{"id":3743,"date":"2024-07-19T10:53:25","date_gmt":"2024-07-19T10:53:25","guid":{"rendered":"https:\/\/avafines.wpenginepowered.com\/?page_id=3743"},"modified":"2026-07-23T16:27:48","modified_gmt":"2026-07-23T14:27:48","slug":"personals","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/prestamos\/personales","title":{"rendered":"Pr\u00e9stecs personals en l\u00ednia: fins a 2.000 \u20ac amb condicions clares abans de decidir"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Cerca&nbsp;<strong>pr\u00e9stecs personals<\/strong>&nbsp;en l\u00ednia sol respondre a una necessitat concreta: disposar d&#039;una quantitat ajustada a la teva situaci\u00f3, amb condicions clares i sense lligams a llarg termini. A AvaFin oferim un \u00fanic pr\u00e9stec personal de curta durada,&nbsp;<strong>100 % online<\/strong>, amb imports de&nbsp;<strong>50\u20ac a 300\u20ac<\/strong>&nbsp;per a nous clients i fins i tot&nbsp;<strong>2.000 \u20ac<\/strong>&nbsp;per a clients recurrents segons el vostre historial de pagament.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si busques un <strong>cr\u00e8dit personal en l\u00ednia<\/strong>, en aquesta p\u00e0gina us expliquem quins imports podeu demanar, quins requisits es demanen, com s&#039;avalua la vostra sol\u00b7licitud i quan t\u00e9 sentit rec\u00f3rrer a aquest finan\u00e7ament, perqu\u00e8 decidiu amb informaci\u00f3 i de forma responsable.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Element que defineixen el pr\u00e9stec<\/p>\n\n\n<section id=\"cards-group-block_3b99ac6fce6a3ee9be429afa96e2ea79\" class=\"av-cards-group   av-cards-group-4 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/stopwatch_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona de rellotge\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Respuesta_en_minutos\"><\/span><p><strong><span class=\"TextRun SCXW233428449 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW233428449 BCX0\">Resposta en minuts<\/span><\/span><span class=\"EOP Selected SCXW233428449 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559685&quot;:-360,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/02\/browser_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona website\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Solicitud_100_online\"><\/span><p><strong>Sol\u00b7licitud 100 % online\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/02\/credit_card_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona teargeta\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Sin_papeleos_innecesarios\"><\/span><p><strong>Sense paperassa innecess\u00e0ria\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n            <div id=\"card-3\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/02\/information_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona informaci\u00f3\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Condiciones_visibles_antes_de_solicitar\"><\/span><p><strong>Condicions visibles abans de sol\u00b7licitar\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n    <\/section>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Demana el teu pr\u00e9stec a AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container av-image-left\"><div class=\"av-itd-content-column\"><h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_prestamo_personal_puedes_solicitar_con_AvaFin\"><\/span><strong>Quin pr\u00e9stec personal pots sol\u00b7licitar amb AvaFin?<\/strong>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">A AvaFin no existeix un cat\u00e0leg de productes per finalitat: tant els\u00a0<strong>pr\u00e9stecs personals petits<\/strong>\u00a0com els imports m\u00e9s grans formen part del mateix pr\u00e9stec personal de curta durada. El que canvia \u00e9s la quantitat disponible, que dep\u00e8n del teu perfil i del teu historial de pagaments. Molts usuaris ho busquen com\u00a0<strong>pr\u00e9stecs personals fins a 2000 euros<\/strong>, que \u00e9s el sostre m\u00e0xim progressiu reservat a clients recurrents.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/prestamo-personal.jpg\" alt=\"\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Situaci\u00f3<\/th><th>Import<\/th><\/tr><\/thead><tbody><tr><td>Nou client<\/td><td>De 50 a 300 euros<\/td><\/tr><tr><td>Client recurrent<\/td><td>Imports superiors segons avaluaci\u00f3, fins a 2.000 euros<\/td><\/tr><tr><td>Termini de devoluci\u00f3<\/td><td>De 7 a 30 dies<\/td><\/tr><tr><td>Comissi\u00f3 d&#039;obertura<\/td><td>0\u20ac<\/td><\/tr><tr><td>Sol\u00b7licitud i resposta<\/td><td>100% online, en minuts<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>Exemple representatiu per a un pr\u00e9stec sol\u00b7licitat a trav\u00e9s de AvaFin.es: 300 euros. Interessos: 57 euros. Comissi\u00f3 dobertura: 0 euros. TAE: 734,97 %. Tipus dinter\u00e8s anual: 231,80 %. Total per pagar: 357 euros.