{"id":3562,"date":"2024-06-24T10:04:12","date_gmt":"2024-06-24T10:04:12","guid":{"rendered":"https:\/\/avafines.wpenginepowered.com\/?page_id=3562"},"modified":"2026-07-23T16:23:41","modified_gmt":"2026-07-23T14:23:41","slug":"rapids-amb-asnef","status":"publish","type":"page","link":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef","title":{"rendered":"Cr\u00e8dits r\u00e0pids amb ASNEF: sol\u00b7licita-ho encara que estiguis al registre"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Sol\u00b7licita fins <strong>300 \u20ac<\/strong> en menys de <strong>15 minuts<\/strong>, fins i tot si figures al registre ASNEF. A AvaFin estudiem cada sol\u00b7licitud per separat: no ens quedem a la dada del fitxer, valorem la teva situaci\u00f3 real.<\/p>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_35f2836d4cdea22f34bce72fb14b41b8\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                                    <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                                    <div class=\"av-disclaimer-content\">\n                                    <\/div>\n                        <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<section class=\"av-documents\" aria-label=\"llista de documents\">\n    <div class=\"av-documents_grid\">\n                                <a class=\"av-doc-card\" href=\"https:\/\/www.avafin.es\/ca\/opinions\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\"><span class=\"ez-toc-section\" id=\"Mas_de_69000_clientes_nuevos_en_2025\"><\/span>\n                        M\u00e9s de 69.000 clients nous el 2025                    <span class=\"ez-toc-section-end\"><\/span><\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        Cada dia m\u00e9s clients confien en nosaltres                    <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"https:\/\/www.avafin.es\/ca\/som-part-de-capitec-bank\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\"><span class=\"ez-toc-section\" id=\"AvaFin_forma_parte_de_Capitec_Bank\"><\/span>\n                        AvaFin forma part de Capitec Bank                    <span class=\"ez-toc-section-end\"><\/span><\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                        Aix\u00f2 garanteix la seguretat dels serveis oferts a 5 pa\u00efsos.                    <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <a class=\"av-doc-card\" href=\"https:\/\/www.avafin.es\/ca\/transparencia-prestem-responsables\/\">\n                <div class=\"av-doc-card_text\">\n                    <h3 class=\"av-doc-card_title\"><span class=\"ez-toc-section\" id=\"Financiacion_clara_inmediata_y_comprometida_con_el_cliente\"><\/span>\n                        Finan\u00e7ament clar, immediat i comprom\u00e8s amb el client                    <span class=\"ez-toc-section-end\"><\/span><\/h3>\n                    <p class=\"av-doc-card_subtitle\">\n                         Creiem que accedir a finan\u00e7ament no hauria de ser complicat, conf\u00fas ni arriscat.                     <\/p>\n                <\/div>\n                <span class=\"av-doc-card_chevron\" aria-hidden=\"true\">\u203a<\/span>\n            <\/a>\n                        <\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Que_es_ASNEF_y_como_afecta_a_los_creditos_rapidos_con_ASNEF\"><\/span>Qu\u00e8 \u00e9s ASNEF i com afecta els cr\u00e8dits r\u00e0pids amb ASNEF<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Quan parlem d&#039;ASNEF ens referim a les sigles de l&#039;Associaci\u00f3 Nacional d&#039;Establiments Financers de Cr\u00e8dits, nom donat al fitxer de morositat m\u00e9s consultat per diferents entitats financeres a tot Espanya. Si el teu nom apareix en aquest fitxer, vol dir que una empresa (no necess\u00e0riament financera) ha comunicat oficialment que tens un deute pendent. Les raons s\u00f3n diferents: pot ser una factura de tel\u00e8fon, un subministrament impagat, un cr\u00e8dit antic amb saldo pendent de pagament o qualsevol altre servei.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El que has de saber si el teu nom \u00e9s a ASNEF, s\u00f3n les conseq\u00fc\u00e8ncies pr\u00e0ctiques a l&#039;hora de demanar un finan\u00e7ament:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bloqueig autom\u00e0tic en bancs tradicionals:<\/strong> la majoria d&#039;aquestes entitats tenen filtres que rebutgen de manera autom\u00e0tica qualsevol sol\u00b7licitud de cr\u00e8dit sense ni tan sols estudiar el cas.<\/li>\n\n\n\n<li><strong>Restriccions en contractar serveis:<\/strong> companyies de serveis, com telecomunicacions, subministraments amb perman\u00e8ncia o grans companyies d&#039;assegurances et podran limitar l&#039;acc\u00e9s,<\/li>\n\n\n\n<li><strong>Dificultat al moment de llogar:<\/strong> algunes immobili\u00e0ries solen consultar aquests fitxers de morositat abans d&#039;acceptar un nou llogater que vulgui aquest contracte de lloguer.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Per\u00f2 no et preocupis, ja que estar a ASNEF no vol dir que no tinguis cap possibilitat d&#039;aconseguir un cr\u00e8dit r\u00e0pid. El que has de tenir en compte, si ja el teu nom apareix a ASNEF, \u00e9s saber quin tipus de deute tens, quin import i la teva capacitat de pagament actual. Per aix\u00f2, els cr\u00e8dits r\u00e0pids amb ASNEF s\u00f3n una bona opci\u00f3 i real per a persones que es troben en aquesta situaci\u00f3. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entitats especialitzades com a AvaFin estudiem cada sol\u00b7licitud de manera individual, valorant el context complet en lloc d&#039;aplicar filtres autom\u00e0tics. Pots <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/rapids\/\" target=\"_blank\" rel=\"noreferrer noopener\">veure tots els pr\u00e9stecs r\u00e0pids<\/a> que ofereix AvaFin a la nostra p\u00e0gina web. <\/p>\n\n\n\n<div class=\"wp-block-lendon-imagetextdots av-image-text-dots-container\"><div class=\"av-itd-content-column\"><h2><span class=\"ez-toc-section\" id=\"%C2%BFTe_concedemos_el_prestamo_si_estas_en_ASNEF\"><\/span><strong>Et concedim el pr\u00e9stec si ets a ASNEF?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div class=\"av-itd-inner-blocks-content\"><div class=\"av-dots\"><\/div>\n<p class=\"wp-block-paragraph\">Dep\u00e8n del teu cas concret, i per aix\u00f2 ho estudiem de forma individual. A difer\u00e8ncia de moltes entitats que rebutgen autom\u00e0ticament qualsevol persona al registre, a AvaFin valorem el context del deute, el seu import, el seu origen i la teva situaci\u00f3 econ\u00f2mica actual.<\/p>\n<\/div><\/div><div class=\"av-itd-image-column\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/condiciones-de-nuestro-prestamos-asnef.jpg\" alt=\"Servei al client\" width=\"480\" height=\"480\"\/><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aquest \u00e9s el nostre criteri:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong><mark style=\"background-color:#00d084\" class=\"has-inline-color has-black-color\">S\u00ed que valorem positivament<\/mark><\/strong><\/td><td><strong><mark style=\"background-color:#e50d0d\" class=\"has-inline-color has-white-color\">No podem aprovar la teva sol\u00b7licitud si<\/mark><\/strong><\/td><\/tr><tr><td>Deutes amb companyies de telecomunicacions, subministraments o serveis no financers<\/td><td>Tens deutes actius amb entitats banc\u00e0ries per imports elevats<\/td><\/tr><tr><td>Imports petits (orientativament per sota de 300\u20ac per al teu primer pr\u00e9stec, i fins a 2.000\u20ac si demostres un bon comportament de pagament)<\/td><td>Figures al registre per impagaments sistem\u00e0tics i recurrents<\/td><\/tr><tr><td>Primera incid\u00e8ncia o incid\u00e8ncia puntual al teu historial<\/td><td>Tens altres cr\u00e8dits r\u00e0pids vigents en aquest moment<\/td><\/tr><tr><td>Acredites ingressos regulars (n\u00f2mina, aut\u00f2nom, pensi\u00f3, prestaci\u00f3)<\/td><td>No podeu acreditar cap tipus d&#039;ingr\u00e9s recurrent<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Condiciones_de_nuestros_prestamos_con_ASNEF\"><\/span><strong>Condicions dels nostres pr\u00e9stecs amb ASNEF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Totes les<strong> condicions clares des del primer moment<\/strong>. Sense lletra petita, sense sorpreses a la data de venciment. A continuaci\u00f3 t&#039;ho expliquem clarament perqu\u00e8 no tinguis cap dubte al moment de sol\u00b7licitar el teu pr\u00e9stec:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong><mark style=\"background-color:#010440\" class=\"has-inline-color has-white-color\">Condicions<\/mark><\/strong><\/td><td><strong><mark style=\"background-color:#010440\" class=\"has-inline-color has-white-color\">Detalls<\/mark><\/strong><\/td><\/tr><tr><td><strong>Import<\/strong><\/td><td>De 50 a 300\u20ac (nous clients amb ASNEF) i fins a 2.000\u20ac per a clients antics amb bon comportament de pagament<\/td><\/tr><tr><td><strong>Termini<\/strong><\/td><td>Fins a 30 dies. amb opci\u00f3 d&#039;estendre la data de pagament<\/td><\/tr><tr><td><strong>Comissi\u00f3 d&#039;obertura<\/strong><\/td><td>0\u20ac per la nostra p\u00e0gina web <a href=\"https:\/\/www.avafin.es\/ca\/\">www.avafin.<\/a><a href=\"https:\/\/www.avafin.es\/ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">ca<\/a><\/td><\/tr><tr><td><strong>Aval<\/strong><\/td><td>No \u00e9s obligatori<\/td><\/tr><tr><td><strong>N\u00f2mina<\/strong><\/td><td>No \u00e9s obligatori si pots acreditar altres ingressos<\/td><\/tr><tr><td><strong>Temps daprovaci\u00f3<\/strong><\/td><td>En q\u00fcesti\u00f3 de minuts sabr\u00e0s l&#039;estat de la teva sol\u00b7licitud<\/td><\/tr><tr><td><strong>Modalitat<\/strong><\/td><td>100% online, sense despla\u00e7aments<\/td><\/tr><tr><td><strong>TAE<\/strong><\/td><td>Exemple representatiu: per a un cr\u00e8dit de 300\u20ac, el TAE \u00e9s de 734,97%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ejemplo_representativo\"><\/span>Exemple representatiu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Per a un pr\u00e9stec de <strong>300 \u20ac<\/strong> a tornar en 30 dies: interessos 57 \u20ac, comissi\u00f3 dobertura 0 \u20ac, TAE 734,97 %, tipus dinter\u00e8s anual 231,80 %. <strong>Total a tornar: 357 \u20ac.<\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vols saber quant hauries de pagar pel teu cr\u00e8dit? Utilitza el nostre simulador per saber-ho:<\/p>\n\n\n        <div class=\"av-slider-container av-slider-behaviour-es av-slider-type-type_seo loan-slider payday\">\n            \n            <section id=\"loan-slider-block_35f2836d4cdea22f34bce72fb14b41b8\" class=\"av-slider av-slider-type-type_seo\">\n                <div class='av-slider-inner' data-slide-product-type='1' data-is-delayed='false' >\n                                        <div class=\"av-main av-last-box-not-empty\">\n                                                <!