{"id":5336,"date":"2026-03-27T10:41:18","date_gmt":"2026-03-27T08:41:18","guid":{"rendered":"https:\/\/www.avafin.es\/?p=5336"},"modified":"2026-07-23T11:27:18","modified_gmt":"2026-07-23T09:27:18","slug":"descomptes-per-estar-a-latur","status":"publish","type":"post","link":"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro","title":{"rendered":"Descomptes per estar a l'atur: tota l'assist\u00e8ncia i els ajuts disponibles el 2026"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Estar a l&#039;atur no nom\u00e9s suposa una aturada en els ingressos. Tamb\u00e9 obre la porta a una s\u00e8rie de descomptes concrets a la factura de la llum, el transport, les taxes municipals o activitats culturals que moltes persones no arriben a sol\u00b7licitar per desconeixement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquesta guia recull, actualitzats al 2026, els descomptes no monetaris als quals pots accedir pel simple fet d&#039;estar inscrit com a demandant d&#039;ocupaci\u00f3, amb prestaci\u00f3 o sense. Si el que busques \u00e9s informaci\u00f3 sobre la prestaci\u00f3 per desocupaci\u00f3 o els subsidis del SEPE, pots consultar-ho a la nostra guia d&#039;ajuts per a aturats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dada clau: segons la CNMC, el 2025 nom\u00e9s el 38% de les llars amb dret al bo social el\u00e8ctric ho havia sol\u00b7licitat. La majoria dels descomptes d&#039;aquesta guia tampoc no es demanen per manca d&#039;informaci\u00f3, no perqu\u00e8 no existeixin.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndex<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #6a737c;color:#6a737c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #6a737c;color:#6a737c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#%C2%BFQue_necesitas_para_acceder_a_estos_descuentos\" >Qu\u00e8 necessites per accedir a aquests descomptes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Descuentos_en_transporte_publico\" >Descomptes amb transport p\u00fablic<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Transporte_de_cercanias_y_metro_bonificaciones_estatales\" >Transport de rodalies i metro: bonificacions estatals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Por_comunidad_autonoma_principales_descuentos_vigentes_en_2026\" >Per comunitat aut\u00f2noma: principals descomptes vigents el 2026<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Bono_social_electrico_y_bono_termico\" >Bo social el\u00e8ctric i bo t\u00e8rmic<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Bono_social_electrico_porcentajes_de_descuento_segun_situacion\" >Bo social el\u00e8ctric: percentatges de descompte segons situaci\u00f3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Bono_social_termico_el_descuento_que_mas_se_olvida\" >Bo social t\u00e8rmic: el descompte que m\u00e9s s&#039;oblida<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Bonificaciones_en_impuestos_y_tasas_municipales\" >Bonificacions en impostos i taxes municipals<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#IBI_Impuesto_sobre_Bienes_Inmuebles\" >IBI (Impost sobre B\u00e9ns Immobles)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Tasa_de_agua_y_recogida_de_residuos\" >Taxa d&#039;aigua i recollida de residus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Descuento_en_la_ITV\" >Descompte a la ITV<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Descuentos_en_cultura_ocio_y_deporte\" >Descomptes en cultura, oci i esport<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#%C2%BFY_la_formacion_gratuita\" >I la formaci\u00f3 gratu\u00efta?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Como_solicitar_estos_descuentos_paso_a_paso\" >Com sol\u00b7licitar aquests descomptes: pas a pas<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#%C2%BFEl_tramite_se_alarga_y_tienes_un_gasto_urgente\" >El tr\u00e0mit s&#039;allarga i tens una despesa urgent?