<\/em>\u00a0<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Cada sol\u00b7licitud sestudia individualment segons els criteris de risc i solv\u00e8ncia aplicables.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Importe_inicial_para_nuevos_clientes\"><\/span>Import inicial per a nous clients\u00a0\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si \u00e9s la teva primera sol\u00b7licitud, el rang disponible va de 50\u20ac a 300\u20ac. Aquest l\u00edmit inicial permet ajustar el finan\u00e7ament a la vostra capacitat real de devoluci\u00f3 des del primer dia i con\u00e8ixer el vostre comportament de pagament abans d&#039;ampliar la quantitat. No \u00e9s un l\u00edmit arbitrari, sin\u00f3 una mesura de pr\u00e9stec responsable que protegeix tant qui rep els diners com la pr\u00f2pia entitat.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Aumento_progresivo_para_clientes_recurrentes\"><\/span>Augment progressiu per a clients recurrents\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A partir de la segona operaci\u00f3, i sempre despr\u00e9s d&#039;una nova avaluaci\u00f3, la quantitat disponible pot cr\u00e9ixer de manera esglaonada en funci\u00f3 del teu historial, fins a un m\u00e0xim de 2.000\u20ac. L&#039;augment no \u00e9s autom\u00e0tic ni dep\u00e8n nom\u00e9s del temps transcorregut: es basa que les devolucions anteriors s&#039;hagin complert en els terminis acordats.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Calcula_tu_prestamo_en_el_simulador\"><\/span><strong>Calcula el teu pr\u00e9stec al simulador<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_05e805338ba3adae6f98c14399f3f728\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                                    <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                                    <div class=\"av-disclaimer-content\">\n                                    <\/div>\n                        <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"En_que_se_diferencia_de_un_prestamo_bancario_tradicional\"><\/span>En qu\u00e8 es diferencia d&#039;un pr\u00e9stec bancari tradicional<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Davant un pr\u00e9stec bancari tradicional, aquesta<strong> finan\u00e7ament de curta durada<\/strong> se centra en la <strong>agilitat i en imports petits de lliure disposici\u00f3<\/strong>. Aquesta comparativa resumeix les difer\u00e8ncies principals en termes generals, sense referir-nos a cap entitat concreta.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Aspecte<\/th><th>Pr\u00e9stec personal de AvaFin<\/th><th>Pr\u00e9stec bancari tradicional<\/th><\/tr><\/thead><tbody><tr><td>Import<\/td><td>De 50\u20ac a 2.000\u20ac<\/td><td>Sol partir de quanties elevades<\/td><\/tr><tr><td>Termini<\/td><td>De 7 a 30 dies<\/td><td>Quotes mensuals durant diversos anys<\/td><\/tr><tr><td>Tr\u00e0mit<\/td><td>100% online, en minuts<\/td><td>Documentaci\u00f3 i gestions sovint presencials<\/td><\/tr><tr><td>Destinaci\u00f3 dels diners<\/td><td>Lliure i sense justificar<\/td><td>Amb freq\u00fc\u00e8ncia vinculat a un b\u00e9 concret<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Conv\u00e9 tenir en compte que un pr\u00e9stec bancari tradicional sol implicar una quota mensual fixa durant un per\u00edode llarg, mentre que en un finan\u00e7ament de curta durada tornes l&#039;import en una sola data o mitjan\u00e7ant una pr\u00f2rroga puntual. Aquesta difer\u00e8ncia en el sistema de devoluci\u00f3 \u00e9s la que fa que cada producte encaixi en necessitats diferents.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No \u00e9s que una opci\u00f3 sigui sempre millor que l&#039;altra: per a una despesa gran i planificada a llarg termini, un pr\u00e9stec bancari pot encaixar millor; per a un import petit i puntual que tornes en poques setmanes, un finan\u00e7ament de curta durada sol ser m\u00e9s \u00e0gil i previsible.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_solicitar_un_prestamo_personal_online\"><\/span><strong>Com sol\u00b7licitar un pr\u00e9stec personal en l\u00ednia\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sol\u00b7licitar pr\u00e9stec personal online<\/strong>\u00a0a AvaFin \u00e9s un proc\u00e9s \u00edntegrament digital que es completa en quatre passos.