{"id":5265,"date":"2026-05-15T16:36:53","date_gmt":"2026-05-15T14:36:53","guid":{"rendered":"https:\/\/www.avafin.es\/?page_id=5265"},"modified":"2026-06-02T12:08:17","modified_gmt":"2026-06-02T10:08:17","slug":"minicreditos-online","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/credits\/minicredits","title":{"rendered":"Minicr\u00e9ditos online r\u00e1pidos: hasta 300 \u20ac en minutos"},"content":{"rendered":"<p><strong>Los minicr\u00e9ditos online<\/strong> son pr\u00e9stamos de <strong>peque\u00f1o importe<\/strong> que van desde <strong>50 hasta 300 euros<\/strong> para nuevos clientes en AvaFin. Se solicitan y gestionan completamente <strong>de forma online<\/strong>, sin papeleos ni desplazamientos. Son una herramienta pensada para cubrir <strong>gastos imprevistos puntuales<\/strong>: una aver\u00eda en casa, una factura inesperada o cualquier momento en que no dispones de liquidez inmediata.<\/p>\n\n\n\n<p>Antes de empezar tu solicitud, conviene entender c\u00f3mo funcionan, qu\u00e9 costes tienen y en qu\u00e9 situaciones tiene sentido pedirlos. En esta p\u00e1gina encontrar\u00e1s <strong>informaci\u00f3n clara y sin letra peque\u00f1a<\/strong>.<\/p>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_7d3f422b69698f79eea3d82b5a4777c4\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2>C\u00f3mo pedir tu minicr\u00e9dito online en 3 pasos<\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p>Demanar un <strong>minicr\u00e8dit online<\/strong> en AvaFin es sencillo y r\u00e1pido. El proceso completo dura aproximadamente <strong>15 minuts<\/strong> desde que entras en la web hasta que recibes el dinero en tu cuenta.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/02\/minicreditos.jpg\" alt=\"Hombre solicitando minicredito en el mobil\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n<section id=\"cards-group-block_b8da733de3d59a24ad901b1e655a73e4\" class=\"av-cards-group   av-cards-group-3 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/transparent_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Seleccionar el mejor minicredito\"\/>\n                    <\/div>\n                                                <h3><h3>Elige el importe y plazo<\/h3>\n<\/h3>\n                                                <p><p>Utiliza el <strong>simulador<\/strong> para seleccionar el importe a solicitar, desde <strong>50 hasta 300 euros<\/strong>, y elige el <strong>termini de devoluci\u00f3<\/strong> (hasta 30 d\u00edas). Podr\u00e1s ver el <strong>coste total sin letra peque\u00f1a<\/strong> y sin compromiso hasta que confirmes.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/07\/verification_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Durada\"\/>\n                    <\/div>\n                                                <h3><h3>Verifica la teva identitat<\/h3>\n<\/h3>\n                                                <p><p>Verifica tu identidad a trav\u00e9s de nuestro <strong>proceso de verificaci\u00f3n bancaria online<\/strong>. No necesitas enviar documentaci\u00f3n f\u00edsica ni desplazarte a ninguna oficina. Todo se hace <strong>desde tu m\u00f3vil u ordenador<\/strong> en pocos minutos.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/07\/easiness_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Seguretat\"\/>\n                    <\/div>\n                                                <h3><h3>Recibe el dinero al instante<\/h3>\n<\/h3>\n                                                <p><p><span class=\"TextRun SCXW138732140 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW138732140 BCX0\">Una vez tu solicitud haya sido <strong>aprobada<\/strong>, el ingreso se realizar\u00e1 <strong>inmediatamente<\/strong><\/span><\/span><\/p>\n<\/p>\n                                    <\/div>\n    <\/section>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"372\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-1024x372.png\" alt=\"Pide tu minicr\u00e9dito online con AvaFin: hasta 300 \u20ac en 15 minutos, sin n\u00f3mina ni papeleos. Empresa del grupo Capitec Bank. Respuesta inmediata, 100% online.