{"id":3743,"date":"2024-07-19T10:53:25","date_gmt":"2024-07-19T10:53:25","guid":{"rendered":"https:\/\/avafines.wpenginepowered.com\/?page_id=3743"},"modified":"2025-09-03T12:58:51","modified_gmt":"2025-09-03T10:58:51","slug":"personals","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/prestem\/personals","title":{"rendered":"Pr\u00e9stecs Personals"},"content":{"rendered":"<div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_05e805338ba3adae6f98c14399f3f728\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/minus.svg\" width=\"16\" height=\"16\" alt=\"minus\"\/>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/plus.svg\" width=\"16\" height=\"16\" alt=\"plus\"\/>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/minus.svg\" width=\"16\" height=\"16\" alt=\"minus\"\/>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/themes\/lendon.2\/assets\/images\/plus.svg\" width=\"16\" height=\"16\" alt=\"plus\"\/>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                            <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                    <div class=\"av-disclaimer-content\">\n                            <\/div>\n            <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h2 class=\"wp-block-heading\">Pr\u00e9stecs personals<\/h2>\n\n\n\n<p>Si est\u00e0s buscant <strong>pr\u00e9stecs personals <\/strong>que s&#039;ajustin a les teves necessitats, des de <strong>AvaFin<\/strong> podem proporcionar-te la soluci\u00f3 que necessites, perqu\u00e8 aconsegueixis la teva <strong>cr\u00e8dit en l\u00ednia<\/strong> amb unes condicions clares i senzilles, sense patir criteris excloents ni veure&#039;t obligat a fer tr\u00e0mits interminables.&nbsp;<\/p>\n\n\n\n<p>Pots <strong>sol\u00b7licitar un pr\u00e9stec <\/strong>personal tranquil\u00b7lament des de casa amb qualsevol dels teus dispositius, i aconseguir en minuts fins <strong>300 euros<\/strong>, el llindar per als nous clients que tindr\u00e0s loportunitat dincrementar en els seg\u00fcents pr\u00e9stecs personals que ens demanis. \u00a1\u00a1<strong>Registra&#039;t <\/strong>i en res tindr\u00e0s el <strong>diners<\/strong> a la butxaca!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u00e8 s\u00f3n els pr\u00e9stecs personals?&nbsp;<\/h2>\n\n\n\n<p>Els <strong>pr\u00e9stecs personals<\/strong> s\u00f3n un producte financer orientat a la concessi\u00f3 d&#039;una quantitat econ\u00f2mica a un <strong>particular<\/strong>, que obt\u00e9 aix\u00ed els fons requerits per afrontar <strong>despeses<\/strong> que poden estar de molt diversa \u00edndole. Una cosa en qu\u00e8 es diferencien d&#039;altres pr\u00e9stecs com els <strong>hipotecaris<\/strong>, que es concedeixen amb la finalitat concreta de finan\u00e7ar la compra d&#039;un immoble.&nbsp;<\/p>\n\n\n\n<p>Encara que, com veurem una mica m\u00e9s endavant, les modalitats de pr\u00e9stec personal poden variar for\u00e7a, m\u00e9s enll\u00e0 de tenir com a nexe com\u00fa la seva concessi\u00f3 a particulars per <strong>despeses personals<\/strong>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Caracter\u00edstiques dels pr\u00e9stecs personals<\/h2>\n\n\n\n<p>Els pr\u00e9stecs personals ofereixen una quantitat de diners a un<strong> particular<\/strong>, que es compromet a tornar-lo amb un <strong>tipus d&#039;inter\u00e8s<\/strong> determinat en un termini concret.