-- SCROLLER AMOUNT -->\n                                <div class=\"av-box av-first-box amount-slider av-first-box amount-slider\">\n            <div class=\"av-box-info\">\n                <p>Quant necessites?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"amount-display\"><\/span>&nbsp;<span>\u20ac<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n                <span>\n                                        <span class=\"max-amount\"><\/span>\n                    &nbsp;\u20ac                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n                                <!-- SCROLLER TERM -->\n                                <div class=\"av-box term-slider term-slider\">\n            <div class=\"av-box-info\">\n                <p>Quants dies vols tornar-ho?<\/p>\n                <div class=\"av-slider-quantity-container\">\n                                                    <span class=\"rangeslider-decrease\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"dash-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 8C2 7.72386 2.22386 7.5 2.5 7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H2.5C2.22386 8.5 2 8.27614 2 8Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span><!-- span.rangeslider-decrease -->\n                         <!-- filter.av_scroller_disable -->\n\n                        <div class=\"av-scroller-number-content\" style=\"display: flex;\">\n                            <span class=\"term-display\"><\/span>&nbsp;<span>&nbsp;dies<\/span>                        <\/div>\n                                                    <span class=\"rangeslider-increase\">\n                                <svg width=\"16\" height=\"16\" viewbox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g id=\"plus-lg\">\n<path id=\"Vector\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 2C8.27614 2 8.5 2.22386 8.5 2.5V7.5H13.5C13.7761 7.5 14 7.72386 14 8C14 8.27614 13.7761 8.5 13.5 8.5H8.5V13.5C8.5 13.7761 8.27614 14 8 14C7.72386 14 7.5 13.7761 7.5 13.5V8.5H2.5C2.22386 8.5 2 8.27614 2 8C2 7.72386 2.22386 7.5 2.5 7.5H7.5V2.5C7.5 2.22386 7.72386 2 8 2Z\" fill=\"#010440\"\/>\n<\/g>\n<\/svg>\n                            <\/span>\n                         <!-- filter.av_scroller_disable -->\n                    <\/div><!-- div.av-slider-quantity-container -->\n            <\/div><!-- div.av-box-info -->\n            \n                <div class=\"rangeslider\">\n                    <div class=\"rangeslider-fill\" style=\"width: 0%;\"><\/div>\n                    <div class=\"rangeslider-handle\" style=\"left: 0%;\"><\/div>\n                <\/div><!-- .rangeslider -->\n             <!-- filter.av_scroller_disable -->\n\n            <div class=\"range-info\">\n                <span>\n                                        <span class=\"min-term\"><\/span>\n                    &nbsp;dies                <\/span>\n                <span>\n                                        <span class=\"max-term\"><\/span>\n                    &nbsp;dies                <\/span>\n            <\/div><!-- div.range-info -->\n        <\/div><!-- div.av-box -->\n        \n                        <!-- LAST BOX CTA -->\n                                <div class=\"av-box av-last-box\">\n                                    <div class=\"av-cta-container-outer\">\n                                                <div class=\"av-cta-container\">\n                                                                                <a href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" \n                        data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\"    \n                        class=\"av-loan-cta\">\n                        Sol\u00b7licitar pr\u00e9stec.                    <\/a><!-- a.av-loan-cta -->\n\n                                                                <a href=\"https:\/\/portal.avafin.es\/wp-login\" \n                            data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" class=\"av-loan-login-cta\">\n                            \u00c0rea de Clients                        <\/a><!-- a.av-loan-login-cta -->\n                                    <\/div><!-- div.av-cta-container -->\n            <\/div><!-- div.av-cta-container-outer -->\n        <\/div>\n\n                                                        \n                    <\/div><!-- div.av-main  -->\n\n                                    <div class=\"av-term-container\">\n                    <div class=\"slider-terms\">\n            <ul>\n                                    <li class=\"total-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Total a pagar<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-total\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"total\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"amount-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Import<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-amount\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"amount\" ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"duedate-row av-sum-prio-m-1\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Data de