\u00a0<\/p>\n\n\n<section id=\"cards-group-block_7201d3a0620f16164f0ebadaef468c00\" class=\"av-cards-group   av-cards-group-4 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/uno-avafin.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona un\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Paso_1_selecciona_el_importe\"><\/span><p><strong>Pas 1: selecciona l&#039;import\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p>Tria al simulador la quantitat que necessites, dins del rang disponible per al teu perfil, i el termini de devoluci\u00f3. <strong>Veureu el cost total abans de continuar, sense comprom\u00eds.<\/strong> Pots ajustar import i termini tantes vegades com vulguis abans d&#039;enviar res; l&#039;eina en recalcula el total a l&#039;instant.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/dos-avafin.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona dos\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Paso_2_completa_la_solicitud\"><\/span><p><strong>Pas 2: completa la sol\u00b7licitud<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p>Omple el formulari amb les teves dades personals i les del teu compte bancari. No cal enviar n\u00f2mines en paper ni documentaci\u00f3 f\u00edsica. <strong>Nom\u00e9s cal que tingueu a m\u00e0 el vostre document d&#039;identitat i les dades del vostre compte<\/strong>; la resta ho verifiquem nosaltres de forma segura.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/tres-avafin.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona tres\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Paso_3_evaluamos_tu_solicitud_de_forma_individual\"><\/span><p><strong>Pas 3: avaluem la teva sol\u00b7licitud de forma individual\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p>Verifiquem la teva identitat i els teus ingressos mitjan\u00e7ant connexi\u00f3 banc\u00e0ria segura i estudiem la teva capacitat de devoluci\u00f3. \u00c9s el que permet oferir un <strong>pr\u00e9stec personal amb resposta immediata<\/strong> sense renunciar a una an\u00e0lisi responsable de cada cas.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-3\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/cuatro-avafin.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona quatre\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Paso_4_recibe_una_respuesta\"><\/span><p><strong>Pas 4: rep una resposta\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <h3><span class=\"ez-toc-section\" id=\"Si_la_solicitud_se_aprueba_la_transferencia_se_emite_de_inmediato_el_tiempo_que_tarda_en_reflejarse_en_tu_cuenta_depende_de_tu_banco_y_en_la_mayoria_de_los_casos_el_dinero_esta_disponible_el_mismo_dia_Junto_con_el_importe_recibiras_el_contrato_con_todas_las_condiciones_acordadas\"><\/span><p>Si la sol\u00b7licitud s&#039;aprova, la transfer\u00e8ncia s&#039;emet immediatament; el temps que triga a reflectir-se al teu compte dep\u00e8n del teu banc, i en la majoria dels casos <strong>els diners estan disponibles el mateix dia<\/strong>. Juntament amb l&#039;import, rebr\u00e0s el contracte amb totes les condicions acordades.<\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Requisitos_para_solicitar_un_prestamo_personal\"><\/span><strong>Requisits per sol\u00b7licitar un pr\u00e9stec personal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Els <strong>requisits per accedir als nostres pr\u00e9stecs personals online<\/strong> s\u00f3n senzills i p\u00fablics:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ser m\u00e9s gran<\/li>\n\n\n\n<li>Tenir DNI o NIE en vigor; el passaport no \u00e9s un document v\u00e0lid per tramitar la sol\u00b7licitud<\/li>\n\n\n\n<li>Disposar d&#039;un compte bancari espanyol al vostre nom<\/li>\n\n\n\n<li>Comptar amb ingressos regulars<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">El proc\u00e9s \u00e9s online i pr\u00e0cticament sense documentaci\u00f3 f\u00edsica. Si busques m\u00e9s informaci\u00f3 sobre\u00a0<strong>pr\u00e9stecs personals sense papers,<\/strong>\u00a0consulta la nostra p\u00e0gina de\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/prestem\/sense-papers\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>pr\u00e9stecs sense papers<\/strong><\/a>. Tampoc demanem avalador: els\u00a0<strong>pr\u00e9stecs personals sense aval<\/strong>\u00a0s&#039;aproven en funci\u00f3 dels teus propis ingressos, no de garanties de tercers.