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Un altre dels seus trets distintius \u00e9s que qui presta els diners sempre demana una s\u00e8rie de <strong>garanties o avals<\/strong>, que poden tractar-se de<strong> b\u00e9ns <\/strong>presents i futurs propis o d&#039;un <strong>avalista<\/strong> si parlem dels requisits que es requereixen en alguns <strong>pr\u00e9stecs bancaris<\/strong>. O b\u00e9, del mer suport d&#039;un <strong>simple ingr\u00e9s mensual<\/strong> per qualsevol varietat de prestaci\u00f3, com \u00e9s el cas dels pr\u00e9stecs personals en l\u00ednia que concedeixen financeres com <strong>AvaFin<\/strong>, que fan que m\u00e9s persones puguin accedir al cr\u00e8dit.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tipus de pr\u00e9stecs personals&nbsp;<\/h2>\n\n\n\n<p>Dins dels diferents tipus de pr\u00e9stecs personals tindr\u00edem per una banda les diferents opcions que ofereixen els<strong> bancs<\/strong>, entre les quals s&#039;inclourien els <strong>cr\u00e8dits al consum<\/strong>, la principal particularitat del qual \u00e9s que estan destinats a finan\u00e7ar la compra d&#039;un <strong>b\u00e9 concret de consum<\/strong>, per exemple un cotxe, ja que no s\u00f3n uns diners que es concedeixin per lliure disposici\u00f3.&nbsp;<\/p>\n\n\n\n<p>Els pr\u00e9stecs personals de les entitats banc\u00e0ries solen tenir un <strong>import m\u00ednim<\/strong> for\u00e7a elevat, que comporta uns <strong>criteris de concessi\u00f3 for\u00e7a estrictes<\/strong>. Per aix\u00f2, els particulars que els sol\u00b7liciten siguin sotmesos a ex\u00e0mens de solv\u00e8ncia detallats, hagin d&#039;aportar el patrimoni propi com a garantia sota declaraci\u00f3 jurada (o el d&#039;un avalador) o b\u00e9 demostrar la percepci\u00f3 d&#039;una n\u00f2mina, que eventualment pot exigir-se es domicilii a la <strong>entitat financera<\/strong>. A m\u00e9s, els bancs sempre prioritzen clients seus de cert perfil a l&#039;hora d&#039;aprovar un pr\u00e9stec d&#039;aquest tipus.&nbsp;<\/p>\n\n\n\n<p>Tamb\u00e9, l&#039;elevat import m\u00ednim dels pr\u00e9stecs personals bancaris aboca a estar pagant una <strong>alta quota mensual<\/strong> durant molt de temps, que en alguns casos pot arribar a estendre&#039;s fins <strong>96 mesos<\/strong>, el que suposaria ni m\u00e9s ni menys que vuit anys per poder treure&#039;t el pr\u00e9stec de sobre amb aquest <strong>sistema d&#039;amortitzaci\u00f3<\/strong> que apliquen els bancs. Una ingent quantitat de temps que implica un important llast a futur per poder tornar els diners prestats amb els interessos corresponents. <strong>Calcula la teva quota<\/strong> mensual molt b\u00e9 abans de ficar-te en un d&#039;aquests pr\u00e9stecs i informa&#039;t de la seva possible variabilitat perqu\u00e8 ser\u00e0 despesa fixa for\u00e7a estimable\u2026&nbsp;<\/p>\n\n\n\n<p>Al marge del que implica lligar-se als <strong>pagaments de les quotes<\/strong>,<strong> <\/strong>estan a m\u00e9s els <strong>filtres restrictius d&#039;aprovaci\u00f3<\/strong> que parl\u00e0vem, i la quantitat de gestions, tr\u00e0mits, justificacions i visites a les oficines o trucades que comporta la seva superaci\u00f3, cosa que es tradueix en un <strong>proc\u00e9s de sol\u00b7licitud<\/strong> ardu, que posa molt costa amunt lobtenci\u00f3 daquests pr\u00e9stecs personals.&nbsp;<\/p>\n\n\n\n<p>\u00c9s cert que algunes entitats banc\u00e0ries brinden la possibilitat de fer part de les gestions en l\u00ednia, per\u00f2 no totes a menys que es tracti de <strong>clients seus d&#039;alt perfil financer<\/strong> que tenen oberta l&#039;opci\u00f3 dels pr\u00e9stecs preconcedits.