venciment<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-duedate\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"duedate\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"loan-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Inter\u00e8s<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-loan-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"loan-fee\" data-prices-id='loan-fees' data-prices-original-id='loan-original-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"no-display-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\"><\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-no-display\"><\/span>\n\n                                                                        \n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"no-display\" ><\/span>\n                                                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                                    <li class=\"preparation-fee-row\">\n                        <div class=\"av-term-inner\">\n                            <span class=\"slider-label\">\n                                <span class=\"register-label\">Comissi\u00f3 d&#039;obertura<\/span>\n                                                            <\/span><!-- span.slider-label -->\n                            <div class=\"bold\">\n                                <div class=\"promo-block display-none\">\n                                                                        <span class=\"original-preparation-fee\"><\/span>\n\n                                                                        \u20ac\n                                <\/div><!-- div.promo-block -->\n                                                                <span class=\"preparation-fee\" data-prices-id='loan-preparation-fees' data-prices-original-id='loan-original-preparation-fees' ><\/span>\n                                \u20ac                            <\/div><!-- .bold -->\n                        <\/div><!-- div.av-term-inner -->\n                    <\/li>\n                            <\/ul>\n        <\/div><!-- div.slider-terms -->\n                            <div class=\"av-disclaimer\">\n                        <form method=\"post\" id=\"promocode-form\" action=\"\">\n                <div class=\"promocode-container\">\n                    <label for=\"promocode\" class=\"promocode-title\">Codi Promocional<\/label>\n                    <div class=\"promocode-wrapper\">\n                        <input type=\"text\" id=\"promocode\" name=\"promocode\" value=\"\" maxlength=\"20\" title=\"Codi Promocional\">\n                        <button type=\"submit\" id=\"apply_promotion\" name=\"apply_promotion\" value=\"apply_promotion\">\n                        Confirma                        <\/button>\n                    <\/div>\n                <\/div>\n            <input type=\"hidden\" name=\"trp-form-language\" value=\"ca\"\/><\/form>\n                                    <div class=\"av-disclaimer-content\">\n                                    <\/div>\n                        <div class=\"av-modal-container\">\n                                            <button type=\"button\" class='av-modal-links have-dynamic-template' data-template-url='https:\/\/portal.avafin.es\/cf-document\/content?documentType=backend_template&#038;id=eu-form&#038;format=js' data-is-contract='1' data-modal-id='eu-info' >\n                                                                <span>Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                            <\/button>\n                                        <\/div><!-- div.av-modal-container -->\n                    <\/div><!-- div.av-disclaimer -->\n\n                <\/div><!-- div.av-term-container -->\n        \n                                                <div class=\"slider-modal-wrap eu-info_wrap\"  data-modal-id=\"eu-info\">\n                        <div class=\"slider-modal modal-content eu-info\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">Informaci\u00f3 sobre el pr\u00e9stec<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                                            <\/div><!-- .slider-modal-content -->\n                                                            <div class=\"av-modal-download-container\">\n                                    <a href=\"https:\/\/portal.avafin.es\/api\/template\/dynamicPdf?id=39754&#038;templateVariables=x \" class='btn btn-basic btn-md' download=\"\">Descarregar<\/a>\n                                <\/div>\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                <div class=\"slider-modal-wrap login-reminder_wrap\"  data-modal-id=\"login-reminder\">\n                        <div class=\"slider-modal modal-content login-reminder\">\n                            <div class=\"slider-modal-header-container\">\n                                <span class=\"slider-modal-title\">\u00c9s el nostre client?<\/span>\n                                <span class=\"slider-modal-close\">\u00d7<\/span>\n                            <\/div><!-- .slider-modal-header-container -->\n                            <div class=\"slider-modal-content\">\n                                <p style=\"font-size: 16px;\"> Si ja ets client, inicia sessi\u00f3 amb el teu usuari i contrasenya:<\/p><div class=\"text-center av-modal-btn-container btn-container\">\n                <a class=\"btn btn-cta btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-login\" href=\"https:\/\/portal.avafin.es\/wp-login\">Inicia Sessi\u00f3<\/a><a class=\"btn btn-basic btn-md\" data-base-url=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\">Registra&#039;t<\/a><\/div><!