condicions clares abans de l'acceptaci\u00f3.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2><strong>Finan\u00e7ament per comprar o reparar un cotxe<\/strong><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Quan es parla de <strong>Pr\u00e9stecs de cotxe<\/strong>, el prop\u00f2sit sol descriure's (utilitzar els diners per comprar, mantenir o reparar un vehicle). En el nostre cas, aquest prop\u00f2sit est\u00e0 cobert pel mateix pr\u00e9stec personal, sempre subjecte a una avaluaci\u00f3 individual i amb totes les condicions visibles durant el proc\u00e9s de sol\u00b7licitud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Termes com ara <strong>Pr\u00e9stecs de cotxe<\/strong> o <strong>Pr\u00e9stecs de cotxe sense garantia<\/strong> Aquestes cerques sovint apareixen com a cerques habituals, per\u00f2 no es refereixen a productes diferents: l'aprovaci\u00f3 i les condicions depenen de la teva situaci\u00f3 i avaluaci\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El nostre comprom\u00eds \u00e9s oferir-vos transpar\u00e8ncia, una avaluaci\u00f3 personalitzada i condicions clares des del principi.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Abans de sol\u00b7licitar un pr\u00e9stec per a un cotxe, li convidem a revisar els requisits, a con\u00e8ixer-ne els avantatges i a avaluar les alternatives disponibles.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg\" alt=\"Dona amb claus de cotxe nou\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Per a qu\u00e8 pots fer servir un pr\u00e9stec per a cotxe?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La cerca <strong>Pr\u00e9stecs de cotxe<\/strong> Normalment respon a diferents necessitats: la compra de vehicles, les reparacions o les despeses associades.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A continuaci\u00f3 trobar\u00e0s usos comuns relacionats amb cotxes perqu\u00e8 puguis entendre en quines situacions se sol sol\u00b7licitar un pr\u00e9stec personal per a aquest prop\u00f2sit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Compra de vehicle<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un \u00fas com\u00fa associat amb <strong>Pr\u00e9stecs de cotxe<\/strong> \u00e9s per cobrir la compra d'un vehicle nou quan prefereixes no pagar la totalitat de l'import d'una sola vegada.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A Avafin, aquest prop\u00f2sit est\u00e0 cobert per <strong>un pr\u00e9stec personal a curt termini<\/strong>, sempre seguint una avaluaci\u00f3 individual i amb informaci\u00f3 clara sobre l'import total a retornar abans d'acceptar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L'import i les condicions es determinen despr\u00e9s de revisar el teu historial i ingressos, s'ajusten a la teva situaci\u00f3 espec\u00edfica i s'emmarquen dins del nostre model de finan\u00e7ament a curt termini.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si el teu objectiu \u00e9s comprar un cotxe de segona m\u00e0, la cerca <strong>Pr\u00e9stecs per a cotxes de segona m\u00e0<\/strong> Normalment es refereix a finan\u00e7ar la totalitat o una part del cost del vehicle. A Avafin, aquest objectiu es gestiona de la mateixa manera. <strong>Pr\u00e9stec personal a curt termini<\/strong>L'import aprovat dep\u00e8n de l'avaluaci\u00f3 de la teva situaci\u00f3 financera i de la teva capacitat de reemborsament.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No prometem imports fixos ni garanties autom\u00e0tiques; avaluem el teu cas i t'oferim una soluci\u00f3 responsable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Despeses associades<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s de la compra, el <strong>Pr\u00e9stecs de cotxe<\/strong> es pot utilitzar per cobrir despeses com ara reparacions, canvis de pneum\u00e0tics, avaries inesperades o pagaments de l'asseguran\u00e7a obligat\u00f2ria. El <strong>reparacions mec\u00e0niques<\/strong> Els imprevistos inesperats poden desequilibrar les teves finances si no est\u00e0s preparat; un pr\u00e9stec per a cotxe et pot ajudar a tenir la liquiditat necess\u00e0ria per afrontar-los de manera