&nbsp;<\/p>\n\n\n\n<p>A m\u00e9s, moltes vegades els pr\u00e9stecs personals que llancen els bancs solen ser uns <strong>productes financers prefigurats<\/strong> per a una quantitat determinada de diners, a tornar en cert per\u00edode de temps que resulta tamb\u00e9 inamovible.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Mentre que per obtenir una mica m\u00e9s personalitzat i flexible, ja cal explorar amb ells altres f\u00f3rmules que <strong>retarden <\/strong>tot el <strong>proc\u00e9s<\/strong>, en el millor dels casos, quant tot va b\u00e9 i no hi ha impediments per aconseguir-ho.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un nou tipus de pr\u00e9stecs personals a la teva mida<\/h2>\n\n\n\n<p>Davant dels inconvenients dels pr\u00e9stecs personals bancaris, emergeixen les solucions que aporten <strong>financeres fintech<\/strong> com la<strong> la nostra<\/strong>.&nbsp;<\/p>\n\n\n\n<p><strong>AvaFin<\/strong> et permet accedir el teu pr\u00e9stec personal r\u00e0pid, per la <strong>quantitat de diners exactes<\/strong> que vulguis per petita que sigui, amb un termini de devoluci\u00f3 en un horitz\u00f3 proper que <strong>no et lliga a estar pagant quotes <\/strong>fins a l&#039;infinit. I el millor de tot, amb uns <strong>requisits molt f\u00e0cils <\/strong>de complir, en suficient acreditar qualsevol modalitat d&#039;ingr\u00e9s, i podent damunt gestionar-ho tot <strong>en l\u00ednia <\/strong>en uns senzills passos per obtenir el <strong>diners en minuts<\/strong>.&nbsp;<\/p>\n\n\n\n<p>A la nostra plataforma <strong>tu tries<\/strong> quant vols, quan desitges tornar-ho i com. Fins i tot, pots escollir encara que siguis nou client, dins d&#039;un l\u00edmit de <strong>300 euros<\/strong> a tornar en 30 dies que a m\u00e9s nom\u00e9s \u00e9s vigent per al primer cr\u00e8dit. Per a posteriors serien ampliables tant els terminis com les quantitats, que podrien arribar a <strong>1.000 euros<\/strong>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Per qu\u00e8 necessites un pr\u00e9stec personal?<\/h2>\n\n\n\n<p>Un pr\u00e9stec personal es pot precisar des de per a l&#039;adquisici\u00f3 de qualsevol b\u00e9 de consum o servei, fins a per <strong>solucionar emerg\u00e8ncies econ\u00f2miques<\/strong>.&nbsp;&nbsp;<\/p>\n\n\n\n<p>El tipus de pr\u00e9stecs personals que oferim a <strong>AvaFin <\/strong>van genials tant per <strong>cobrir imprevistos<\/strong> com per poder <strong>anticipar despeses<\/strong> pel motiu que sigui (aprofitar rebaixes, fer una escapada, aconseguir entrades per a qualsevol esdeveniment, etc.); i tenir sempre la <strong>tranquil\u00b7litat <\/strong>que sigui disposar\u00e0 immediatament dels diners requerits.&nbsp;<\/p>\n\n\n\n<p>Amb nosaltres <strong>no<\/strong> haur\u00e0s de justificar <strong>per qu\u00e8 necessites el pr\u00e9stec personal<\/strong>,<strong> <\/strong>perqu\u00e8 entenem que aix\u00f2 entra precisament en el terreny del que \u00e9s personal, que \u00e9s una cosa privada teva. Ens limitarem a <strong>verificar <\/strong>que es compleixen les senzilles condicions que demanem, aprovar-te el cr\u00e8dit sol\u00b7licitat ja <strong>transferir-te els diners al moment<\/strong>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Com aconseguir pr\u00e9stecs personals a AvaFin?<strong>&nbsp;<\/strong><\/h2>\n\n\n\n<p>A <strong>AvaFin <\/strong>pots aconseguir pr\u00e9stecs personals <strong>100<\/strong> x <strong>100 en l\u00ednia<\/strong> completant un senzill formulari de registre.