-- .av-modal-btn-container.btn-container -->                            <\/div><!-- .slider-modal-content -->\n                                                    <\/div><!-- .slider-modal -->\n                    <\/div><!-- .slider-modal-wrap -->\n\n                                \n\n\n                <\/div><!-- div.loan-slider -->\n            <\/section> <!-- section.av-slider -->\n\n        <\/div><!-- .av-slider-container -->\n        \n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_solicitar_tu_prestamo_con_ASNEF_en_4_pasos\"><\/span>Com sol\u00b7licitar el teu pr\u00e9stec amb ASNEF en 4 passos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<section id=\"cards-group-block_58e6602552291c3a3eadbfd0c9d1403e\" class=\"av-cards-group   av-cards-group-3 av-card-group-standard\" >\n            <div id=\"card-0\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/07\/slider_alt_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Simulador de cr\u00e8dit\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Elige_el_importe_y_plazo\"><\/span><p><strong>Trieu l&#039;import i el termini<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <h3><span class=\"ez-toc-section\" id=\"Utiliza_nuestro_simulador_en_la_parte_superior_de_la_pagina_Veras_el_total_a_devolver_y_la_fecha_de_vencimiento_Sin_compromiso_ni_registro_hasta_que_decidas_continuar\"><\/span><p>Utilitza el nostre simulador a la part superior de la p\u00e0gina. Veur\u00e0s el total a tornar i la data de venciment. Sense comprom\u00eds ni registre fins que decideixis continuar.<\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n            <div id=\"card-1\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/authorization_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Completar dades\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Rellena_el_formulario\"><\/span><p><strong>Omple el formulari<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <p><p style=\"text-align: left;\">Completa les dades personals en menys de 5 minuts. Tingues en compte que has de tenir a la m\u00e0 el n\u00famero del teu compte bancari on vols rebre els diners. No demanem paperassa presencial i <strong>MAI et sol\u00b7licitarem diners per avan\u00e7at per obtenir un pr\u00e9stec<\/strong>.<\/p>\n<\/p>\n                                    <\/div>\n            <div id=\"card-2\"\n            class=\"av-card\"\n            style=\"\"\n                    >\n                                <div class=\"av-cards-group-img-container\">\n                        <img decoding=\"async\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2024\/08\/mail_red.png\" width=\"48\" height=\"48\" loading=\"lazy\" alt=\"Resposta\"\/>\n                    <\/div>\n                                                <h3><span class=\"ez-toc-section\" id=\"Recibe_nuestra_respuesta\"><\/span><p><strong>Rep la nostra resposta<\/strong><\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                                <h3><span class=\"ez-toc-section\" id=\"Te_contestamos_en_cuestion_de_minutos_Si_aprobamos_tu_solicitud_te_lo_confirmamos_por_email_y_SMS_Si_no_podemos_tambien_te_lo_haremos_saber_al_instante\"><\/span><p>Et contestem en q\u00fcesti\u00f3 de minuts. Si aprovem la vostra sol\u00b7licitud, us ho confirmem per email i SMS. Si no podem, tamb\u00e9 us ho farem saber a l&#039;instant.<\/p>\n<p>&nbsp;<\/p>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n                                    <\/div>\n    <\/section>\n\n\n\n<figure class=\"wp-block-image alignwide size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-1024x512.png\" alt=\"T&#039;expliquem com sol\u00b7licitar els teus cr\u00e8dits r\u00e0pid amb ASNEF. \" class=\"wp-image-10423\" title=\"Sol\u00b7licitud de pr\u00e9stec amb Asnef\" srcset=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-1024x512.png 1024w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-300x150.png 300w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-768x384.png 768w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-18x9.png 18w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-500x250.png 500w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef-850x425.png 850w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef.png 1360w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Solicita_tu_credito_ahora\"><\/span><strong>Demana el teu cr\u00e8dit ara<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues el teu pr\u00e9stec amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Requisitos_para_solicitar_un_prestamo_con_ASNEF\"><\/span><strong>Requisits per sol\u00b7licitar un pr\u00e9stec amb ASNEF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Els requisits m\u00ednims que demanem a qualsevol client l&#039;hora de sol\u00b7licitar un <strong>cr\u00e8dit.<\/strong> Tingues en compte que no necessites sortir d&#039;ASNEF abans de sol\u00b7licitar-ho:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ser m\u00e9s gran de 18 anys i residir legalment a Espanya.<\/li>\n\n\n\n<li>Disposar de DNI, NIE en vigor.<\/li>\n\n\n\n<li>Compte bancari al teu nom en una entitat espanyola.<\/li>\n\n\n\n<li>Targeta de d\u00e8bit o cr\u00e8dit associat al teu compte bancari.<\/li>\n\n\n\n<li>N\u00famero de tel\u00e8fon m\u00f2bil que puguis utilitzar.<\/li>\n\n\n\n<li>Acreditar ingressos regulars: n\u00f2mina, aut\u00f2nom, pensi\u00f3 o prestaci\u00f3.