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Gestiona_tu_economia_mientras_buscas_empleo\" >Gestiona la teva economia mentre busques feina<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Preguntas_frecuentes_sobre_descuentos_por_desempleo\" >Preguntes freq\u00fcents sobre els descomptes per atur<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.avafin.es\/ca\/blog\/descuentos-por-estar-en-paro\/#Solicita_ahora_tu_Prestamo\" >Sol\u00b7licita ara el teu pr\u00e9stec<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_necesitas_para_acceder_a_estos_descuentos\"><\/span><strong>Qu\u00e8 necessites per accedir a aquests descomptes?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La major part dels descomptes que veur\u00e0s en aquesta guia comparteixen un \u00fanic requisit de base: estar inscrit com a demandant de feina al SEPE i tenir el DARDE (Document d&#039;Alta i Renovaci\u00f3 de la Demanda d&#039;Ocupaci\u00f3) vigent. Alguns exigeixen a m\u00e9s acreditar un nivell de renda, per\u00f2 molts no.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aix\u00f2 significa que hi pots accedir, encara que no cobris la prestaci\u00f3 contributiva.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Document<\/strong><\/td><td><strong>Per qu\u00e8 serveix<\/strong><\/td><\/tr><tr><td>DARD vigent<\/td><td>Acreditar inscripci\u00f3 com a demandant de feina, \u00e9s el document base per a gaireb\u00e9 tots els descomptes.<\/td><\/tr><tr><td>DNI o NIE<\/td><td>Identificaci\u00f3 en qualsevol tr\u00e0mit.<\/td><\/tr><tr><td>Certificat d&#039;empadronament<\/td><td>Necessari per a descomptes municipals (IBI, aigua, taxes locals).<\/td><\/tr><tr><td>Declaraci\u00f3 de la renda o certificat de rendes<\/td><td>Exigit per al bo social el\u00e8ctric i algunes bonificacions de transport.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Descuentos_en_transporte_publico\"><\/span><strong>Descomptes amb transport p\u00fablic<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El transport sol ser una de les despeses que m\u00e9s es dispara quan est\u00e0s buscant feina: entrevistes, gestions al SEPE, cursos de formaci\u00f3. Aquestes s\u00f3n les reduccions disponibles segons on visquis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transporte_de_cercanias_y_metro_bonificaciones_estatales\"><\/span>Transport de rodalies i metro: bonificacions estatals<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Des del 2023, el <strong>Ministeri de Transports bonifica<\/strong> entre el 30% i el 50% del preu dels abonaments de Rodalies Renfe, i en moltes comunitats els abonaments mensuals de metro i autob\u00fas estan bonificats o s\u00f3n gratu\u00efts per a persones a l&#039;atur amb ingressos baixos. Consulta el detall a la web del <strong><a href=\"https:\/\/www.transportes.gob.es\/transporte-terrestre\/bonificaciones-transporte-publico\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Ministeri de Transports<\/a>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Por_comunidad_autonoma_principales_descuentos_vigentes_en_2026\"><\/span>Per comunitat aut\u00f2noma: principals descomptes vigents el 2026<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Comunitat<\/strong><\/td><td><strong>Descompte \/ bo disponible<\/strong><\/td><td><strong>Requisit espec\u00edfic<\/strong><\/td><\/tr><tr><td>Madrid<\/td><td>Abonament Jove gratu\u00eft per a menors de 26 anys; resta d&#039;aturats: targeta Multi amb bonificaci\u00f3 estatal.<\/td><td>DARD vigent + empadronament a CAM.<\/td><\/tr><tr><td>Catalunya<\/td><td>T-Usuari: tarifa redu\u00efda per a aturats de llarga durada (m\u00e9s de 12 mesos a l&#039;atur).<\/td><td>Certificat SEPE + rendes inferiors a l&#039;IPREM.<\/td><\/tr><tr><td>Comunitat Valenciana<\/td><td>Bono Metro i EMT Val\u00e8ncia amb descompte del 50% per a aturats inscrits.<\/td><td>DARDE + domicili en municipi amb conveni.<\/td><\/tr><tr><td>Andalusia<\/td><td>Transport p\u00fablic gratu\u00eft a Rodalies i autob\u00fas interurb\u00e0 amb Targeta Gratu\u00efta Andalusia.<\/td><td>Ingressos anuals inferiors a 7.500\u20ac.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Les condicions canvien amb freq\u00fc\u00e8ncia. Verifica sempre a l&#039;organisme auton\u00f2mic o municipal corresponent abans de sol\u00b7licitar.