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Tria la quantitat que vulguis de 50 a 300 euros i la data devoluci\u00f3. Veur\u00e0s que t&#039;apareixer\u00e0 autom\u00e0ticament el <strong>cost total del pr\u00e9stec<\/strong> per al <strong>import sol\u00b7licitat<\/strong> amb la <strong>comissi\u00f3 d&#039;obertura<\/strong> i els interessos inclosos, sense pagaments addicionals, tarifes ocultes ni cap altra &#039;sorpresa&#039;. Tampoc quotes que et lliguin a un pagament mensual per molt de temps, de manera que el <strong>termini m\u00e0xim<\/strong> us ofereix l&#039;horitz\u00f3 clar per a la fi del teu pr\u00e9stec personal. Encara que si en arribar la data de venciment volguessis prorrogar la devoluci\u00f3, abonant el corresponent rec\u00e0rrec podries fer-ho fins <strong>30 dies m\u00e9s<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Calcula la informaci\u00f3 essencial amb el nostre <strong>simulador de pr\u00e9stecs<\/strong> personals, que et permet tenir-ho tot clar abans de fer la sol\u00b7licitud.&nbsp;<\/p>\n\n\n\n<p>Per obtenir el pr\u00e9stec personal nom\u00e9s haur\u00e0s d&#039;acreditar documentalment la teva identitat (amb DNI, NIE o passaport) i la percepci\u00f3 d&#039;un<strong> ingr\u00e9s<\/strong>, ja sigui <strong>n\u00f2mina<\/strong> o <strong>prestaci\u00f3<\/strong>. La resta de requisits s\u00f3n disposar de targeta de d\u00e8bit o cr\u00e8dit, compte online en un banc espanyol i comptar amb n\u00famero de tel\u00e8fon per comunicar-te l&#039;aprovaci\u00f3 del pr\u00e9stec.&nbsp;<\/p>\n\n\n\n<p>\u00a1\u00a1 Posem les <strong>coses molt f\u00e0cils<\/strong> perqu\u00e8 qualsevol particular pugui obtenir pr\u00e9stecs personals!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bf Quan es triga a rebre l&#039;aprovaci\u00f3 dels pr\u00e9stecs personals?&nbsp;<\/h2>\n\n\n\n<p>\u00c9s sabut que els pr\u00e9stecs personals que concedeixen les entitats banc\u00e0ries poden anar for\u00e7a lents <strong>depenent de la quantitat<\/strong>, encara que ni tan sols en els de menor quantia es tractaria de cr\u00e8dits r\u00e0pids ni de bon tros. De fet, tampoc els restringits pr\u00e9stecs preconcedits a clients s\u00f3n totalment immediats.&nbsp;<\/p>\n\n\n\n<p>En canvi, a <strong>AvaFin <\/strong>som una <strong>companyia fintech<\/strong> que lloga els seus serveis financers amb l&#039;\u00fas d&#039;eines innovadores, tecnologies de desenvolupament propi que ens permeten gestionar les sol\u00b7licituds a <strong>nom\u00e9s uns minuts <\/strong>i realitzar els ingressos a l&#039;instant, per fer-te arribar els diners del teu <strong>pr\u00e9stec personal<\/strong> en el moment que ho necessites.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Necessites m\u00e9s informaci\u00f3 sobre els pr\u00e9stecs personals d&#039;AvaFin?&nbsp;<\/h2>\n\n\n\n<p>Si vols <strong>visualitzar de forma f\u00e0cil i r\u00e0pida<\/strong> com funciona els nostres cr\u00e8dits et convidem a utilitzar el <strong>simulador de pr\u00e9stecs<\/strong> de la plataforma, que posa al teu abast tota la informaci\u00f3 b\u00e0sica que cal saber.&nbsp;<\/p>\n\n\n\n<p>Si tens qualsevol dubte, o simplement <strong>vols informar-te amb m\u00e9s detall<\/strong> contacta amb el nostre <strong>servei d&#039;atenci\u00f3<\/strong>, que est\u00e0 disponible en un ampli horari de dilluns a dissabtes al mat\u00ed.&nbsp;<\/p>\n\n\n\n<p>Assabenta&#039;t de totes les <strong>avantatges <\/strong>dels nostres <strong>pr\u00e9stecs personals <\/strong>i obt\u00e9 el teu en l\u00ednia ja! Aconsegueix un cr\u00e8dit a la teva mida, sense explicacions, quotes ni problemes!