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Si compleixes totes aquestes condicions i vols <strong>sol\u00b7licitar un cr\u00e8dit r\u00e0pid amb ASNEF <\/strong>et convidem a fer-ho a la nostra plataforma. \u00a1Estudiarem el teu cas i et donarem una resposta en minuts!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_no_podemos_aprobar_tu_prestamo\"><\/span><strong>Qu\u00e8 passa si no podem aprovar el pr\u00e9stec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El m\u00e9s important per a nosaltres \u00e9s ser honestos amb tu. No tots els casos els podem acceptar, i quan \u00e9s aix\u00ed, t&#039;ho diem clarament i t&#039;orientem sobre els passos seg\u00fcents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motivos_habituales_de_denegacion\"><\/span>Motius habituals de denegaci\u00f3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Deutes actius amb entitats financeres per imports elevats<\/li>\n\n\n\n<li>M\u00faltiples impagaments recents al teu perfil financer<\/li>\n\n\n\n<li>No poder acreditar ingressos regulars<\/li>\n\n\n\n<li>Tenir altres cr\u00e8dits vigents que comprometin la teva capacitat de pagament<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Que_puedes_hacer_si_te_denegamos\"><\/span>Qu\u00e8 pots fer si et deneguem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si la teva sol\u00b7licitud no ha estat aprovada, el m\u00e9s \u00fatil \u00e9s treballar primer a la teva situaci\u00f3 credit\u00edcia perqu\u00e8 aviat puguis sol\u00b7licitar un pr\u00e9stec. Tenim una guia completa sobre <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/com-sortir-dasnef\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>com sortir d&#039;ASNEF<\/strong> <\/a>on expliquem els passos legals perqu\u00e8 el teu nom desaparegui del registre. Un cop resolt el deute original, podr\u00e0s tornar a sol\u00b7licitar finan\u00e7ament en condicions molt millors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Us recomanem tamb\u00e9 revisar el vostre informe ASNEF directament (\u00e9s el vostre dret, gratu\u00eft una vegada a l&#039;any) per confirmar quins deutes figuren exactament i poder gestionar-los.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes_sobre_prestamos_con_ASNEF\"><\/span><strong>Preguntes freq\u00fcents sobre pr\u00e9stecs amb ASNEF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1778844203658\"><strong class=\"schema-faq-question\">Puc demanar un pr\u00e9stec si estic a ASNEF i RAI alhora?<\/strong> <p class=\"schema-faq-answer\">S\u00ed, valorem la teva sol\u00b7licitud igualment. El que analitzem no \u00e9s el nombre de registres on figures, sin\u00f3 el tipus de deute, el seu import i la teva capacitat de pagament actual. Si els deutes s\u00f3n petits i pots acreditar ingressos, la teva sol\u00b7licitud es pot aprovar.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778844408555\"><strong class=\"schema-faq-question\">\u00bfTenir n\u00f2mina millora les meves possibilitats d&#039;aprovaci\u00f3?<\/strong> <p class=\"schema-faq-answer\">S\u00ed, \u00e9s clar. Una n\u00f2mina demostra ingressos regulars i estabilitat. Per\u00f2 no \u00e9s excloent: tamb\u00e9 valorem altres fonts d&#039;ingressos recurrents, pensions, prestacions per desocupaci\u00f3 o ingressos com a aut\u00f2nom.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778844590994\"><strong class=\"schema-faq-question\">Apareix en el meu historial si em denegueu el pr\u00e9stec?<\/strong> <p class=\"schema-faq-answer\">No. Les consultes al vostre historial creditici que fem durant l&#039;estudi de la sol\u00b7licitud no afecten la vostra puntuaci\u00f3. Tampoc no queden registrades com a impagament si no arribem a formalitzar el cr\u00e8dit.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778844636562\"><strong class=\"schema-faq-question\">Puc sol\u00b7licitar m\u00e9s d&#039;un pr\u00e9stec alhora amb AvaFin?<\/strong> <p class=\"schema-faq-answer\">No. Nom\u00e9s pots tenir un cr\u00e8dit actiu amb nosaltres a cada moment. Un cop tornat, en pots sol\u00b7licitar un de nou, normalment amb millors condicions com a major import, gr\u00e0cies al teu historial positiu amb nosaltres.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778844686068\"><strong class=\"schema-faq-question\">Quina documentaci\u00f3 necessito enviar?<\/strong> <p class=\"schema-faq-answer\">En la majoria de casos, nom\u00e9s cal verificar la titularitat del teu compte bancari. Un cop aprovada la teva sol\u00b7licitud, haur\u00e0s d&#039;acceptar els termes i condicions del pr\u00e9stec, per\u00f2 no demanem signatura manuscrita ni documentaci\u00f3 en paper.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778844949437\"><strong class=\"schema-faq-question\">\u00c9s segur? Esteu regulats?<\/strong> <p class=\"schema-faq-answer\">AvaFin Spain SLU \u00e9s una societat inscrita al Registre Mercantil de Barcelona. Operem dins del marc legal espanyol i formem part del grup Capitec Bank, una de les entitats financeres de refer\u00e8ncia. Totes les nostres comunicacions estan xifrades i les teves dades protegides segons el RGPD. Formem part activa de la\u00a0<strong>Associaci\u00f3 Espanyola de Micropr\u00e9stecs (AEMIP)<\/strong>\u00a0i ens adherim a la seva\u00a0<a href=\"https:\/\/aemip.es\/codigo-de-buenas-practicas\/\" target=\"_blank\" rel=\"noreferrer noopener\">Codi de Bones Pr\u00e0ctiques<\/a>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778845047110\"><strong class=\"schema-faq-question\">Quant de temps triga els diners a arribar al meu compte?