\" class=\"wp-image-10454\" srcset=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-1024x372.png 1024w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-300x109.png 300w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-768x279.png 768w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-18x7.png 18w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-500x182.png 500w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1-850x309.png 850w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/minicreditos-online-avafin-1.png 1100w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Demana ara<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Comprova que senzill \u00e9s tenir un pr\u00e9stec<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 es un minicr\u00e9dito online?<\/strong><\/h2>\n\n\n\n<p>Un&nbsp;<strong>minicr\u00e8dit online<\/strong>&nbsp;es un pr\u00e9stamo de peque\u00f1o importe, normalmente entre&nbsp;<strong>50 i 300 euros<\/strong>, pensado para cubrir necesidades puntuales de dinero a corto plazo. A diferencia de un pr\u00e9stamo bancario tradicional, su importe suele ser menor, el proceso de solicitud es m\u00e1s \u00e1gil y el plazo de devoluci\u00f3n acostumbra a ser breve, generalmente entre&nbsp;<strong>10 i 30 dies<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Avafin, empresa de tecnolog\u00eda financiera registrada en Espa\u00f1a que&nbsp;es miembro de la&nbsp;<strong><a href=\"https:\/\/aemip.es\/aemip\/codigo-de-buenas-practicas\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Asociaci\u00f3n Espa\u00f1ola de&nbsp;Micropr\u00e9stamos&nbsp;(AEMIP<\/a>)<\/strong>,&nbsp;trabajamos bajo criterios de transparencia, responsabilidad y buenas pr\u00e1cticas del sector. Nuestro objetivo es ofrecer una soluci\u00f3n financiera sencilla, clara y adaptada a quienes necesitan un pr\u00e9stamo de peque\u00f1o importe de forma puntual.&nbsp;<\/p>\n\n\n\n<p>Antes de solicitar un microcr\u00e9dito online, es importante revisar el importe total a devolver, el plazo elegido y las condiciones del contrato. Si tienes alguna duda durante el proceso, puedes contactar con nuestro equipo de atenci\u00f3n al cliente por tel\u00e9fono o correo electr\u00f3nico para recibir ayuda personalizada.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Caracter\u00edstica<\/strong><\/td><td><strong>Detall<\/strong><\/td><\/tr><tr><td>Import<\/td><td>50 \u20ac \u2013 300 \u20ac (nuevos clientes)<\/td><\/tr><tr><td>Termini<\/td><td>7 a 30 d\u00edas (a elegir)<\/td><\/tr><tr><td>Resposta<\/td><td>~15 minutos<\/td><\/tr><tr><td>N\u00f3mina<\/td><td>No obligatoria con otros ingresos<\/td><\/tr><tr><td>Aval<\/td><td>No requerido<\/td><\/tr><tr><td>Gesti\u00f3<\/td><td>100% online, sin desplazamientos<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Condiciones de los minicr\u00e9ditos AvaFin<\/strong><\/h2>\n\n\n\n<p>Al momento de realizar la solicitud podr\u00e1s ver todas las condiciones. Son <strong>transparentes desde el primer momento<\/strong>: nuestro simulador calcula el <strong>coste exacto<\/strong> antes de que confirmes la solicitud.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Condici\u00f3n<\/strong><\/td><td><strong>Detall<\/strong><\/td><\/tr><tr><td>Importe para nuevos clientes<\/td><td>50 \u20ac \u2013 300 \u20ac<\/td><\/tr><tr><td>Importe para clientes recurrentes<\/td><td>Hasta 2.000\u20ac<\/td><\/tr><tr><td>Termini de devoluci\u00f3<\/td><td>1 a 30 d\u00edas (a elegir)<\/td><\/tr><tr><td>Tipo de inter\u00e9s anual (TIN)<\/td><td>231,80 %<\/td><\/tr><tr><td>TAE<\/td><td>734,97 %<\/td><\/tr><tr><td>Comissi\u00f3 d&#039;obertura<\/td><td>0 \u20ac por <a href=\"https:\/\/www.avafin.es\/ca\/\">www.avafin.es<\/a><\/td><\/tr><tr><td>Ammortitzaci\u00f3 anticipada<\/td><td>Solo pagas los d\u00edas utilizados<\/td><\/tr><tr><td>Residencia requerida<\/td><td>Espa\u00f1a (DNI o NIE)<\/td><\/tr><tr><td>N\u00f3mina<\/td><td>No es obligatorio si puedes acreditar otros ingresos&nbsp;<\/td><\/tr><tr><td>Aval<\/td><td>No requerido<\/td><\/tr><tr><td>Tiempo de aprobaci\u00f3n<\/td><td>15 minuts<\/td><\/tr><tr><td>Modalidad<\/td><td>100% online, sin desplazamientos<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Exemple representatiu<\/h3>\n\n\n\n<p>Para un pr\u00e9stamo de <strong>300 \u20ac<\/strong> a devolver en 30 d\u00edas: intereses <strong>57 \u20ac<\/strong>, comisi\u00f3n de apertura <strong>0 \u20ac<\/strong>, TAE <strong>734,97 %<\/strong>, tipo de inter\u00e9s anual <strong>231,80 %<\/strong>. <strong>Total a devolver: 357 \u20ac.