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bono_social_electrico_y_bono_termico\"><\/span><strong>Bo social el\u00e8ctric i bo t\u00e8rmic<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00f3n dos dels descomptes m\u00e9s importants a qu\u00e8 pots accedir si est\u00e0s a l&#039;atur i el m\u00e9s desconegut \u00e9s el t\u00e8rmic. Te&#039;ls expliquem amb les dades oficials vigents el 2026.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bono_social_electrico_porcentajes_de_descuento_segun_situacion\"><\/span>Bo social el\u00e8ctric: percentatges de descompte segons situaci\u00f3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Perfil<\/strong><\/td><td><strong>Descompte<\/strong><\/td><td><strong>Requisit de renda (IPREM 2026: 600 \u20ac\/mes)<\/strong><\/td><\/tr><tr><td>Consumidor vulnerable<\/td><td>25%<\/td><td>Renda &lt; 1,5 \u00d7 IPREM sense fills; &lt; 2 \u00d7 IPREM amb un fill<\/td><\/tr><tr><td>Consumidor vulnerable sever<\/td><td>40%<\/td><td>Renda &lt; 1 \u00d7 IPREM sense fills; &lt; 1,5 \u00d7 IPREM amb un fill<\/td><\/tr><tr><td>En risc d&#039;exclusi\u00f3 social (acreditat per serveis socials)<\/td><td>65%<\/td><td>Renda &lt; 1 \u00d7 IPREM sense fills<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Com sol\u00b7licitar-ho: contacta directament amb la teva comercialitzadora de refer\u00e8ncia (Endesa, Iberdrola, Naturgy\u2026) i presenta el DARDE, el DNI i el certificat de rendes. La resoluci\u00f3 sol arribar-hi en 2-3 setmanes. M\u00e9s informaci\u00f3 oficial a la <a href=\"https:\/\/www.cnmc.es\/ambitos-de-actuacion\/energia\/consumidores\/bono-social\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">web de la CNMC<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bono_social_termico_el_descuento_que_mas_se_olvida\"><\/span>Bo social t\u00e8rmic: el descompte que m\u00e9s s&#039;oblida<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si ja tens el bo social el\u00e8ctric, tens dret autom\u00e0tic al bo t\u00e8rmic: una ajuda anual en met\u00e0l\u00b7lic per a calefacci\u00f3, aigua calenta o cuina. No cal sol\u00b7licitar-ho per separat, s&#039;ingressa directament al vostre compte bancari.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Zona clim\u00e0tica<\/strong><\/td><td><strong>Quantia vulnerable<\/strong><\/td><td><strong>Quantia vulnerable sever<\/strong><\/td><\/tr><tr><td>Zona alpha (clima c\u00e0lid: Can\u00e0ries, sud d&#039;Andalusia)<\/td><td>~34 \u20ac\/any<\/td><td>~51 \u20ac\/any<\/td><\/tr><tr><td>Zona delta (clima fred: Castella, Arag\u00f3, interior)<\/td><td>~123 \u20ac\/any<\/td><td>~184 \u20ac\/any<\/td><\/tr><tr><td>Zona epsilon (clima molt fred: zones d&#039;alta muntanya)<\/td><td>~147 \u20ac\/any<\/td><td>~220 \u20ac\/any<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bonificaciones_en_impuestos_y_tasas_municipales\"><\/span><strong>Bonificacions en impostos i taxes municipals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Molts ajuntaments apliquen descomptes autom\u00e0tics oa sol\u00b7licitud als seus impostos per a ve\u00efns en situaci\u00f3 d&#039;atur. No s\u00f3n homogenis - cada municipi t\u00e9 les seves pr\u00f2pies ordenances, per\u00f2 aquests s\u00f3n els m\u00e9s freq\u00fcents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IBI_Impuesto_sobre_Bienes_Inmuebles\"><\/span>IBI (Impost sobre B\u00e9ns Immobles)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fins al 50% de bonificaci\u00f3 a la quota \u00edntegra de l&#039;IBI si l&#039;habitatge \u00e9s la resid\u00e8ncia habitual i els ingressos del conjunt familiar no superen determinats l\u00edmits. Cal sol\u00b7licitar-ho a l&#039;ajuntament abans de l&#039;inici del per\u00edode de cobrament voluntari. Porta el DARDE, el certificat d&#039;empadronament i la declaraci\u00f3 de renda.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tasa_de_agua_y_recogida_de_residuos\"><\/span>Taxa d&#039;aigua i recollida de residus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A molts municipis grans (Madrid, Barcelona, Val\u00e8ncia, Sevilla) hi ha una tarifa social per a l&#039;aigua que redueix entre un 25% i un 50% el consum m\u00ednim. La recollida de residus t\u00e9 exempcions semblants en alguns ajuntaments. Consulta a la teva oficina municipal d\u00b4atenci\u00f3 al ciutad\u00e0.