<\/strong> <p class=\"schema-faq-answer\">Un cop aprovada la sol\u00b7licitud i signat el contracte, transferim els diners immediatament. El temps de disponibilitat real dep\u00e8n del banc: a la majoria d&#039;entitats \u00e9s q\u00fcesti\u00f3 de minuts, en algunes pot trigar fins al dia h\u00e0bil seg\u00fcent.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778845075567\"><strong class=\"schema-faq-question\">Qu\u00e8 passa si no puc tornar el pr\u00e9stec a temps?<\/strong> <p class=\"schema-faq-answer\">El m\u00e9s important \u00e9s que ens contactis abans de la data de venciment. Tenim opcions d\u00b4extensi\u00f3 del termini fins a 30 dies addicionals amb un cost associat. No avisar-nos i no pagar comporta interessos de demora i la inclusi\u00f3 a registres de morositat.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778845116519\"><strong class=\"schema-faq-question\"><strong>\u00c9s el mateix un pr\u00e9stec amb ASNEF que un pr\u00e9stec sense n\u00f2mina?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. Un cr\u00e8dit amb ASNEF es refereix a la teva situaci\u00f3 al registre de morositat. Un pr\u00e9stec sense n\u00f2mina fa refer\u00e8ncia a no necessitar contracte laboral indefinit per sol\u00b7licitar-ho. Pots trobar-te en una de les dues situacions, en totes dues, o en cap.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778845151040\"><strong class=\"schema-faq-question\">Puc sol\u00b7licitar m\u00e9s quantitat si s\u00f3c client recurrent?<\/strong> <p class=\"schema-faq-answer\">S\u00ed. Si heu tornat correctament els vostres pr\u00e9stecs anteriors, podeu accedir a imports superiors i terminis m\u00e9s amplis. Alguns dels nostres clients habituals accedeixen a cr\u00e8dit de fins a 2.000\u20ac.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Por_que_elegir_AvaFin_para_tu_prestamo_conASNEF\"><\/span><strong>Per qu\u00e8 triar AvaFin per al teu pr\u00e9stec ambASNEF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Quan sol\u00b7licites un cr\u00e8dit estant a ASNEF, l&#039;\u00faltima cosa que necessites \u00e9s preocupar-te per la fiabilitat de qui t&#039;ho concedeix. Per aix\u00f2 conv\u00e9 saber amb qui est\u00e0s tractant:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Recolzats per Capitec Bank<\/strong>: AvaFin forma part del grup Capitec Bank, una de les entitats financeres m\u00e9s reconegudes internacionalment. Aix\u00f2 significa solidesa, transpar\u00e8ncia i processos auditats al m\u00e0xim nivell.<\/li>\n\n\n\n<li><strong>Especialitzats, no generalistes:<\/strong> no som un banc que ocasionalment d\u00f3na cr\u00e8dits amb ASNEF. <strong>Som especialistes en aquest perfil<\/strong>. Aix\u00f2 ens permet oferir respostes m\u00e9s r\u00e0pides i criteris m\u00e9s justos que les entitats tradicionals. Portem m\u00e9s de 10 anys al mercat espanyol ajudant centenars de milers de clients.<\/li>\n\n\n\n<li><strong>Transpar\u00e8ncia total:<\/strong> veur\u00e0s el cost total del pr\u00e9stec des del primer minut: interessos, comissions, data de venciment. Sense lletra petita, sense despeses ocultes.<\/li>\n\n\n\n<li><strong>Pr\u00e9stecs responsables:<\/strong> nom\u00e9s aprovam sol\u00b7licituds quan entenem que el client pot tornar el pr\u00e9stec. Aix\u00f2 et protegeix a tu ia nosaltres. Si el teu cas encaixa, tindr\u00e0s el teu cr\u00e8dit sense cap problema.<\/li>\n\n\n\n<li><strong>Atenci\u00f3 humana<\/strong>: per a qualsevol dubte abans, durant o despr\u00e9s de la teva sol\u00b7licitud de pr\u00e9stec, el nostre equip est\u00e0 disponible de dilluns a divendres de 09:00 a 19:00 al 900 533 518 oa info@avafin.es.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center header-full-dots\"><span class=\"ez-toc-section\" id=\"Solicita_tu_credito_con_ASNEF_ahora\"><\/span><span><strong>Demana el teu cr\u00e8dit amb ASNEF ara<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n<script type=\"application\/ld+json\" data-no-auto-translation=\"\">{\n    \"@context\": \"https:\\\/\\\/schema.org\",\n    \"@type\": \"LoanOrCredit\",\n    \"name\": \"Cr\\u00e9ditos r\\u00e1pidos con ASNEF\",\n    \"amount\": {\n        \"@type\": \"MonetaryAmount\",\n        \"minValue\": 50,\n        \"maxValue\": 300,\n        \"currency\": \"EUR\"\n    },\n    \"loanTerm\": {\n        \"@type\": \"QuantitativeValue\",\n        \"minValue\": 62,\n        \"maxValue\": 62,\n        \"unitCode\": \"DAY\",\n        \"unitText\": \"DAY\"\n    },\n    \"annualPercentageRate\": \" \"\n}<\/script><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Solicita hasta 300 \u20ac en menos de 15 minutos, incluso si figuras en el registro ASNEF. En AvaFin estudiamos cada solicitud por separado: no nos quedamos en el dato del fichero, valoramos tu situaci\u00f3n real. Qu\u00e9 es ASNEF y c\u00f3mo afecta a los cr\u00e9ditos r\u00e1pidos con ASNEF Cuando hablamos de ASNEF, nos referimos a las [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":10423,"parent":3589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3562","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9ditos R\u00e1pidos con ASNEF | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Solicita tu pr\u00e9stamo con ASNEF en AvaFin. Hasta 300\u20ac en minutos, sin aval. 