organitzada, sempre despr\u00e9s de l'avaluaci\u00f3 corresponent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aix\u00ed mateix, la <a href=\"https:\/\/www.dgt.es\/conoce-la-dgt\/con-quien-trabajamos\/itv\/\" target=\"_blank\" rel=\"noreferrer noopener\">ITV<\/a>, l'asseguran\u00e7a o l'impost de circulaci\u00f3 poden coincidir amb altres despeses del mes. En aquests casos, la cerca <strong>Pr\u00e9stecs r\u00e0pids per a cotxes<\/strong> Normalment fa refer\u00e8ncia a una sol\u00b7licitud en l\u00ednia per obtenir liquiditat immediata. A Avafin, \u00e9s el mateix. <strong>Pr\u00e9stec personal a curt termini<\/strong>, sempre despr\u00e9s de l'avaluaci\u00f3 corresponent i amb condicions visibles abans d'acceptar, perqu\u00e8 pugueu decidir amb tranquil\u00b7litat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Els nostres <strong>pr\u00e9stecs personals<\/strong> Tamb\u00e9 poden cobrir els costos de transfer\u00e8ncia i de matriculaci\u00f3 quan compres un vehicle de segona m\u00e0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cada necessitat \u00e9s diferent, per aix\u00f2 analitzem la vostra sol\u00b7licitud de manera individual i us mostrem totes les condicions durant el proc\u00e9s de sol\u00b7licitud perqu\u00e8 pugueu prendre la vostra decisi\u00f3 amb tranquil\u00b7litat.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recorda que la responsabilitat per les devolucions \u00e9s essencial.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2><strong>Qui pot sol\u00b7licitar un pr\u00e9stec per a un cotxe?<\/strong><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">A Avafin, avaluem cada sol\u00b7licitud relacionada amb <strong>Pr\u00e9stecs de cotxe<\/strong> basat en la solv\u00e8ncia i la capacitat de reemborsament del sol\u00b7licitant.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El nostre <strong>Pr\u00e9stec personal a curt termini<\/strong> Es pot destinar a despeses de vehicle si compleixes els requisits i l'avaluaci\u00f3 confirma que el reemborsament \u00e9s acceptable.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/tipo-de-prestamo-para-comprar-coche.jpg\" alt=\"Cotxes amb p\u00e0rquing\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Situacions m\u00e9s comunes<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A continuaci\u00f3, expliquem les situacions m\u00e9s comunes i els criteris principals que avaluem durant el proc\u00e9s d'avaluaci\u00f3.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Treballadors:<\/strong> Si tens uns ingressos estables, pots sol\u00b7licitar el nostre <strong>Pr\u00e9stec personal a curt termini<\/strong> per a despeses de vehicle. La cerca <strong>Pr\u00e9stecs de cotxe sense garantia<\/strong> Aix\u00f2 normalment fa refer\u00e8ncia a no oferir garanties addicionals; a Avafin no demanem cap garantia, per\u00f2 l'aprovaci\u00f3 i l'import depenen d'una avaluaci\u00f3 individual.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Aut\u00f2noms:<\/strong> Si sou aut\u00f2nom i teniu ingressos recurrents demostrables, podeu sol\u00b7licitar el <strong>Pr\u00e9stec personal a curt termini<\/strong> per cobrir les despeses del cotxe. En aquest context, <strong>Pr\u00e9stecs de cotxe sense garantia<\/strong> S'ent\u00e9n que \u00e9s una aplicaci\u00f3 sense garanties addicionals, sempre subjecta a avaluaci\u00f3.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Persones amb ingressos recurrents (pensions o prestacions):<\/strong> Si teniu ingressos demostrables, podeu sol\u00b7licitar el <strong>Pr\u00e9stec personal a curt termini<\/strong> per a despeses de vehicle. No requerim garanties hipotec\u00e0ries; revisem la vostra capacitat de reemborsament i historial per prendre una decisi\u00f3 informada i transparent.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e8 es t\u00e9 en compte<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Valorem el vostre <strong>capacitat de devoluci\u00f3<\/strong>, l'estabilitat dels teus ingressos i la teva <strong>Situaci\u00f3 financera global<\/strong>. Tamb\u00e9 revisem el teu historial de cr\u00e8dit per comprovar el teu comportament de pagament. Cada cas s'avalua de manera individual i t'expliquem la nostra decisi\u00f3 de manera transparent.