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Complir els requisits no implica l&#039;aprovaci\u00f3 autom\u00e0tica de la sol\u00b7licitud: cada operaci\u00f3 queda subjecta a una avaluaci\u00f3 individual, d&#039;acord amb la\u00a0<a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2011-10970\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Llei 16\/2011 de contractes de cr\u00e8dit al consum<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Comprueba_que_prestamo_puedes_pedir\"><\/span>Comprova quin pr\u00e9stec pots demanar<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Comprova que senzill \u00e9s tenir un pr\u00e9stec<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2><span class=\"ez-toc-section\" id=\"%C2%BFCuando_puede_ser_util_un_prestamo_personal\"><\/span><strong>Quan pot ser \u00fatil un pr\u00e9stec personal?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Un pr\u00e9stec personal pot ajudar-te a fer front a una despesa puntual que no admet espera. Aquests s\u00f3n els casos m\u00e9s habituals entre els que busquen\u00a0<strong>pr\u00e9stecs personals per a despeses imprevistes<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Despeses m\u00e8diques inesperades<\/li>\n\n\n\n<li>Reparacions urgents a la llar<\/li>\n\n\n\n<li>Avaries del vehicle<\/li>\n\n\n\n<li>Pagaments imprevistos que no encaixen amb el teu calendari de cobraments\u00a0<\/li>\n<\/ul>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/cuando-puede-ser-util-un-prestamo-personal.jpg\" alt=\"\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A AvaFin\u00a0<strong>no has de justificar en qu\u00e8 utilitzar\u00e0s els diners<\/strong>: entenem que la destinaci\u00f3 forma part del teu \u00e0mbit privat. Ens limitem a comprovar que es compleixen els requisits i que la devoluci\u00f3 encaixa al teu pressupost.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Abans de sol\u00b7licitar finan\u00e7ament, valora si hi ha alternatives que s&#039;adaptin millor a la teva situaci\u00f3: fer servir l&#039;estalvi, ajornar el pagament amb el prove\u00efdor o rec\u00f3rrer a ajuts p\u00fablics si et corresponen. Si tot i aix\u00ed necessites liquiditat i pots tornar-la en el termini acordat, aquest finan\u00e7ament de curta durada \u00e9s una soluci\u00f3 raonable; demanar nom\u00e9s el necessari i tornar-ho a temps \u00e9s la forma m\u00e9s prudent de fer-la servir. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No est\u00e0 pensada com una font d&#039;ingressos recurrent ni per cobrir deutes anteriors: si n&#039;acumules diversos, el m\u00e9s assenyat sol ser reduir-los abans d&#039;assumir-ne de nou.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Por_que_elegir_AvaFin\"><\/span><strong><strong>Per qu\u00e8 triar AvaFin<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Triar on sol\u00b7licitar\u00a0<strong>pr\u00e9stecs personals<\/strong>\u00a0va m\u00e9s enll\u00e0 de la rapidesa. AvaFin\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/som-part-de-capitec-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>forma part del grup Capitec Bank<\/strong><\/a>, un suport bancari internacional; m\u00e9s de 69.000 persones es van fer clients el 2025 i m\u00e9s de 99.000 van renovar un o m\u00e9s pr\u00e9stecs, i pertanyem a AEMIP, adherits al seu Codi de Bones Pr\u00e0ctiques. Pots consultar les\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/opinions\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>opinions dels nostres clients<\/strong><\/a>\u00a0abans de decidir. Aquests s\u00f3n els pilars del servei:\u00a0<\/p>\n\n\n<section id=\"cards-group-block_7d05ef28ce235493a561232932c0c4ad\" class=\"av-cards-group   av-cards-group-4 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/06\/safety_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Icona seguretat\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Transparencia\"><\/span><p><strong>Transpar\u00e8ncia<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p><span class=\"TextRun SCXW157129051 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW157129051 BCX0\">Coneixeu les condicions i el cost total abans d&#039;enviar la vostra sol\u00b7licitud. Pots llegir com apliquem la\u00a0<\/span><\/span><a class=\"Hyperlink SCXW157129051 BCX0\" href=\"https:\/\/www.avafin.es\/ca\/transparencia-prestem-responsables\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun SCXW157129051 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW157129051 BCX0\" data-ccp-charstyle=\"Hyperlink\">transpar\u00e8ncia i els\u00a0<\/span><span class=\"NormalTextRun SCXW157129051 BCX0\" data-ccp-charstyle=\"Hyperlink\">pr\u00e9stecs\u00a0<\/span><span class=\"NormalTextRun SCXW157129051 BCX0\" data-ccp-charstyle=\"Hyperlink\">responsables<\/span><\/span><\/a><span class=\"TextRun SCXW157129051 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW157129051 BCX0\">\u00a0a cada operaci\u00f3.