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Descuento_en_la_ITV\"><\/span>Descompte a la ITV<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Algunes estacions d&#039;ITV col\u00b7laboren amb programes socials auton\u00f2mics i ofereixen preus redu\u00efts per a aturats. A m\u00e9s, a <a href=\"https:\/\/itv.com.es\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">itv.com.es<\/a> pots trobar un <a href=\"https:\/\/itv.com.es\/descuentos-itv\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">descompte ITV<\/a> aplicable amb independ\u00e8ncia de la teva situaci\u00f3 laboral. Consulta la disponibilitat a la teva prov\u00edncia abans de demanar cita.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Descuentos_en_cultura_ocio_y_deporte\"><\/span><strong>Descomptes en cultura, oci i esport<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mantenir una vida activa mentre busques feina \u00e9s important per al benestar. Aquestes s\u00f3n les reduccions m\u00e9s habituals amb el carnet de desocupat o simplement amb el DARDE.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Museus estatals (Prado, Reina Sofia, Thyssen): entrada gratu\u00efta o redu\u00efda per a aturats en dies o franges hor\u00e0ries espec\u00edfiques. Porta el DARDE en vigor.<\/li>\n\n\n\n<li>Instal\u00b7lacions esportives municipals: la majoria dels ajuntaments tenen tarifa social per a gimnasos i piscines p\u00fabliques. El descompte habitual oscil\u00b7la entre el 30% i el 50%.<\/li>\n\n\n\n<li>Teatres i auditoris p\u00fablics: molts tenen entrades de darrer moment a preu redu\u00eft per a persones amb DARDE. Consulta a taquilla oa la web del teatre.<\/li>\n\n\n\n<li>Cinema: les principals cadenes (Cinesa, Yelmo, Kin\u00e9polis) no tenen tarifa espec\u00edfica per a aturats, per\u00f2 el carnet jove i les tarifes de dia d&#039;espectador es poden combinar. Alguns municipis tenen convenis amb sales locals.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFY_la_formacion_gratuita\"><\/span><strong>I la formaci\u00f3 gratu\u00efta?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Els cursos del SEPE i els programes de formaci\u00f3 per a l&#039;ocupaci\u00f3 s\u00f3n un altre benefici important per a persones a l&#039;atur, per\u00f2 en tractar-se d&#039;un tema extens amb el seu propi sistema de beques i ajudes econ\u00f2miques, l&#039;hem desenvolupat detalladament al nostre article sobre <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/cursos-del-sapiga-que-et-paguen\/\">cursos del SEPE que et paguen<\/a>. All\u00e0 trobar\u00e0s com accedir-hi, quins ajuts de fins a 600 \u20ac existeixen i quines plataformes utilitzar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_solicitar_estos_descuentos_paso_a_paso\"><\/span><strong>Com sol\u00b7licitar aquests descomptes: pas a pas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image alignfull size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"847\" src=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia.png\" alt=\"Com sol\u00b7licitar aquests descomptes: pas a pas\" class=\"wp-image-10845\" srcset=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia.png 900w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia-300x282.png 300w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia-768x723.png 768w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia-13x12.png 13w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia-319x300.png 319w, https:\/\/www.avafin.es\/wp-content\/uploads\/2026\/03\/descuentos-por-estar-en-paro-infografia-850x800.png 850w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"%C2%BFEl_tramite_se_alarga_y_tienes_un_gasto_urgente\"><\/span><strong>El tr\u00e0mit s&#039;allarga i tens una despesa urgent?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Descobreix l'import disponible despr\u00e9s que s'hagi avaluat el teu perfil.