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cada sol\u00b7licitud es revisa individualment, analitzant la teva situaci\u00f3 financera per assegurar que el pr\u00e9stec s'ajusti de manera responsable a la teva capacitat de reemborsament.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Comproveu si compliu els requisits b\u00e0sics<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues el teu pr\u00e9stec amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Requisits generals<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Per sol\u00b7licitar un pr\u00e9stec personal amb la finalitat de <strong>Pr\u00e9stecs de cotxe<\/strong> A Avafin, nom\u00e9s cal que compleixis uns quants requisits senzills:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Documentaci\u00f3 habitual<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Disposar de <strong>DNI o NIE<\/strong> v\u00e0lid.<\/li>\n\n\n\n<li>Tenir una <strong>compte bancari<\/strong> actiu a Espanya per rebre ingressos i fer pagaments.<\/li>\n\n\n\n<li>Proporcioneu una prova d'ingressos (n\u00f2mines, extractes bancaris o certificacions de pensi\u00f3), si escau; \u00e9s a dir, si els vostres ingressos no s\u00f3n evidents mitjan\u00e7ant la verificaci\u00f3 banc\u00e0ria.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Altres factors d'avaluaci\u00f3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Historial creditici<\/strong>: Avaluem el teu historial de pagaments per determinar el teu nivell de responsabilitat financera.<\/li>\n\n\n\n<li><strong>Nivell d'endeutament:<\/strong> Analitzem els vostres deutes actuals per assegurar-nos que el pagament acordat sigui assequible per a la vostra situaci\u00f3.<\/li>\n\n\n\n<li><strong>Transpar\u00e8ncia<\/strong>Verifiquem l'exactitud de les dades i la coher\u00e8ncia de la informaci\u00f3 proporcionada.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">En el nostre <strong>Pr\u00e9stecs de cotxe sense garantia<\/strong> No requerim cap garantia addicional. No obstant aix\u00f2, la precisi\u00f3 de la informaci\u00f3 i el vostre historial de pagaments influeixen en l'aprovaci\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Calculeu l'import disponible<\/strong><\/h3>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_0a704748e873e3b99a69b34c9400f39d\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h2 class=\"wp-block-heading\"><strong>Quantitats aproximades i terminis<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Avafin, el <strong>Pr\u00e9stec personal a curt termini<\/strong> Est\u00e0 dissenyat per a quantitats petites i mitjanes que es poden utilitzar, per exemple, per a despeses relacionades amb el vehicle (segons les vostres necessitats i sempre subjectes a avaluaci\u00f3).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quantitats habituals<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L'import m\u00ednim que oferim \u00e9s de 50 \u20ac, i l'import aprovat per a cada sol\u00b7licitud es determina despr\u00e9s d'una avaluaci\u00f3 individual, tenint en compte la vostra situaci\u00f3 financera i la vostra capacitat de reemborsament.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amb un bon historial de pagaments, pots augmentar gradualment l'import en sol\u00b7licituds futures, fins a arribar progressivament als 2.000 \u20ac, sempre subjecta a avaluaci\u00f3 i sense promeses autom\u00e0tiques.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Terminis de devoluci\u00f3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els <strong>Pr\u00e9stecs de cotxe<\/strong> Els pr\u00e9stecs Avafin es formalitzen mitjan\u00e7ant un pr\u00e9stec personal a curt termini. El termini i l'import aprovat es determinen despr\u00e9s d'una avaluaci\u00f3 individual i es mostren clarament durant el proc\u00e9s de sol\u00b7licitud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aix\u00f2 significa que pots retornar la quantitat dins un <strong>a curt termini<\/strong> mostrat durant l'aplicaci\u00f3, amb el total a reemborsar visible abans d'acceptar. Si sorgeixen circumst\u00e0ncies imprevistes, hi ha l'opci\u00f3 de sol\u00b7licitar un <strong>pr\u00f2rroga de 10, 15 o 30 dies<\/strong> (amb cost addicional visible), recomanat nom\u00e9s de manera ocasional.