<\/span><\/span><span class=\"EOP Selected SCXW157129051 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:200}\">\u00a0<\/span><\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/stopwatch_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Rellotge\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Rapidez\"><\/span><p><strong>Rapidesa\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p><span class=\"TextRun SCXW105920085 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW105920085 BCX0\">Un proc\u00e9s en l\u00ednia dissenyat per oferir una resposta en pocs minuts. Per aix\u00f2 molts usuaris busquen tamb\u00e9\u00a0<\/span><\/span><strong><span class=\"TextRun Highlight SCXW105920085 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW105920085 BCX0\">pr\u00e9stecs\u00a0<\/span><span class=\"NormalTextRun SCXW105920085 BCX0\">personals r\u00e0pids<\/span><\/span><\/strong><span class=\"TextRun SCXW105920085 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW105920085 BCX0\">\u00a0o un\u00a0<\/span><\/span><strong><span class=\"TextRun Highlight SCXW105920085 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW105920085 BCX0\">pr\u00e9stec personal r\u00e0pid sense n\u00f2mina<\/span><\/span><\/strong><span class=\"TextRun SCXW105920085 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW105920085 BCX0\">, sempre amb la mateixa avaluaci\u00f3 responsable.<\/span><\/span><span class=\"EOP Selected SCXW105920085 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:200}\">\u00a0<\/span><\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/shakehand_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Donar la m\u00e0\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Flexibilidad\"><\/span><p><strong>Flexibilitat\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p><span class=\"TextRun SCXW69510957 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW69510957 BCX0\">Els imports disponibles evolucionen segons el teu historial: com m\u00e9s avances amb\u00a0<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW69510957 BCX0\">AvaFin<\/span><span class=\"NormalTextRun SCXW69510957 BCX0\">\u00a0i millor \u00e9s el teu comportament de pagament, m\u00e9s opcions de finan\u00e7ament tens en futures sol\u00b7licituds, fins al m\u00e0xim progressiu de 2.000\u20ac. Aquesta progressi\u00f3 premia el bon comportament de pagament i et d\u00f3na un marge m\u00e9s gran just quan ja has demostrat que pots tornar sense dificultat.<\/span><\/span><span class=\"EOP Selected SCXW69510957 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:200}\">\u00a0<\/span><\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-3\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/phone_alt_red.jpg\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Atenci\u00f3 tel\u00e8f\u00f2nica\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Atencion\"><\/span><p><strong>Atenci\u00f3\u00a0<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p><span class=\"TextRun SCXW170629906 BCX0\" lang=\"ES-ES\" xml:lang=\"ES-ES\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW170629906 BCX0\">Comptes amb un equip d&#039;atenci\u00f3 al client per resoldre dubtes durant tot el proc\u00e9s, disponible al 900 533 518 de dilluns a divendres.<\/span><\/span><\/p>\n<\/p>\n                                    <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes_sobre_los_prestamos_personales_de_AvaFin\"><\/span><strong>Preguntes freq\u00fcents sobre els pr\u00e9stecs personals de AvaFin<\/strong>\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Resolem els dubtes m\u00e9s habituals dels que comparen\u00a0<strong>pr\u00e9stecs personals online<\/strong>\u00a0abans de sol\u00b7licitar.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1783605275805\"><strong class=\"schema-faq-question\"><strong>Quants diners puc sol\u00b7licitar amb un pr\u00e9stec personal?<\/strong>\u00a0<br><\/strong> <p class=\"schema-faq-answer\">Com a nou client pots demanar entre 50\u20ac i 300\u20ac. Amb un bon historial de pagaments, l&#039;import disponible creix progressivament en sol\u00b7licituds posteriors, fins a un m\u00e0xim de 2.000 \u20ac, sempre subjecte a avaluaci\u00f3 individual. Demanar nom\u00e9s la quantitat que realment necessites, encara que en tinguis disponible m\u00e9s, \u00e9s una pr\u00e0ctica recomanable per no assumir un cost innecessari.