<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gestiona_tu_economia_mientras_buscas_empleo\"><\/span><strong>Gestiona la teva economia mentre busques feina<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Combinar tots els descomptes d\u02bbaquesta guia pot suposar un estalvi real de diversos centenars d\u02bbeuros al mes. Per a m\u00e9s estrat\u00e8gies de despesa intel\u00b7ligent, consulta la nostra secci\u00f3 de <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/estalvi\/\">estalvi<\/a> al bloc de AvaFin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si a m\u00e9s de reduir despeses necessites fer front a un imprevist puntual, a <a href=\"https:\/\/www.avafin.es\/ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">AvaFin<\/a> oferim solucions de finan\u00e7ament flexibles. Pots consultar els nostres <a href=\"https:\/\/www.avafin.es\/ca\/prestem\/facils\/\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9stecs f\u00e0cils<\/a> o, si la urg\u00e8ncia no pot esperar, els nostres <a href=\"https:\/\/www.avafin.es\/ca\/credits\/urgents-en-linia\/\" target=\"_blank\" rel=\"noreferrer noopener\">cr\u00e8dits urgents online<\/a>. Fes-los servir sempre com a \u00faltim recurs, una vegada esgotades les vies d&#039;ajuda p\u00fablica.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes_sobre_descuentos_por_desempleo\"><\/span><strong>Preguntes freq\u00fcents sobre els descomptes per atur<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1772183707209\"><strong class=\"schema-faq-question\"><strong>Puc accedir a aquests descomptes si no cobro la prestaci\u00f3 per desocupaci\u00f3?<\/strong><\/strong> <p class=\"schema-faq-answer\">S\u00ed. La majoria dels descomptes d&#039;aquesta guia nom\u00e9s requereixen estar inscrit com a demandant d&#039;ocupaci\u00f3 al SEPE i tenir el DARDE en vigor, independentment de si cobres o no la prestaci\u00f3 contributiva.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772183799984\"><strong class=\"schema-faq-question\"><strong>Els descomptes s\u00f3n iguals a tot Espanya?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. Els descomptes estatals (bo social el\u00e8ctric, bonificacions a Rodalies Renfe) s\u00ed que s\u00f3n uniformes. Els municipals i auton\u00f2mics varien significativament. Consulta sempre al teu ajuntament o comunitat aut\u00f2noma.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772183840148\"><strong class=\"schema-faq-question\"><strong><strong>Quan puc estalviar en total combinant tots aquests descomptes?<\/strong><\/strong><\/strong> <p class=\"schema-faq-answer\">Dep\u00e8n del teu municipi i situaci\u00f3 familiar, per\u00f2 combinant bo social el\u00e8ctric (25-65%), bonificaci\u00f3 en transport, descompte en IBI i taxes d&#039;aigua, l&#039;estalvi mensual es pot situar entre 80\u20ac i 200\u20ac segons el perfil.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1780571583676\"><strong class=\"schema-faq-question\">Hi ha descomptes addicionals per a aturats de llarga durada?<\/strong> <p class=\"schema-faq-answer\">S\u00ed. Les persones amb m\u00e9s de 12 mesos a l&#039;atur tenen acc\u00e9s prioritari a programes espec\u00edfics de comunitats aut\u00f2nomes com Catalunya (T-Usuari) ia un perfil diferent al bo social el\u00e8ctric. Si la teva situaci\u00f3 fa temps que es prolonga, consulta tamb\u00e9 les <a href=\"https:\/\/www.avafin.es\/ca\/bloc\/ajudes-despres-de-latur\/\" target=\"_blank\" rel=\"noreferrer noopener\">ajudes despr\u00e9s de l&#039;atur<\/a> per veure quins subsidis del SEPE poden correspondre.<\/p> <\/div> <\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"Solicita_ahora_tu_Prestamo\"><\/span><strong>Sol\u00b7licita ara el teu pr\u00e9stec<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">Obtingues-ho avui amb AvaFin<\/p>\n\n\n\n<div style=\"margin: auto;\" class=\"flex flex-res\">\n<a id=\"av-get-loan\" class=\"btn btn-cta btn-lg force-data-base-url\" href=\"https:\/\/portal.avafin.es\/wp-registerCreditosi\" style=\"display: inline-block; margin: auto\">Sol\u00b7licitar<\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Estar en paro no solo supone un par\u00f3n en los ingresos. Tambi\u00e9n abre la puerta a una serie de descuentos concretos en la factura de la luz, el transporte, las tasas municipales o actividades culturales que muchas personas no llegan a solicitar por desconocimiento. Esta gu\u00eda recoge, actualizados a 2026, los descuentos no monetarios a [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":5337,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[22,26,23],"tags":[],"class_list":["post-5336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ahorro","category-ayudas","category-educacion-financiera"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Descuentos por estar en paro en 2026: gu\u00eda completa | AvaFin Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Descubre los descuentos reales a los que puedes acceder si est\u00e1s en paro: bono social el\u00e9ctrico, transporte, IBI, ITV y cultura. Datos actualizados 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.avafin.es\/ca\/bloc\/descomptes-per-estar-a-latur\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Descuentos por estar en paro: todas las ayudas y beneficios disponibles en 2026\" \/>\n<meta property=\"og:description\" content=\"Descubre los descuentos reales a los que puedes acceder si est\u00e1s en paro: bono social el\u00e9ctrico, transporte, IBI, ITV y cultura. Datos actualizados 2026.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.avafin.es\/ca\/bloc\/descomptes-per-estar-a-latur\" \/>\n<meta property=\"og:site_name\" content=\"AvaFin Espa\u00f1a\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61569520036083\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-27T08:41:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-23T09:27:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.avafin.es\/wp-content\/uploads\/2025\/03\/descuentos-por-estar-en-paro.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2250\" \/>\n\t<meta property=\"og:image:height\" content=\"1500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Daniel Escudero\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AvafinEs\" \/>\n<meta name=\"twitter:site\" content=\"@AvafinEs\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Daniel Escudero\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro\"},\"author\":{\"name\":\"Daniel Escudero\",\"@id\":\"http:\\\/\\\/www.avafin.es\\\/ca\\\/#\\\/schema\\\/person\\\/dfcbcd68c6560ce5045e2e9ad2b802e5\"},\"headline\":\"Descuentos por estar en paro: todas las ayudas y beneficios disponibles en 2026\",\"datePublished\":\"2026-03-27T08:41:18+00:00\",\"dateModified\":\"2026-07-23T09:27:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro\"},\"wordCount\":1539,\"commentCount\":0,\"publisher\":{\"@id\":\"http:\\\/\\\/www.avafin.es\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.avafin.es\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/descuentos-por-estar-en-paro.jpg\",\"articleSection\":[\"Ahorro\",\"Ayudas\",\"Educaci\u00f3n financiera\"],\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#respond\"]}]},{\"@type\":[\"WebPage\",\"ItemPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro\",\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro\",\"name\":\"Descuentos por estar en paro en 2026: gu\u00eda completa | AvaFin Espa\u00f1a\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.avafin.es\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.avafin.es\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/descuentos-por-estar-en-paro.jpg\",\"datePublished\":\"2026-03-27T08:41:18+00:00\",\"dateModified\":\"2026-07-23T09:27:18+00:00\",\"description\":\"Descubre los descuentos reales a los que puedes acceder si est\u00e1s en paro: bono social el\u00e9ctrico, transporte, IBI, ITV y cultura. 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La mayor\u00eda de los descuentos de esta gu\u00eda solo requieren estar inscrito como demandante de empleo en el SEPE y tener el DARDE en vigor, independientemente de si cobras o no la prestaci\u00f3n contributiva.\",\"inLanguage\":\"ca\"},\"inLanguage\":\"ca\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#faq-question-1772183799984\",\"position\":2,\"url\":\"https:\\\/\\\/www.avafin.es\\\/ca\\\/blog\\\/descuentos-por-estar-en-paro#faq-question-1772183799984\",\"name\":\"\u00bfLos descuentos son iguales en toda Espa\u00f1a?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Los descuentos estatales (bono social el\u00e9ctrico, bonificaciones en Cercan\u00edas Renfe) s\u00ed son uniformes. Los municipales y auton\u00f3micos var\u00edan significativamente. 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