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Els pr\u00e9stecs per a cotxes estan dissenyats com a solucions a curt termini per cobrir necessitats immediates relacionades amb el vehicle, amb condicions adaptades a aquest tipus de finan\u00e7ament.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sigui quines siguin les vostres necessitats, termes com ara <strong>Pr\u00e9stecs de cotxe<\/strong>, <strong>Pr\u00e9stecs de cotxe sense garantia<\/strong> o <strong>Pr\u00e9stecs r\u00e0pids per a cotxes<\/strong> sovint s'utilitzen com a cerques per a aquest prop\u00f2sit. A Avafin, totes aquestes cerques es redirigeixen a la mateixa <strong>Pr\u00e9stec personal a curt termini<\/strong>, sempre subjecte a una avaluaci\u00f3 individual.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amb aix\u00f2 <strong>Finan\u00e7ament de cotxe<\/strong> (ent\u00e8s com a finalitat del pr\u00e9stec), sabreu durant el proc\u00e9s de sol\u00b7licitud quina \u00e9s l'import total a retornar i el termini acordat, de manera que podreu planificar sense cap sorpresa. Si esteu buscant <strong>Pr\u00e9stecs per a cotxes de segona m\u00e0<\/strong>, El prop\u00f2sit \u00e9s el mateix: l'import aprovat es determina despr\u00e9s d'una avaluaci\u00f3 individual i es basa en la teva capacitat de reemborsament.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center header-full-dots\"><span><strong>Comen\u00e7a la teva sol\u00b7licitud en l\u00ednia en nom\u00e9s uns quants passos<\/strong><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Comprova que senzill \u00e9s tenir un pr\u00e9stec<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Avantatges de sol\u00b7licitar en l\u00ednia<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sol\u00b7licitar <strong>Pr\u00e9stecs de cotxe<\/strong> En l\u00ednia t\u00e9 m\u00faltiples avantatges. El nostre proc\u00e9s \u00e9s r\u00e0pid, segur i no requereix despla\u00e7aments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Proc\u00e9s senzill<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Amb Avafin, pots completar la sol\u00b7licitud en nom\u00e9s uns minuts. <strong>15 minuts<\/strong> a trav\u00e9s de la nostra plataforma digital. Ompliu el formulari, verifiquem la vostra identitat i les vostres dades banc\u00e0ries per a l'avaluaci\u00f3, i rebreu una resposta poc despr\u00e9s. En aquest context, <strong>Pr\u00e9stecs r\u00e0pids per a cotxes<\/strong> Normalment fa refer\u00e8ncia a la comoditat d'un proc\u00e9s en l\u00ednia per a una necessitat espec\u00edfica. La transfer\u00e8ncia sol ser r\u00e0pida, tot i que en alguns casos pot trigar fins a <strong>24\u201348 hores<\/strong> Segons el teu banc.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Informaci\u00f3 clara<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La transpar\u00e8ncia \u00e9s clau en els nostres pr\u00e9stecs per a cotxes. Durant el proc\u00e9s de sol\u00b7licitud, veur\u00e0s tots els costos, l'APR, els tipus d'inter\u00e8s, les possibles comissions i les condicions d'ampliaci\u00f3 abans de finalitzar la sol\u00b7licitud i acceptar els termes corresponents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No hi ha sorpreses i el nostre equip est\u00e0 disponible per respondre les vostres preguntes. D'aquesta manera, podeu prendre una decisi\u00f3 informada sobre si <strong>un pr\u00e9stec<\/strong> si aix\u00f2 t'escau o si preferiries una altra alternativa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quan cerques <strong>pr\u00e9stecs de cotxe, pr\u00e9stecs de cotxe sense garantia o pr\u00e9stecs de cotxe r\u00e0pids<\/strong>, A Avafin, es tracta del mateix pr\u00e9stec personal a curt termini, l'import del qual dependr\u00e0 de la vostra avaluaci\u00f3 i del vostre historial.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, els nostres pr\u00e9stecs per a cotxes estan dissenyats perqu\u00e8 s\u00e0pigues exactament quan i com haur\u00e0s de retornar els diners.