<\/strong><\/p>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_7d3f422b69698f79eea3d82b5a4777c4\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h2 class=\"wp-block-heading\">Ventajas de los minicr\u00e9ditos online de AvaFin<\/h2>\n\n\n\n<p>A continuaci\u00f3n, mencionaremos las principales ventajas de un minicr\u00e9dito de&nbsp;AvaFin:&nbsp;<\/p>\n\n\n\n<section class=\"av-documents\" aria-label=\"llista de documents\">\n    <div class=\"av-documents_grid\">\n                                <a class=\"av-doc-card\" href=\"http:\/\/www.avafin.es\/ca\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\">\n                        Ingreso en minutos\u00a0                    <\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        Una vez aprobada la solicitud, la transferencia es inmediata. En la mayor\u00eda de bancos tendr\u00e1s el dinero disponible en minutos.                    <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"https:\/\/www.avafin.es\/ca\/com-pagar-el-teu-prestec\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\">\n                        T\u00fa decides cu\u00e1ndo devolver\u00a0                    <\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        Elige el d\u00eda de devoluci\u00f3n dentro del mes. Si pagas antes, solo se cobran los intereses de los d\u00edas usados, ni uno m\u00e1s.\u00a0                    <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\">\n                        Total transpar\u00e8ncia\u00a0                    <\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        El simulador te muestra el coste exacto antes de confirmar. Sin cobros ocultos, sin sorpresas en la fecha de vencimiento.\u00a0                    <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"https:\/\/www.avafin.es\/ca\/com-sol%c2%b7licitar-un-prestec\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\">\n                        Requisitos m\u00ednimos y accesibles\u00a0                    <\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        Solo necesitas ser residente en Espa\u00f1a, tener una cuenta bancaria y acreditar alg\u00fan ingreso. Sin n\u00f3mina, sin aval, sin papeleos.                     <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\">\n                        Importes crecientes para clientes habituales\u00a0                    <\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        A partir del segundo pr\u00e9stamo, el importe disponible aumenta progresivamente hasta 2.000 \u20ac seg\u00fan el historial de pagos.                     <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"https:\/\/www.avafin.es\/ca\/som-part-de-capitec-bank\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\">\n                        Respaldo de Capitec Bank\u00a0                    <\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        AvaFin forma parte de uno de los mayores bancos internacionales, con operaciones en 5 pa\u00edses. Solidez, transparencia y procesos auditados                    <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <\/div>\n<\/section>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Solicitar mi minicr\u00e9dito online<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Descobreix la rapidesa amb qu\u00e8 pots tenir els diners al teu compte.<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>De la solicitud al ingreso: as\u00ed funciona por dentro<\/strong><\/h2>\n\n\n\n<p>Nuestro sistema de <strong>evaluaci\u00f3n autom\u00e1tica<\/strong> analiza tu solicitud en tiempo real, sin que ninguna persona tenga que revisarla manualmente. El proceso tiene 5 etapas y dura aproximadamente 15 minutos en total.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image alignfull size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"341\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-1024x341.png\" alt=\"Etapas de aprobaci\u00f3n del micropr\u00e9stamo\" class=\"wp-image-10446\" srcset=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-1024x341.png 1024w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-300x100.png 300w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-768x256.png 768w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-18x6.png 18w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-500x167.png 500w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online-850x283.png 850w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/mini-creditos-online.