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1783605295822\"><strong class=\"schema-faq-question\"><strong>Quan triga la resposta?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">L&#039;aprovaci\u00f3 es resol en aproximadament 15 minuts gr\u00e0cies a l&#039;estudi automatitzat. Si la sol\u00b7licitud s&#039;aprova, la transfer\u00e8ncia s&#039;emet immediatament; que els diners es reflecteixin al teu compte depenen ja dels temps del teu banc. Tota la gesti\u00f3, des del registre fins a la signatura del contracte, es realitza online, sense despla\u00e7aments ni paperassa.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1783605317030\"><strong class=\"schema-faq-question\"><strong>Necessito n\u00f2mina per sol\u00b7licitar el meu pr\u00e9stec personal?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">No. Els\u00a0<strong>pr\u00e9stecs personals sense n\u00f2mina<\/strong>\u00a0s\u00f3n possibles si acredites altres ingressos regulars, com ara una pensi\u00f3, una prestaci\u00f3 o una activitat per compte propi. Si el teu cas encaixa millor amb aquesta cerca, consulta la nostra p\u00e0gina de\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/credits\/sense-nomina\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>pr\u00e9stecs sense n\u00f2mina<\/strong><\/a>. L&#039;important \u00e9s que l&#039;ingr\u00e9s sigui constant i quedi reflectit als moviments del vostre compte, ja que \u00e9s la base sobre la qual s&#039;estudia la vostra capacitat de pagament.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1783605354434\"><strong class=\"schema-faq-question\"><strong>Puc sol\u00b7licitar un pr\u00e9stec personal amb ASNEF?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">Figurar en un fitxer de morositat no suposa una denegaci\u00f3 autom\u00e0tica. Estudiem cada cas de manera individual sempre que el deute no provingui d&#039;una entitat financera. Pots ampliar la informaci\u00f3 a\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/credits\/rapids-amb-asnef\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>cr\u00e8dits amb ASNEF<\/strong><\/a>, on expliquem com funcionen els\u00a0<strong>pr\u00e9stecs personals amb ASNEF<\/strong>. L&#039;import del deute registrat i la seva antiguitat tamb\u00e9 es valoren, juntament amb la resta del perfil financer, per decidir si l&#039;operaci\u00f3 \u00e9s adequada.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1783605372937\"><strong class=\"schema-faq-question\"><strong>Qu\u00e8 passa si no puc pagar a temps?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">Contacta amb nosaltres com m\u00e9s aviat millor al 900 533 818, el tel\u00e8fon espec\u00edfic per gestionar dificultats de pagament. Pots sol\u00b7licitar una extensi\u00f3 de 10, 15 o 30 dies, el pagament dels quals s&#039;abona en el moment de demanar-la; sense aquest abonament previ, no s&#039;aplica l&#039;extensi\u00f3.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1783605407793\"><strong class=\"schema-faq-question\"><strong>Com es torna el pr\u00e9stec?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">La devoluci\u00f3 es realitza a la data acordada, que veur\u00e0s abans d&#039;acceptar el contracte, mitjan\u00e7ant c\u00e0rrec al compte que hagis indicat. Tamb\u00e9 pots amortitzar el pr\u00e9stec de manera anticipada quan vulguis, pagant nom\u00e9s els interessos generats fins a aquesta data, sense penalitzaci\u00f3 per cancel\u00b7laci\u00f3 anticipada. Si preveus que no el podr\u00e0s tornar en la data prevista, el millor \u00e9s avisar com m\u00e9s aviat millor per buscar junts una soluci\u00f3 abans que el deute creixi.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1783605578654\"><strong class=\"schema-faq-question\"><strong>Quina difer\u00e8ncia hi ha entre un pr\u00e9stec personal i un minicr\u00e8dit?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">L&#039;expressi\u00f3\u00a0<strong>minicr\u00e8dit vs pr\u00e9stec personal<\/strong>\u00a0resumeix un dubte freq\u00fcent: un minicr\u00e8dit \u00e9s un import molt petit i de molt curt termini, mentre que el pr\u00e9stec personal de AvaFin abasta des d&#039;aquests imports redu\u00efts fins a 2.000 \u20ac per a clients recurrents. Si el que busques \u00e9s rapidesa de tramitaci\u00f3, consulta tamb\u00e9 els nostres\u00a0<a href=\"https:\/\/www.avafin.es\/ca\/prestem\/rapids\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>pr\u00e9stecs r\u00e0pids en l\u00ednia<\/strong><\/a>.