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si est\u00e0s buscant <strong>Pr\u00e9stecs per a cotxes de segona m\u00e0<\/strong>, estigueu tranquils que tamb\u00e9 rebreu informaci\u00f3 clara i assist\u00e8ncia del nostre equip. D'aquesta manera, podeu triar el vostre <strong>Pr\u00e9stecs de cotxe<\/strong> de manera informada i responsable.<\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2><strong>Qu\u00e8 cal tenir en compte abans de presentar la sol\u00b7licitud<\/strong><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Abans de formalitzar <strong>Pr\u00e9stecs de cotxe<\/strong>, Us recomanem que reflexioneu sobre la vostra situaci\u00f3 financera i que compareu altres opcions.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-coche-simulador.jpg\" alt=\"Dona rebent claus cotxe nou\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Avaluar alternatives<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">De vegades, estalvis previs o el <strong>Finan\u00e7ament del concessionari<\/strong> Pot ser suficient per comprar un cotxe. Tamb\u00e9 pots considerar altres alternatives disponibles al mercat, com ara un pr\u00e9stec personal per a despeses generals, revisant sempre els termes i condicions i assegurant-te que s'adeq\u00fcin a la teva situaci\u00f3 financera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compareu cada opci\u00f3 del mercat, llegiu la lletra petita i analitzeu quina alternativa s'adapta millor a la vostra situaci\u00f3. Si esteu buscant <strong>Pr\u00e9stecs per a cotxes de segona m\u00e0<\/strong> o <strong>Pr\u00e9stecs de cotxe sense garantia<\/strong>, Recorda que aquestes s\u00f3n maneres habituals de referir-se a aquest prop\u00f2sit, i sempre \u00e9s aconsellable parar atenci\u00f3 a les condicions i a la teva capacitat de reemborsament.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cr\u00e8dit responsable<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Els pr\u00e9stecs per a cotxes impliquen un comprom\u00eds de reemborsament que s'hauria de planificar amb antelaci\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sol\u00b7licita nom\u00e9s el que necessitis i planifica els teus pagaments dins del teu pressupost. A Avafin, promovem l'endeutament responsable i t'animem a contactar amb el servei d'atenci\u00f3 al client si preveus dificultats.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un bon comportament de pagament et pot ajudar a sol\u00b7licitar quantitats m\u00e9s grans en futures sol\u00b7licituds., <strong>Sempre sotm\u00e8s a avaluaci\u00f3<\/strong>.<\/p>\n\n\n\n<section id=\"faq-block_34294b2cf64615f4d9dd2883cd10e9fc\" class=\"faq align\">\n            <h3>Preguntes freq\u00fcents sobre pr\u00e9stecs per a cotxes<\/h3>\n        <span class=\"faq-count\">(5)<\/span>\n    \n    \n    <div class=\"faq-wrap\">\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_34294b2cf64615f4d9dd2883cd10e9fc-1\" tabindex=\"0\">\n                <h3>\n                    Puc demanar-ho per a un cotxe de segona m\u00e0?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_34294b2cf64615f4d9dd2883cd10e9fc-1\"><p><span style=\"font-weight: 400;\">S\u00ed, els <\/span><b>Pr\u00e9stecs de cotxe<\/b><span style=\"font-weight: 400;\"> S\u00f3n adequats tant per a vehicles nous com de segona m\u00e0. Els nostres <\/span><b>Pr\u00e9stecs per a cotxes de segona m\u00e0<\/b><span style=\"font-weight: 400;\"> permetre-us finan\u00e7ar la totalitat o una part de la compra i cobrir les despeses de transfer\u00e8ncia.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_34294b2cf64615f4d9dd2883cd10e9fc-2\" tabindex=\"0\">\n                <h3>\n                    Necessito proporcionar una factura?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_34294b2cf64615f4d9dd2883cd10e9fc-2\"><p><span style=\"font-weight: 400;\">No \u00e9s obligatori presentar una factura per al nostre <\/span><b>Pr\u00e9stecs de cotxe<\/b><span style=\"font-weight: 400;\">, tot i que en determinades situacions podem sol\u00b7licitar una prova de com s'ha utilitzat l'import.