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfPuedo pedir un minicr\u00e9dito online si estoy en ASNEF?<\/strong><\/h2>\n\n\n\n<p>En AvaFin apostamos por la <strong>inclusi\u00f3 financera<\/strong> y estudiamos cada caso de forma individual.<\/p>\n\n\n\n<p>Aparecer en ficheros de morosidad como <strong>ASNEF<\/strong> o <strong>Experien<\/strong> no supone un <strong>rechazo autom\u00e1tico<\/strong> en AvaFin. A diferencia de las entidades bancarias tradicionales, analizamos tu solicitud valorando tu <strong>situaci\u00f3 actual<\/strong> y no solo tu historial.<\/p>\n\n\n\n<p>Es posible obtener un <strong><a href=\"https:\/\/www.avafin.es\/ca\/credits\/rapids-amb-asnef\/\" target=\"_blank\" rel=\"noreferrer noopener\">minicr\u00e9dito online con ASNEF<\/a><\/strong> bajo ciertas condiciones. Si tienes dudas, puedes comenzar el proceso de solicitud y recibir\u00e1s una <strong>respuesta personalizada<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Preguntas frecuentes sobre minicr\u00e9ditos online<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1778853674658\"><strong class=\"schema-faq-question\">\u00bfCu\u00e1nto dinero puedo pedir con un minicr\u00e9dito online en AvaFin?<\/strong> <p class=\"schema-faq-answer\">Com <strong>nou client<\/strong> puedes solicitar entre <strong>50 i 300 euros<\/strong>. A partir del segundo pr\u00e9stamo, el importe disponible <strong>aumenta paulatinamente<\/strong> en funci\u00f3n de tu historial de pagos con AvaFin.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778853690592\"><strong class=\"schema-faq-question\">Quan triga a arribar els diners?<\/strong> <p class=\"schema-faq-answer\">Una vez aprobada la solicitud, el ingreso se realiza de forma <strong>immediata<\/strong>. El proceso completo, desde que entras en la web hasta que tienes el dinero, dura aproximadamente <strong>15 minuts<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778853702475\"><strong class=\"schema-faq-question\">\u00bfNecesito n\u00f3mina para pedir un minicr\u00e9dito online?<\/strong> <p class=\"schema-faq-answer\">No. Solo es necesario acreditar cualquier tipo de <strong>ingreso mensual regular<\/strong>: n\u00f3mina, pensi\u00f3n, prestaci\u00f3n por desempleo o ingresos como aut\u00f3nomo. <strong>No se exige n\u00f3mina ni aval<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778853713441\"><strong class=\"schema-faq-question\">\u00bfPuedo pedir un minicr\u00e9dito online si estoy en ASNEF?<\/strong> <p class=\"schema-faq-answer\">S\u00ed. En AvaFin estudiamos cada caso de forma individual. Es posible obtener un <strong>minicr\u00e9dito online aunque figures en ASNEF<\/strong> o Experian, sujeto a condiciones espec\u00edficas.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778853724548\"><strong class=\"schema-faq-question\">\u00bfC\u00f3mo devuelvo el minicr\u00e9dito?<\/strong> <p class=\"schema-faq-answer\">Puedes realizar la devoluci\u00f3n mediante <strong>tarjeta de d\u00e9bito, transferencia instant\u00e1nea o transferencia bancaria tradicional<\/strong>. El plazo m\u00e1ximo es de <strong>30 dies<\/strong> desde la fecha de concesi\u00f3n. Puedes elegir el d\u00eda libremente. Si devuelves antes, <strong>no pagar\u00e1s los intereses de los d\u00edas restantes<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778853879127\"><strong class=\"schema-faq-question\">\u00bfQu\u00e9 pasa si no devuelvo el minicr\u00e9dito a tiempo?<\/strong> <p class=\"schema-faq-answer\">Se aplican <strong>interessos de demora<\/strong> y la deuda aumenta. El impago puede derivar en la inscripci\u00f3n en ficheros de morosidad (<strong>ASNEF, Experian<\/strong>). Si tienes dificultades antes del vencimiento, <strong>cont\u00e1ctanos<\/strong>: podemos ayudarte.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778853890463\"><strong class=\"schema-faq-question\">\u00bfEs seguro solicitar un minicr\u00e9dito online con AvaFin?<\/strong> <p class=\"schema-faq-answer\">S\u00ed. <strong>AvaFin forma parte del grupo Capitec Bank<\/strong>, con presencia en 5 pa\u00edses. Toda la gesti\u00f3n de datos y transferencias se realiza a trav\u00e9s de <strong>canales cifrados y seguros<\/strong>. Tus datos est\u00e1n protegidos conforme al <strong>RGPD<\/strong>.