<br><br>A AvaFin oferim un \u00fanic pr\u00e9stec personal de curta durada, flexible en import i termini, amb condicions clares des del primer minut i sense lligams a llarg termini. No trobar\u00e0s un cat\u00e0leg de productes per finalitat, sin\u00f3 un finan\u00e7ament que s&#039;adapta al que necessites a cada moment. Comprova les condicions sense comprom\u00eds i decideix amb tota la informaci\u00f3.<\/p> <\/div> <\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center header-full-dots\"><span class=\"ez-toc-section\" id=\"Pide_tu_prestamo_personal_ahora_Todo_online_en_minutos\"><\/span><span>Demana el teu pr\u00e9stec personal ara. Tot en l\u00ednia, en minuts.<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Oferim pr\u00e9stecs personals immediats amb requisits f\u00e0cils de complir. Informa&#039;t i aconsegueix el teu pr\u00e9stec personal en l\u00ednia en molt pocs passos!<\/p>","protected":false},"author":5,"featured_media":0,"parent":3527,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3743","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Concedemos pr\u00e9stamos personales r\u00e1pido 2026 | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Ofrecemos pr\u00e9stamos personales inmediatos con requisitos f\u00e1ciles de cumplir. \u00a1Inf\u00f3rmate y obt\u00e9n tu pr\u00e9stamo personal online en muy pocos pasos!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Concedemos pr\u00e9stamos personales r\u00e1pido 2026 | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Ofrecemos pr\u00e9stamos personales inmediatos con requisitos f\u00e1ciles de cumplir. \u00a1Inf\u00f3rmate y obt\u00e9n tu pr\u00e9stamo personal online en muy pocos pasos!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-23T14:27:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/07\/prestamo-personal.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"39 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales\",\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales\",\"name\":\"Concedemos pr\u00e9stamos personales r\u00e1pido 2026 | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.avafin.es\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/prestamo-personal.jpg\",\"datePublished\":\"2024-07-19T10:53:25+00:00\",\"dateModified\":\"2026-07-23T14:27:48+00:00\",\"description\":\"Ofrecemos pr\u00e9stamos 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AvaFin\",\"item\":\"https:\\\/\\\/www.avafin.es\\\/prestamos\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Pr\u00e9stecs\u00a0personales online: hasta 2.000 \u20ac con condiciones claras antes de decidir\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/\",\"name\":\"AvaFin Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales#faq-question-1783605275805\",\"position\":1,\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales#faq-question-1783605275805\",\"name\":\"\u00bfCu\u00e1nto dinero puedo solicitar con un pr\u00e9stamo personal?\u00a0\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Como nuevo cliente puedes pedir entre 50 \u20ac y 300 \u20ac. 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Toda la gesti\u00f3n, desde el registro hasta la firma del contrato, se realiza online, sin desplazamientos ni papeleo.\",\"inLanguage\":\"ca\"},\"inLanguage\":\"ca\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales#faq-question-1783605317030\",\"position\":3,\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/prestamos\\\/personales#faq-question-1783605317030\",\"name\":\"\u00bfNecesito n\u00f3mina para solicitar mi pr\u00e9stamo personal?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Los\u00a0<strong>pr\u00e9stamos\u00a0personales sin n\u00f3mina<\\\/strong>\u00a0son posibles si acreditas otros ingresos regulares, como una pensi\u00f3n, una prestaci\u00f3n o una actividad por cuenta propia. 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Puedes solicitar una extensi\u00f3n de 10, 15 o 30 d\u00edas, cuyo pago se abona en el momento de pedirla; sin ese abono previo, la extensi\u00f3n no se aplica.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/prestamos\/personales#faq-question-1783605407793","position":6,"url":"https:\/\/www.avafin.es\/ca\/prestamos\/personales#faq-question-1783605407793","name":"Com es torna el pr\u00e9stec?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"La devoluci\u00f3n se realiza en la fecha acordada, que ver\u00e1s antes de aceptar el contrato, mediante cargo en la cuenta que hayas indicado. 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