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_34294b2cf64615f4d9dd2883cd10e9fc-3\" tabindex=\"0\">\n                <h3>\n                    \u00c9s possible sense sou?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_34294b2cf64615f4d9dd2883cd10e9fc-3\"><p><span style=\"font-weight: 400;\">S\u00ed, el nostre <\/span><b>Pr\u00e9stecs de cotxe sense garantia<\/b> <span style=\"font-weight: 400;\">S'atorguen a les persones amb ingressos demostrables, ja siguin de salaris, pensions o aut\u00f2noms.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_34294b2cf64615f4d9dd2883cd10e9fc-4\" tabindex=\"0\">\n                <h3>\n                    Quantes vegades puc sol\u00b7licitar finan\u00e7ament?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_34294b2cf64615f4d9dd2883cd10e9fc-4\"><p><span style=\"font-weight: 400;\">Podeu sol\u00b7licitar pr\u00e9stecs per a cotxe en diferents ocasions, sempre que h\u00e0giu efectuat tots els pagaments anteriors a temps i que cada nova sol\u00b7licitud es valori de manera individual. Cada sol\u00b7licitud es valorar\u00e0 de manera individual.<\/span><\/p>\n<\/div>\n\n                    <div class=\"accordion text-center\" aria-expanded=\"false\" role=\"button\" aria-controls=\"block_34294b2cf64615f4d9dd2883cd10e9fc-5\" tabindex=\"0\">\n                <h3>\n                    Quina \u00e9s la difer\u00e8ncia entre un pr\u00e9stec per a un cotxe i un pr\u00e9stec personal?                <\/h3>\n                <?xml version=\"1.0\" encoding=\"UTF-8\"?> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewbox=\"0 0 14 8\" fill=\"none\"><path d=\"M1 1L7 7L13 1\" stroke=\"#010440\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>             <\/div>\n            <div class=\"qa\" id=\"block_34294b2cf64615f4d9dd2883cd10e9fc-5\"><p><span style=\"font-weight: 400;\">Al mercat, \u201c<\/span><b>Pr\u00e9stec de cotxe<\/b><span style=\"font-weight: 400;\">\u201d normalment descriu el <\/span><b>prop\u00f2sit<\/b><span style=\"font-weight: 400;\"> (utilitza els diners per a despeses del vehicle). A Avafin, no hi ha cap pr\u00e9stec espec\u00edfic per a un prop\u00f2sit concret: oferim <\/span><b>un \u00fanic pr\u00e9stec personal a curt termini<\/b><span style=\"font-weight: 400;\">, que es pot destinar a despeses de cotxe si l'avaluaci\u00f3 ho aprova.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L'import i el termini es mostren durant la sol\u00b7licitud i depenen de la teva situaci\u00f3.<\/span><\/p>\n<\/div>\n\n            <\/div>\n    \n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Altres pr\u00e9stecs relacionats<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Al mercat, \u201cpr\u00e9stec per a cotxe\u201d sol referir-se al prop\u00f2sit dels diners. A Avafin, el <strong>Pr\u00e9stecs de cotxe<\/strong> s'atorguen a trav\u00e9s d'un \u00fanic <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\/\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9stec personal<\/a> Pr\u00e9stecs a curt termini que es poden utilitzar per a diverses despeses, incloses les relacionades amb el vostre vehicle, sempre subjectes a una avaluaci\u00f3 individual.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tamb\u00e9 podeu consultar la p\u00e0gina sobre <strong><a href=\"https:\/\/www.avafin.es\/ca\/prestem\/5000-euros\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pr\u00e9stecs de 5.000 euros<\/a><\/strong>, on expliquem com funcionen aquest tipus de quantitats. <strong>en general<\/strong> al mercat.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A Avafin, l'import aprovat s'avalia per a cada sol\u00b7licitud i, amb un bon comportament de pagament, pot augmentar progressivament. <strong>fins a 2.000 \u20ac<\/strong> M\u00e0xim transmissible, sempre subjecte a avaluaci\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En el nostre model de finan\u00e7ament a curt termini, l'import aprovat s'avalia per a cada sol\u00b7licitud i, amb un bon comportament de pagament i sol\u00b7licituds consecutives, \u00e9s possible augmentar progressivament l'import sol\u00b7licitat fins a un m\u00e0xim de 2.000 \u20ac, sempre subjecta a avaluaci\u00f3 i sense concedir 5.000 \u20ac en una \u00fanica sol\u00b7licitud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u00e9s, tenim<strong> <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/rapids\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pr\u00e9stecs r\u00e0pids<\/a> i <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/urgents\/\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9stecs urgents<\/a><\/strong> quan necessites liquiditat immediata.