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Altres pr\u00e9stecs relacionats amb els pr\u00e9stecs personals<strong>&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.avafin.es\/ca\/prestem\/facils\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pr\u00e9stecs f\u00e0cils<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.avafin.es\/ca\/prestem\/rapids\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pr\u00e9stecs r\u00e0pids<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.avafin.es\/ca\/prestem\/600-euros\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pr\u00e9stecs 600 euros<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.avafin.es\/ca\/prestem\/1000-euros\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pr\u00e9stecs 1.000 euros<\/strong><\/a>&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center header-full-dots\"><span>Necessites un Pr\u00e9stec Personal?<\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Oferim pr\u00e9stecs personals immediats amb requisits f\u00e0cils de complir. Informa&#039;t i aconsegueix el teu pr\u00e9stec personal en l\u00ednia en molt pocs passos!<\/p>","protected":false},"author":20,"featured_media":0,"parent":3527,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3743","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Concedemos pr\u00e9stamos personales r\u00e1pido 2026 | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Ofrecemos pr\u00e9stamos personales inmediatos con requisitos f\u00e1ciles de cumplir. \u00a1Inf\u00f3rmate y obt\u00e9n tu pr\u00e9stamo personal online en muy pocos pasos!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Concedemos pr\u00e9stamos personales r\u00e1pido 2026 | AvaFin Espa\u00f1a\" \/>\n<meta property=\"og:description\" content=\"Ofrecemos pr\u00e9stamos personales inmediatos con requisitos f\u00e1ciles de cumplir. \u00a1Inf\u00f3rmate y obt\u00e9n tu pr\u00e9stamo personal online en muy pocos pasos!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/prestem\/personals\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-03T10:58:51+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"14 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/personals\",\"url\":\"https:\/\/www.avafin.es\/ca\/prestem\/personals\",\"name\":\"Concedemos pr\u00e9stamos personales r\u00e1pido 2026 | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\"},\"datePublished\":\"2024-07-19T10:53:25+00:00\",\"dateModified\":\"2025-09-03T10:58:51+00:00\",\"description\":\"Ofrecemos pr\u00e9stamos personales inmediatos con requisitos f\u00e1ciles de cumplir. \u00a1Inf\u00f3rmate y obt\u00e9n tu pr\u00e9stamo personal online en muy pocos pasos!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/personals#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.avafin.es\/ca\/prestem\/personals\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.avafin.es\/ca\/prestem\/personals#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\/\/www.avafin.es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pr\u00e9stamos AvaFin\",\"item\":\"https:\/\/www.avafin.es\/prestamos\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Pr\u00e9stamos Personales\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.avafin.es\/ca\/#website\",\"url\":\"https:\/\/www.avafin.es\/ca\/\",\"name\":\"AvaFin Espa\u00f1a\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.avafin.es\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Concedim pr\u00e9stecs personals r\u00e0pid 2026 | AvaFin Espanya","description":"Oferim pr\u00e9stecs personals immediats amb requisits f\u00e0cils de complir. 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