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Estudiamos cada caso aunque figures en el registro.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/05\/creditos-rapidos-con-asnef.png\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"40 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/creditos\\\/rapidos-con-asnef\",\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/creditos\\\/rapidos-con-asnef\",\"name\":\"Cr\u00e9ditos R\u00e1pidos con ASNEF | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/creditos\\\/rapidos-con-asnef#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/creditos\\\/rapidos-con-asnef#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.avafin.es\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/creditos-rapidos-con-asnef.png\",\"datePublished\":\"2024-06-24T10:04:12+00:00\",\"dateModified\":\"2026-07-23T14:23:41+00:00\",\"description\":\"Solicita tu pr\u00e9stamo con ASNEF en AvaFin. Hasta 300\u20ac en minutos, sin aval. 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Una vez devuelto, puedes solicitar uno nuevo, normalmente con mejores condiciones como mayor importe, gracias a tu historial positivo con nosotros.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778844686068","position":5,"url":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778844686068","name":"Quina documentaci\u00f3 necessito enviar?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"En la mayor\u00eda de casos, solo necesitas verificar la titularidad de tu cuenta bancaria. Una vez aprobada tu solicitud, deber\u00e1s aceptar los t\u00e9rminos y condiciones del pr\u00e9stamo, pero no pedimos firma manuscrita ni documentaci\u00f3n en papel.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778844949437","position":6,"url":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778844949437","name":"\u00c9s segur? Esteu regulats?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"AvaFin Spain S.L.U. es una sociedad inscrita en el Registro Mercantil de Barcelona. Operamos dentro del marco legal espa\u00f1ol y formamos parte del grupo Capitec Bank, una de las entidades financieras de referencia. Todas nuestras comunicaciones est\u00e1n cifradas y tus datos protegidos seg\u00fan el RGPD. Formamos parte activa de la\u00a0<strong>Asociaci\u00f3n Espa\u00f1ola de Micropr\u00e9stamos (AEMIP)<\/strong>\u00a0y nos adherimos a su\u00a0<a href=\"https:\/\/aemip.es\/codigo-de-buenas-practicas\/\" target=\"_blank\" rel=\"noreferrer noopener\">C\u00f3digo de Buenas Pr\u00e1cticas<\/a>.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845047110","position":7,"url":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845047110","name":"Quant de temps triga els diners a arribar al meu compte?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Una vez aprobada la solicitud y firmado el contrato, transferimos el dinero inmediatamente. El tiempo de disponibilidad real depende de tu banco: en la mayor\u00eda de entidades es cuesti\u00f3n de minutos, en algunas puede tardar hasta el siguiente d\u00eda h\u00e1bil.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845075567","position":8,"url":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845075567","name":"Qu\u00e8 passa si no puc tornar el pr\u00e9stec a temps?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Lo m\u00e1s importante es que nos contactes antes de la fecha de vencimiento. Tenemos opciones de extensi\u00f3n del plazo hasta 30 d\u00edas adicionales con un coste asociado. No avisarnos y no pagar conlleva intereses de demora y la inclusi\u00f3n en registros de morosidad.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845116519","position":9,"url":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845116519","name":"\u00c9s el mateix un pr\u00e9stec amb ASNEF que un pr\u00e9stec sense n\u00f2mina?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. Un cr\u00e9dito con ASNEF se refiere a tu situaci\u00f3n en el registro de morosidad. Un pr\u00e9stamo sin n\u00f3mina hace referencia a no necesitar contrato laboral indefinido para solicitarlo. Puedes encontrarte en una de las dos situaciones, en ambas, o en ninguna.","inLanguage":"ca"},"inLanguage":"ca"},{"@type":"Question","@id":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845151040","position":10,"url":"https:\/\/www.avafin.es\/ca\/creditos\/rapidos-con-asnef#faq-question-1778845151040","name":"Puc sol\u00b7licitar m\u00e9s quantitat si s\u00f3c client recurrent?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"S\u00ed. Si has devuelto correctamente tus pr\u00e9stamos anteriores, puedes acceder a importes superiores y plazos m\u00e1s amplios. Algunos de nuestros clientes habituales acceden a cr\u00e9dito de hasta 2.000 \u20ac.","inLanguage":"ca"},"inLanguage":"ca"}]}},"_links":{"self":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages\/3562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/comments?post=3562"}],"version-history":[{"count":2,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages\/3562\/revisions"}],"predecessor-version":[{"id":11248,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages\/3562\/revisions\/11248"}],"up":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/pages\/3589"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media\/10423"}],"wp:attachment":[{"href":"https:\/\/www.avafin.es\/ca\/wp-json\/wp\/v2\/media?parent=3562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}