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sol\u00b7liciteu informaci\u00f3 i reviseu el vostre cas<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Recorda que, ja sigui per a una compra nova, un vehicle de segona m\u00e0 o una reparaci\u00f3, el prop\u00f2sit associat amb <strong>Pr\u00e9stecs de cotxe<\/strong> es pot cobrir amb Avafin mitjan\u00e7ant <strong>un \u00fanic pr\u00e9stec personal a curt termini<\/strong>, sempre amb transpar\u00e8ncia i despr\u00e9s d'una avaluaci\u00f3 individual, mostrant condicions clares abans d'acceptar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En resum, si esteu buscant <strong>Pr\u00e9stecs de cotxe<\/strong>, Recordeu que a Avafin no hi ha un producte espec\u00edfic per a cada prop\u00f2sit: oferim <strong>un \u00fanic pr\u00e9stec personal a curt termini<\/strong> que es pot utilitzar per comprar, mantenir o reparar el vostre vehicle, sempre subjecte a una avaluaci\u00f3 individual.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La sol\u00b7licitud \u00e9s en l\u00ednia, el proc\u00e9s \u00e9s senzill i pots revisar els termes i condicions abans d'acceptar. Tant si es tracta de <strong>Finan\u00e7ament de cotxe<\/strong> com si estiguessis buscant <strong>Pr\u00e9stecs per a cotxes de segona m\u00e0<\/strong>, Revisem el teu cas de manera individualitzada perqu\u00e8 puguis prendre una decisi\u00f3 responsable i planificar el teu retorn amb tranquil\u00b7litat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Descobreix el prop\u00f2sit de <strong>Finan\u00e7ament de cotxe<\/strong> i com funciona a Avafin a trav\u00e9s de <strong>un pr\u00e9stec personal a curt termini<\/strong>, sempre avaluat de manera individual i amb informaci\u00f3 clara proporcionada durant el proc\u00e9s de sol\u00b7licitud perqu\u00e8 pugueu prendre la vostra decisi\u00f3 amb tranquil\u00b7litat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center header-full-dots\"><strong>Sol\u00b7licitar informaci\u00f3<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Descobreix la rapidesa amb qu\u00e8 pots tenir els diners al teu compte.<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Para muchas familias y profesionales en Espa\u00f1a, el coche es un instrumento esencial para su d\u00eda a d\u00eda. Ya sea para ir al trabajo, para llevar a los hijos a clase o para desplazarse a reuniones, contar con un veh\u00edculo fiable proporciona libertad y seguridad. Sin embargo, comprar uno o cubrir sus costes de mantenimiento [&hellip;]<\/p>","protected":false},"author":23,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6099","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamos para coche | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Prestamos coche para cubrir gastos de tu veh\u00edculo con evaluaci\u00f3n personalizada y condiciones claras desde el inicio.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamos para coche | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Prestamos coche para cubrir gastos de tu veh\u00edculo con evaluaci\u00f3n personalizada y condiciones claras desde el inicio.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-23T09:55:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe\",\"url\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe\",\"name\":\"Pr\u00e9stamos para coche | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg\",\"datePublished\":\"2026-02-23T09:55:17+00:00\",\"dateModified\":\"2026-02-23T09:55:33+00:00\",\"description\":\"Prestamos coche para cubrir gastos de tu veh\u00edculo con evaluaci\u00f3n personalizada y condiciones claras desde el inicio.