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Por qu\u00e9 elegir AvaFin para tu minicr\u00e9dito online<\/strong><\/h2>\n\n\n\n<p>Al momento de soliciar un minicr\u00e9dito, sabemos que lo que m\u00e1s te importa es la rapidez, la transparencia y la confianza. Si llega un imprevisto, no quieres papeleo ni sorpresas. En AvaFin llevamos a\u00f1os especializ\u00e1ndonos exactamente en este tipo de operaci\u00f3n: importes peque\u00f1os, plazos cortos, decisiones r\u00e1pidas y condiciones claras desde el primer minuto.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Especialistas en minicr\u00e9ditos peque\u00f1os<\/h3>\n\n\n\n<p>A diferencia de los bancos tradicionales, donde solicitar un pr\u00e9stamo de 100, 200 o 300 euros, implica el mismo proceso que si solicitaras un pr\u00e9stamo para la compra de un coche de 30.000\u20ac. En cambio, en AvaFin, nuestro<strong> proceso est\u00e1 dise\u00f1ado para operaciones peque\u00f1os y urgentes<\/strong>. Tan solo debes rellenar un formulario corto, sin documentaci\u00f3n presencial, sin desplazamientos, con respuesta y transferencia en minutos.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Decisi\u00f3n real en minutos<\/h3>\n\n\n\n<p>Nuestro tiempo medio de <strong>respuesta es de menos de 15 minutos. <\/strong>Si lo comparas frente a las 24 a 72 horas que suele tardar la banca tradicional, esto te permite resolver cualquier improvisto el mismo d\u00eda, como una factura urgente o un gasto m\u00e9dico que no puede esperar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Importes pensados para imprevistos reales&nbsp;<\/h3>\n\n\n\n<p>Si eres un cliente nuevo, puedes solicitar nuestros <strong>minicr\u00e9ditos desde 50\u20ac hasta 300\u20ac<\/strong>, ampliables <strong>fins a 2.000\u20ac <\/strong>para aquellos clientes que han devuelto correctamente sus cr\u00e9ditos anteriores. No te obligamos a pedir m\u00e1s de lo que necesitas: si quieres 80\u20ac, te concedemos 80\u20ac. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Transparencia total desde el primer clic<\/h3>\n\n\n\n<p>Antes de tomar cualquier decisi\u00f3n, ver\u00e1s todas las condiciones del cr\u00e9dito, el coste exacto del minipr\u00e9stamo, la fecha de vencimiento y el total a devolver. <strong>Sin letra peque\u00f1a, sin gastos ocultos, sin sorpresas en el vencimiento.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Respaldados por Capitec Bank<\/h3>\n\n\n\n<p><strong><br>AvaFin forma parte del Grupo <a href=\"https:\/\/www.avafin.es\/ca\/som-part-de-capitec-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Capitec Bank<\/a>, una de las entidades financieras internacionales m\u00e1s reconocidas a nivel internacional.<\/strong> Para ti significa solidez financiera, procesos leg\u00edtimos y auditados con la garant\u00eda de tratad con una entidad regulada y no con un intermediario an\u00f3nimo. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Atenci\u00f3n humana, no chatbots autom\u00e1ticos<\/h3>\n\n\n\n<p>Cualquier duda que te surja antes, durante o despu\u00e9s de tu solicitud, cuentas con nuestro equipo profesional, disponible de lunes a viernes de <strong>09:00 a 19:00 en el 900 533 518 <\/strong>o tambi\u00e9n disponible en <strong><a href=\"mailto:info@avafin.es\" target=\"_blank\" rel=\"noreferrer noopener\">info@avafin.es<\/a>. <\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><strong>Solicitar mi minicr\u00e9dito online ahora<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Obtingues el teu pr\u00e9stec amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Los minicr\u00e9ditos online son pr\u00e9stamos de peque\u00f1o importe que van desde 50 hasta 300 euros para nuevos clientes en AvaFin. Se solicitan y gestionan completamente de forma online, sin papeleos ni desplazamientos. Son una herramienta pensada para cubrir gastos imprevistos puntuales: una aver\u00eda en casa, una factura inesperada o cualquier momento en que no dispones [&hellip;]<\/p>","protected":false},"author":23,"featured_media":0,"parent":3589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5265","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Minicr\u00e9ditos y micropr\u00e9stamos online: 50-300 \u20ac sin n\u00f3mina | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Pide tu minicr\u00e9dito online con AvaFin: hasta 300 \u20ac en 15 minutos, sin n\u00f3mina ni papeleos. 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