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#primaryimage\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\/\/www.avafin.es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pr\u00e9stecs para coche\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\",\"url\":\"https:\/\/www.avafin.es\/ca\/\",\"name\":\"AvaFin Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.avafin.es\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/dfcbcd68c6560ce5045e2e9ad2b802e5\",\"name\":\"Daniel Escudero\",\"pronouns\":\"\u00c9l\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-Daniel-Escudero-Avafin-96x96.png\",\"contentUrl\":\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-Daniel-Escudero-Avafin-96x96.png\",\"caption\":\"Daniel Escudero\"},\"description\":\"Daniel Escudero es director de marketing de AvaFin Espa\u00f1a, con m\u00e1s de 13 a\u00f1os de experiencia en marketing y 8 a\u00f1os especializados en el sector financiero. En AvaFin lidera la estrategia de marketing y la inclusi\u00f3n financiera, pr\u00e9stamos r\u00e1pidos y educaci\u00f3n sobre productos crediticios para personas con dificultades de acceso a la banca tradicional.\",\"sameAs\":[\"http:\/\/www.avafin.es\",\"https:\/\/www.linkedin.com\/in\/daniel-escudero-1a66b8b8\/?skipRedirect=true\"],\"url\":\"https:\/\/www.avafin.es\/ca\/blog\/author\/daniel\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pr\u00e9stecs de cotxe | AvaFin Espanya","description":"Oferim pr\u00e9stecs per a cotxes per cobrir les despeses del teu vehicle amb avaluacions personalitzades i termes i condicions clars des del principi.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe","og_locale":"ca_ES","og_type":"article","og_title":"Pr\u00e9stamos para coche | AvaFin Espa\u00f1a","og_description":"Prestamos coche para cubrir gastos de tu veh\u00edculo con evaluaci\u00f3n personalizada y condiciones claras desde el inicio.","og_url":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe","og_site_name":"AvaFin Espa\u00f1a","article_modified_time":"2026-02-23T09:55:33+00:00","og_image":[{"url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"11 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe","url":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe","name":"Pr\u00e9stecs de cotxe | AvaFin Espanya","isPartOf":{"@id":"https:\/\/www.avafin.es\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#primaryimage"},"image":{"@id":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#primaryimage"},"thumbnailUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg","datePublished":"2026-02-23T09:55:17+00:00","dateModified":"2026-02-23T09:55:33+00:00","description":"Oferim pr\u00e9stecs per a cotxes per cobrir les despeses del teu vehicle amb avaluacions personalitzades i termes i condicions clars des del principi.","breadcrumb":{"@id":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.avafin.es\/ca\/prestem\/cotxe"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#primaryimage","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/06\/prestamo-pa.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.avafin.es\/ca\/prestem\/cotxe#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/www.avafin.es\/"},{"@type":"ListItem","position":2,"name":"Pr\u00e9stecs para coche"}]},{"@type":"WebSite","@id":"https:\/\/www.avafin.es\/ca\/#website","url":"https:\/\/www.avafin.es\/ca\/","name":"AvaFin Espanya","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.avafin.es\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/dfcbcd68c6560ce5045e2e9ad2b802e5","name":"Daniel Escudero","pronouns":"\u00c9l","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/www.avafin.es\/ca\/#\/schema\/person\/image\/","url":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-Daniel-Escudero-Avafin-96x96.png","contentUrl":"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/04\/cropped-Daniel-Escudero-Avafin-96x96.png","caption":"Daniel Escudero"},"description":"Daniel Escudero es director de marketing de AvaFin Espa\u00f1a, con m\u00e1s de 13 a\u00f1os de experiencia en marketing y 8 a\u00f1os especializados en el sector financiero. 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